Suzuki SX4 Insurance Rates

The average auto insurance rates for a Suzuki SX4 are $1,370 annually including full coverage. Comprehensive costs an estimated $308 a year, collision costs $532, and liability costs $372. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing around $2,954. 16-year-old drivers cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on insurance prices.

The examples above highlight why it is important to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Suzuki SX4 insurance rates for other coverage scenarios.

• The best full coverage rate is $791
• Drivers who choose higher $1,000 deductibles will pay approximately $1,178 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,370
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,738
• Drivers with multiple tickets or accidents could pay up to $2,954 or more
• Policy cost with full coverage for a 16-year-old driver can cost as much as $5,052 a year

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $560 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Suzuki SX4 insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every company utilizes a different rate formula, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Suzuki SX4 Insurance

Finding cheaper rates on insurance for a Suzuki SX4 not only requires being a good driver, but also having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Make time to compare rates every time your policy renews by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a brief summary of the information touched on in this article.

• You may be able to save approximately $160 per year simply by quoting early and online
• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $421 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,580 more annually than a safer driver
• Insureds who want an increased level of liability coverage will pay around $410 per year to go from a 30/60 limit to higher 250/500 limits