Suzuki SX4 Insurance Rates

Average insurance rates for a Suzuki SX4 are $1,370 a year for full coverage insurance. Comprehensive costs approximately $308 a year, collision costs $532, and liability coverage costs around $372. A policy with just liability insurance costs as low as $438 a year, with coverage for high-risk drivers costing around $2,954. 16-year-old drivers receive the highest rates at $5,052 a year or more.

Average premium for full coverage: $1,370

Rate estimates by individual coverage type:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and SX4 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how geographic area affects auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Suzuki SX4 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $791
• Using higher $1,000 deductibles will save $1,178 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,370
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,738
• Higher-risk drivers with multiple tickets or accidents could pay around $2,954 or more
• The cost for full coverage for a teenage driver can cost $5,052 or more

View Chart as Image

Insurance rates for a Suzuki SX4 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Where you live has a huge impact on Suzuki SX4 insurance rates. A driver around age 40 might see rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $560 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can be around 44% to 131% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Suzuki SX4 Insurance

Saving money on auto insurance requires being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by getting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a quick rundown of the information presented in the illustrations above.

• It is possible to save around $160 per year simply by quoting early and online
• Teen drivers are the costliest to insure, costing up to $421 per month including comprehensive and collision insurance
• Increasing deductibles can save around $550 each year
• Drivers with reckless driving or DUI convictions may pay on average $1,580 more per year to insure their SX4
• Consumers who purchase more liability coverage will pay around $410 annually to increase from a minimum limit to 250/500 limits