Suzuki SX4 Insurance Rates

The average insurance prices for a Suzuki SX4 are $1,370 every 12 months for full coverage. Comprehensive insurance costs an estimated $308, collision costs $532, and liability coverage is $372. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $2,954 or more. Teens cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Suzuki SX4 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $791
• Raising to $1,000 deductibles will save approximately $192 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,370
• Selecting more expensive low deductibles costs an extra $368 each year
• Unlucky drivers with serious driving violations could pay up to $2,954 or more
• Policy cost to insure a teenage driver with full coverage can cost as much as $5,052

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $560 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 131% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Suzuki SX4 insurance rates. A middle-age driver might find rates as low as $900 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,960 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates and see how they stack up. Every auto insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Suzuki SX4 Insurance

Finding cheaper rates on auto insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at least once a year by getting quotes from direct carriers, and also from several local insurance agents.

The following items are a condensed summary of the primary concepts that were covered in the above illustrations.

• Drivers can save approximately $160 per year simply by shopping early and online
• Drivers with multiple at-fault accidents pay on average $1,580 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• 16 to 18-year-old drivers are charged the highest rates, costing up to $421 each month if they have full coverage