Nissan Titan Insurance Rates
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UPDATED: Apr 11, 2024
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The average auto insurance rates for a Nissan Titan are $1,374 annually including full coverage. Comprehensive insurance costs around $260 a year, collision insurance costs $424, and liability insurance is estimated at $510. Liability-only coverage costs approximately $568 a year, and high-risk coverage costs $2,966 or more. Teenage drivers cost the most to insure at up to $5,308 a year.
Average premium for full coverage: $1,374
Policy rates for type of insurance:
These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Titan trim levels.
Price Range Variability
For a 40-year-old driver, Nissan Titan insurance rates range from as cheap as $568 for just the minimum liability insurance to a high of $2,966 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.
The examples above highlight why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Nissan Titan insurance rates for additional coverage choices and driver risks.
- The best discount rate is $807
- Choosing higher $1,000 deductibles can save about $1,220 every year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,374
- Using low $100 deductibles for comp and collision coverage costs an additional $300 a year
- High-risk insureds who are prone to accidents and violations could pay at least $2,966
- Policy cost with full coverage for a teen driver can be $5,308 each year
Insurance rates for a Nissan Titan also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.
Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,600 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $460 each year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,240 | -$134 | -9.8% |
Alaska | $1,054 | -$320 | -23.3% |
Arizona | $1,142 | -$232 | -16.9% |
Arkansas | $1,374 | -$0 | 0.0% |
California | $1,566 | $192 | 14.0% |
Colorado | $1,310 | -$64 | -4.7% |
Connecticut | $1,412 | $38 | 2.8% |
Delaware | $1,554 | $180 | 13.1% |
Florida | $1,718 | $344 | 25.0% |
Georgia | $1,268 | -$106 | -7.7% |
Hawaii | $984 | -$390 | -28.4% |
Idaho | $932 | -$442 | -32.2% |
Illinois | $1,022 | -$352 | -25.6% |
Indiana | $1,036 | -$338 | -24.6% |
Iowa | $926 | -$448 | -32.6% |
Kansas | $1,304 | -$70 | -5.1% |
Kentucky | $1,874 | $500 | 36.4% |
Louisiana | $2,032 | $658 | 47.9% |
Maine | $848 | -$526 | -38.3% |
Maryland | $1,132 | -$242 | -17.6% |
Massachusetts | $1,098 | -$276 | -20.1% |
Michigan | $2,386 | $1,012 | 73.7% |
Minnesota | $1,150 | -$224 | -16.3% |
Mississippi | $1,646 | $272 | 19.8% |
Missouri | $1,216 | -$158 | -11.5% |
Montana | $1,476 | $102 | 7.4% |
Nebraska | $1,082 | -$292 | -21.3% |
Nevada | $1,650 | $276 | 20.1% |
New Hampshire | $992 | -$382 | -27.8% |
New Jersey | $1,536 | $162 | 11.8% |
New Mexico | $1,216 | -$158 | -11.5% |
New York | $1,446 | $72 | 5.2% |
North Carolina | $792 | -$582 | -42.4% |
North Dakota | $1,126 | -$248 | -18.0% |
Ohio | $948 | -$426 | -31.0% |
Oklahoma | $1,410 | $36 | 2.6% |
Oregon | $1,258 | -$116 | -8.4% |
Pennsylvania | $1,308 | -$66 | -4.8% |
Rhode Island | $1,832 | $458 | 33.3% |
South Carolina | $1,246 | -$128 | -9.3% |
South Dakota | $1,160 | -$214 | -15.6% |
Tennessee | $1,202 | -$172 | -12.5% |
Texas | $1,656 | $282 | 20.5% |
Utah | $1,016 | -$358 | -26.1% |
Vermont | $940 | -$434 | -31.6% |
Virginia | $822 | -$552 | -40.2% |
Washington | $1,060 | -$314 | -22.9% |
West Virginia | $1,260 | -$114 | -8.3% |
Wisconsin | $950 | -$424 | -30.9% |
Wyoming | $1,224 | -$150 | -10.9% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Titan XE King Cab 4WD | $1,222 | $102 |
Nissan Titan SE King Cab 4WD | $1,260 | $105 |
Nissan Titan XE Crew Cab 4WD | $1,260 | $105 |
Nissan Titan XE King Cab 2WD | $1,414 | $118 |
Nissan Titan Pro-4X King Cab 4WD | $1,320 | $110 |
Nissan Titan SE Crew Cab 4WD | $1,320 | $110 |
Nissan Titan SE King Cab 2WD | $1,448 | $121 |
Nissan Titan XE Crew Cab 2WD | $1,448 | $121 |
Nissan Titan LE Crew Cab 4WD | $1,354 | $113 |
Nissan Titan Pro-4X Crew Cab 4WD | $1,354 | $113 |
Nissan Titan SE Crew Cab 2WD | $1,484 | $124 |
Nissan Titan LE Crew Cab 2WD | $1,556 | $130 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Titan | $320 | $512 | $440 | $1,452 |
2023 Nissan Titan | $306 | $506 | $450 | $1,442 |
2022 Nissan Titan | $296 | $494 | $470 | $1,440 |
2021 Nissan Titan | $286 | $474 | $486 | $1,426 |
2020 Nissan Titan | $270 | $458 | $500 | $1,408 |
2019 Nissan Titan | $260 | $424 | $510 | $1,374 |
2018 Nissan Titan | $250 | $400 | $514 | $1,344 |
2017 Nissan Titan | $240 | $358 | $520 | $1,298 |
2016 Nissan Titan | $224 | $330 | $520 | $1,254 |
2011 Nissan Titan | $176 | $222 | $534 | $1,112 |
2009 Nissan Titan | $162 | $182 | $530 | $1,054 |
2008 Nissan Titan | $158 | $178 | $520 | $1,036 |
2005 Nissan Titan | $138 | $152 | $500 | $970 |
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Nissan Titan Insurance
Finding cheaper rates on Nissan Titan insurance takes being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a brief summary of the coverage data illustrated above.
- You may be able to save up to $160 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $450 each year
- Teenage drivers are charged the highest rates, with premiums being up to $442 each month if they have full coverage
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,590 more every year for auto insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,308 |
20 | $3,158 |
30 | $1,418 |
40 | $1,374 |
50 | $1,258 |
60 | $1,234 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,674 |
$250 | $1,536 |
$500 | $1,374 |
$1,000 | $1,220 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,374 |
50/100 | $1,669 |
100/300 | $1,810 |
250/500 | $2,176 |
100 CSL | $1,725 |
300 CSL | $2,035 |
500 CSL | $2,261 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,534 |
20 | $5,030 |
30 | $3,012 |
40 | $2,966 |
50 | $2,834 |
60 | $2,808 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $72 |
Multi-vehicle | $73 |
Homeowner | $22 |
5-yr Accident Free | $94 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $57 |
Advance Quote | $65 |
Online Quote | $96 |
Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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