Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year including full coverage. Comprehensive costs approximately $308 each year, collision costs $532, and liability coverage is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $2,954. Teenage drivers cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and SX4 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Suzuki SX4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $791
• Choosing higher $1,000 deductibles can save $192 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,370
• Using low deductibles for comp and collision coverage will increase the cost to $1,738
• Drivers who are prone to accidents and violations could pay around $2,954 or more
• Policy cost for full coverage for a teenage driver can cost $5,052 each year

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on your risk profile, the model of your SX4, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Suzuki SX4 insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $560 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Suzuki SX4 Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a recap of the coverage data touched on above.

• You may be able to save around $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $550 each year
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $421 each month including comprehensive and collision insurance
• Drivers that have major violations or accidents could be forced to pay on average $1,580 more per year to insure a Suzuki SX4