Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year for full coverage. Comprehensive insurance costs an estimated $308, collision insurance costs $532, and liability is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs $2,954 or more. Teenage drivers cost the most to insure at up to $5,052 a year.

Average premium for full coverage: $1,370

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all SX4 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities. The example below illustrates the difference location can make on insurance prices.

The examples above show why everyone should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Suzuki SX4 insurance rates for other coverage scenarios.

• The best discount rate is $791
• Raising to $1,000 deductibles will save approximately $192 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,370
• Using pricier low deductibles will cost an extra $368 annually
• Drivers who are prone to accidents and violations could pay up to $2,954
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost as much as $5,052

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on your risk profile, the trim level of your SX4, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age

Your home state also has a big influence on Suzuki SX4 insurance prices. A middle-age driver might find rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,960 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $560 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 additional every year, depending on your age. Suzuki SX4 insurance for high-risk drivers is expensive and can cost from 44% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Suzuki SX4 Insurance

Finding cheaper rates on insurance for a Suzuki SX4 consists of avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a quick rundown of the information touched on in this article.

• Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date
• Drivers under the age of 20 are expensive to insure, costing up to $421 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $550 each year
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,580 more annually to insure a Suzuki SX4
• Insureds who want increased liability limits will pay an extra $410 each year to raise from a 30/60 limit to 250/500 limits