Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year with full coverage. Comprehensive costs around $308 a year, collision costs $532, and liability costs $372. A liability-only policy costs as little as $438 a year, with high-risk insurance costing around $2,954. Teenage drivers cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why it is important to compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Suzuki SX4 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $791
• Drivers who choose higher $1,000 deductibles will pay about $1,178 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,370
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,738
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,954 or more
• Policy cost that insures a teen driver can be $5,052 a year

View Chart as Image

Car insurance rates for a Suzuki SX4 also range considerably based on the trim level of your SX4, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age

Your home state makes a big difference in Suzuki SX4 insurance prices. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $560 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Suzuki SX4 Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also having a positive credit history, not filing small claims, and qualifying for all possible discounts. Compare prices at least once a year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a review of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $160 per year simply by quoting early and online
• Higher risk drivers who have several accidents or serious violations may pay on average $1,580 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• 16 to 18-year-old drivers are the costliest to insure, as much as $421 each month if full coverage is purchased