Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year including full coverage. Comprehensive insurance costs around $308, collision costs $532, and liability costs around $372. A liability-only policy costs as low as $438 a year, with high-risk insurance costing $2,954 or more. Teens cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates for type of insurance:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Suzuki SX4 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $791
• Using higher $1,000 deductibles will save about $192 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,370
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $368 annually
• High-risk insureds with serious driving violations could pay at least $2,954 or more
• Policy cost that insures a 16-year-old driver with full coverage can be $5,052 or more

View Chart as Image

Car insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be from 44% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $560 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to compare rates from multiple companies. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Suzuki SX4 Insurance

Finding cheaper rates on insurance for a Suzuki SX4 requires being a safe and courteous driver, having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare rates every other policy renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief summary of the ideas that were illustrated above.

• Teenage drivers are the costliest to insure, with premiums being up to $421 each month if full coverage is purchased
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,580 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• You may be able to save up to $160 per year simply by shopping early and online