Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year including full coverage. Comprehensive insurance costs around $308, collision costs $532, and liability costs around $372. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $2,954 or more. Teenage drivers cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Suzuki SX4 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $791
• Using higher $1,000 deductibles will save about $192 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,370
• Using more expensive low deductibles for physical damage coverage will cost an additional $368 every year
• Drivers who are prone to accidents and violations could pay at least $2,954 or more
• Policy cost that insures a teen driver with full coverage can be $5,052 or more

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance can be as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Suzuki SX4 insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $560 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Suzuki SX4 Insurance

Finding cheaper rates on car insurance requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Compare prices at every other renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a quick review of the concepts that were touched on in the above illustrations.

• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,580 more every year than a safer driver
• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $421 each month if comprehensive and collision insurance is included
• You may be able to save up to $160 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• You may be able to save up to $160 per year simply by shopping early and online