Suzuki SX4 Insurance Rates

U.S. average insurance rates for a Suzuki SX4 are $1,370 a year with full coverage. Comprehensive insurance costs an estimated $308, collision costs $532, and liability is estimated at $372. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing $2,954 or more. Teenage drivers pay the highest rates at $5,052 a year or more.

Average premium for full coverage: $1,370

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for different SX4 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Suzuki SX4 insurance rates for other coverage scenarios.

• The best discount rate is $791
• Choosing higher $1,000 deductibles can save approximately $192 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,370
• Using more expensive low deductibles for comp and collision coverage will cost an additional $368 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,954 or more
• The price that insures a teen driver with full coverage can cost as much as $5,052 each year

View Chart as Image

Insurance prices for a Suzuki SX4 are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance ranges as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Suzuki SX4 insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $560 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki SX4 Insurance

Getting lower rates on car insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices every couple of years by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following list is a condensed summary of the material that was covered above.

• Policyholders who want an increased level of liability coverage will pay an extra $410 every year to raise limits from a low limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $421 a month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,580 more annually than a safer driver
• Increasing physical damage deductibles can save approximately $550 each year