Suzuki SX4 Insurance Rates

The average auto insurance rates for a Suzuki SX4 are $1,370 annually with full coverage. Comprehensive insurance costs around $308, collision costs $532, and liability is $372. Liability-only coverage costs around $438 a year, with high-risk coverage costing $2,954 or more. Teenage drivers cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates for type of insurance:

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all SX4 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why everyone should compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Suzuki SX4 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $791
• Raising to $1,000 deductibles will save about $192 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,370
• Using pricier low deductibles costs an additional $368 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,954 or more
• Policy cost with full coverage for a teen driver for full coverage can be $5,052

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,600 to $2,200 additional every year, depending on your age. Suzuki SX4 insurance for high-risk drivers is expensive and can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $560 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Suzuki SX4 insurance prices. A middle-age driver might find rates as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Suzuki SX4 Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates at least every other year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a brief review of the car insurance concepts covered above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,580 more every year for auto insurance
• You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Policyholders who may need higher levels of liability will pay an extra $410 every year to raise from a 30/60 limit to higher 250/500 limits