Suzuki SX4 Insurance Rates
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UPDATED: Jun 4, 2023
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Average auto insurance rates for a Suzuki SX4 are $986 annually for full coverage. Comprehensive costs an estimated $152, collision costs $202, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,124. Teen drivers receive the highest rates at $4,008 a year or more.
Average premium for full coverage: $986
Rate estimates broken down by individual coverage type:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all SX4 models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as cheap as $522 for a discount liability-only rate to the much higher price of $2,124 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city can make a big difference on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas.
The example below illustrates how where you live affects insurance prices.
These examples show why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Suzuki SX4 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $599
- Choosing higher $1,000 deductibles can save approximately $80 a year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $986
- Choosing pricier low deductibles for comp and collision coverage will cost $1,140
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,124 or more
- The cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,008 each year
Car insurance rates for a Suzuki SX4 can also vary considerably based on the trim level of your SX4, your driver profile, and liability limits and deductibles.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $900 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying $1,200 to $1,700 extra per year, depending on your age. Suzuki SX4 insurance for high-risk drivers ranges from 42% to 135% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $240 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Suzuki SX4 insurance prices. A good driver about age 40 could pay as low as $650 a year in states like Iowa, Maine, and Idaho, or as much as $1,410 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $892 | -$94 | -9.5% |
Alaska | $756 | -$230 | -23.3% |
Arizona | $818 | -$168 | -17.0% |
Arkansas | $986 | -$0 | 0.0% |
California | $1,124 | $138 | 14.0% |
Colorado | $942 | -$44 | -4.5% |
Connecticut | $1,014 | $28 | 2.8% |
Delaware | $1,116 | $130 | 13.2% |
Florida | $1,234 | $248 | 25.2% |
Georgia | $910 | -$76 | -7.7% |
Hawaii | $710 | -$276 | -28.0% |
Idaho | $666 | -$320 | -32.5% |
Illinois | $734 | -$252 | -25.6% |
Indiana | $742 | -$244 | -24.7% |
Iowa | $666 | -$320 | -32.5% |
Kansas | $940 | -$46 | -4.7% |
Kentucky | $1,346 | $360 | 36.5% |
Louisiana | $1,460 | $474 | 48.1% |
Maine | $608 | -$378 | -38.3% |
Maryland | $812 | -$174 | -17.6% |
Massachusetts | $790 | -$196 | -19.9% |
Michigan | $1,714 | $728 | 73.8% |
Minnesota | $826 | -$160 | -16.2% |
Mississippi | $1,180 | $194 | 19.7% |
Missouri | $876 | -$110 | -11.2% |
Montana | $1,060 | $74 | 7.5% |
Nebraska | $778 | -$208 | -21.1% |
Nevada | $1,184 | $198 | 20.1% |
New Hampshire | $710 | -$276 | -28.0% |
New Jersey | $1,102 | $116 | 11.8% |
New Mexico | $874 | -$112 | -11.4% |
New York | $1,038 | $52 | 5.3% |
North Carolina | $568 | -$418 | -42.4% |
North Dakota | $810 | -$176 | -17.8% |
Ohio | $682 | -$304 | -30.8% |
Oklahoma | $1,014 | $28 | 2.8% |
Oregon | $904 | -$82 | -8.3% |
Pennsylvania | $942 | -$44 | -4.5% |
Rhode Island | $1,316 | $330 | 33.5% |
South Carolina | $892 | -$94 | -9.5% |
South Dakota | $832 | -$154 | -15.6% |
Tennessee | $864 | -$122 | -12.4% |
Texas | $1,190 | $204 | 20.7% |
Utah | $732 | -$254 | -25.8% |
Vermont | $676 | -$310 | -31.4% |
Virginia | $592 | -$394 | -40.0% |
Washington | $764 | -$222 | -22.5% |
West Virginia | $904 | -$82 | -8.3% |
Wisconsin | $684 | -$302 | -30.6% |
Wyoming | $880 | -$106 | -10.8% |
With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Suzuki SX4 LE | $966 | $81 |
Suzuki SX4 Sport S | $1,004 | $84 |
Suzuki SX4 Sport SE | $1,004 | $84 |
Suzuki SX4 2WD | $944 | $79 |
Suzuki SX4 AWD AWD | $962 | $80 |
Suzuki SX4 Sport GTS | $1,022 | $85 |
Suzuki SX4 Sportback 2WD | $962 | $80 |
Suzuki SX4 Technology 2WD | $962 | $80 |
Suzuki SX4 Technology AWD | $994 | $83 |
Suzuki SX4 Touring AWD | $994 | $83 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2009 Suzuki SX4 | $152 | $202 | $474 | $986 |
Rates are averaged for all Suzuki SX4 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Suzuki SX4 Insurance
Saving money on insurance for a Suzuki SX4 takes being safe and accident-free, having a good credit score, eliminating unneeded coverage, and not having any coverage lapses. Take the time to comparison shop at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
Below you'll find a brief recap of the data touched on in the above illustrations.
- Insureds who want more liability protection will pay about $520 each year to raise limits from a minimum limit to higher 250/500 limits
- Drivers can save approximately $110 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $225 each year
- Youthful drivers have the highest car insurance rates, costing as high as $334 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,008 |
20 | $2,258 |
30 | $1,002 |
40 | $986 |
50 | $904 |
60 | $886 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,140 |
$250 | $1,070 |
$500 | $986 |
$1,000 | $906 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $986 |
50/100 | $1,089 |
100/300 | $1,207 |
250/500 | $1,515 |
100 CSL | $1,136 |
300 CSL | $1,397 |
500 CSL | $1,587 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,638 |
20 | $3,602 |
30 | $2,138 |
40 | $2,124 |
50 | $2,032 |
60 | $2,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $50 |
Multi-vehicle | $54 |
Homeowner | $18 |
5-yr Accident Free | $59 |
5-yr Claim Free | $62 |
Paid in Full/EFT | $35 |
Advance Quote | $43 |
Online Quote | $66 |
Total Discounts | $387 |
Discounts are estimated and may not be available from every company or in every state.
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