Suzuki SX4 Insurance Rates

The average auto insurance rates for a Suzuki SX4 are $1,370 annually including full coverage. Comprehensive insurance costs approximately $308, collision insurance costs $532, and liability coverage is estimated at $372. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs $2,954 or more. 16-year-old drivers cost the most to insure at up to $5,052 a year.

Average premium for full coverage: $1,370

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all SX4 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Suzuki SX4 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $791
• Choosing higher $1,000 deductibles can save $192 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,370
• Buying pricier low deductibles for comp and collision coverage costs an additional $368 each year
• Drivers with multiple tickets or accidents could pay around $2,954
• Policy cost with full coverage for a teenage driver for full coverage can cost $5,052 each year

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Suzuki SX4 insurance for high-risk drivers ranges around 44% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $560 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Suzuki SX4 insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Suzuki SX4 Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a condensed summary of the data that was raised in the charts and tables above.

• You may be able to save around $160 per year just by quoting online well ahead of the renewal date
• Consumers who purchase higher liability limits will pay around $410 per year to raise limits from a 30/60 limit to higher 250/500 limits
• Teenagers are expensive to insure, with premiums being up to $421 each month including comprehensive and collision insurance
• Drivers with multiple at-fault accidents may have to pay on average $1,580 more per year for car insurance