Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year including full coverage. Comprehensive insurance costs approximately $308 a year, collision insurance costs $532, and liability insurance is $372. A liability-only policy costs around $438 a year, and high-risk insurance costs $2,954 or more. Teenage drivers cost the most to insure at up to $5,052 a year.

Average premium for full coverage: $1,370

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

The examples above highlight why it is important to compare rates quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Suzuki SX4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $791
• Raising to $1,000 deductibles will save $1,178 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,370
• Using low $100 deductibles will cost an extra $368 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,954
• Policy cost for full coverage for a teen driver can cost $5,052

View Chart as Image

Car insurance rates for a Suzuki SX4 also range considerably based on your risk profile, the model of your SX4, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Suzuki SX4 insurance rates. A middle-age driver might find rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $560 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki SX4 Insurance

Finding cheaper rates on Suzuki SX4 insurance consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest time comparing rates at least once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief recap of the primary concepts that were covered in the charts and tables above.

• You may be able to save around $160 per year just by quoting early and online
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,580 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $550 each year
• Youthful drivers pay the highest auto insurance rates, with premiums being up to $421 each month if full coverage is included