Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year with full coverage. Comprehensive insurance costs around $308 a year, collision costs $532, and liability insurance costs around $372. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing $2,954 or more. Teenage drivers cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates for type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Suzuki SX4 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $791
• Using higher $1,000 deductibles will save about $1,178 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,370
• Using low $100 deductibles for physical damage coverage will cost an additional $368 a year
• Drivers who are prone to accidents and violations could pay at least $2,954 or more
• Policy cost that insures a teen driver can be $5,052 or more

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on the trim level of your SX4, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Suzuki SX4 insurance rates. A driver around age 40 might see rates as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $560 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Suzuki SX4 Insurance

Finding cheaper rates on Suzuki SX4 insurance requires being safe and accident-free, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare prices at least once a year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the primary concepts that were covered above.

• You may be able to save up to $160 per year simply by quoting early and online
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,580 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Youthful drivers pay higher rates, as much as $421 each month if full coverage is included