Suzuki SX4 Insurance Rates

Estimated insurance rates for a Suzuki SX4 are $1,370 a year for full coverage insurance. Comprehensive insurance costs approximately $308, collision insurance costs $532, and liability costs around $372. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs $2,954 or more. Teenage drivers pay the most at up to $5,052 a year.

Average premium for full coverage: $1,370

Premium estimates by type of coverage:

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different SX4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Suzuki SX4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $791
• Using higher $1,000 deductibles will save $192 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,370
• Using more expensive low deductibles for physical damage coverage will cost an additional $368 every year
• Drivers who are prone to accidents and violations could pay around $2,954
• An auto insurance policy that insures a teen driver with full coverage can cost $5,052 or more

View Chart as Image

Insurance prices for a Suzuki SX4 also have a wide range based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance can be as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $560 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Suzuki SX4 Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices every other policy renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following is a brief summary of the ideas that were illustrated above.

• Teens are the costliest to insure, with premiums being up to $421 per month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,580 more per year for SX4 insurance
• Increasing policy deductibles can save approximately $550 each year
• It is possible to save around $160 per year just by shopping early and online