Suzuki SX4 Insurance Rates

Estimated insurance rates for a Suzuki SX4 are $1,370 a year for full coverage insurance. Comprehensive insurance costs an estimated $308, collision costs $532, and liability is estimated at $372. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing $2,954 or more. Teens pay the most at $5,052 a year or more.

Average premium for full coverage: $1,370

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different SX4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Suzuki SX4 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $791
• Choosing higher $1,000 deductibles can save approximately $192 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,370
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $368 annually
• Higher-risk drivers with serious driving violations could pay up to $2,954 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage can cost as much as $5,052 each year

View Chart as Image

Insurance prices for a Suzuki SX4 also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance ranges from 44% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Suzuki SX4 insurance prices. A good driver about age 40 could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from multiple companies. Each auto insurer calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Suzuki SX4 Insurance

Finding better rates on insurance for a Suzuki SX4 takes being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates at least once a year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a brief review of the primary concepts that were covered in the above illustrations.

• It is possible to save approximately $160 per year simply by shopping early and online
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,580 more annually than a low-risk driver
• Increasing policy deductibles can save approximately $550 each year
• Youthful drivers are expensive to insure, with premiums being up to $421 per month if comprehensive and collision insurance is included