Nissan Titan Insurance Rates

The average auto insurance rates for a Nissan Titan are $1,374 annually including full coverage. Comprehensive insurance costs around $260 a year, collision insurance costs $424, and liability insurance is estimated at $510. Liability-only coverage costs approximately $568 a year, and high-risk coverage costs $2,966 or more. Teenage drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,374

Policy rates for type of insurance:

These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $807
• Choosing higher $1,000 deductibles can save about $1,220 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,374
• Using low $100 deductibles for comp and collision coverage costs an additional $300 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,966
• Policy cost with full coverage for a teen driver can be $5,308 each year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,600 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $460 each year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance takes being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a brief summary of the coverage data illustrated above.

• You may be able to save up to $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Teenage drivers are charged the highest rates, with premiums being up to $442 each month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,590 more every year for auto insurance