Suzuki SX4 Insurance Rates

The average insurance prices for a Suzuki SX4 are $1,370 every 12 months including full coverage. Comprehensive insurance costs approximately $308 each year, collision insurance costs $532, and liability is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs $2,954 or more. Teenage drivers cost the most to insure at up to $5,052 a year.

Average premium for full coverage: $1,370

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and SX4 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance prices.

The examples above highlight why all drivers should compare rates quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Suzuki SX4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $791
• Raising to $1,000 deductibles will save $192 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,370
• Using low deductibles costs an extra $368 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,954
• Policy cost to insure a teen driver can cost $5,052

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Insurance rates for a Suzuki SX4 also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your SX4.

Using high physical damage deductibles can reduce rates by up to $560 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Suzuki SX4 insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Suzuki SX4 Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop every couple of years by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a review of the material that was touched on in the above illustrations.

• Policyholders who purchase higher liability limits will pay an extra $410 per year to raise from a 30/60 limit to a 250/500 level
• Teenagers are expensive to insure, with premiums being up to $421 each month if they have full coverage
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,580 more per year for car insurance
• Increasing comprehensive and collision deductibles could save as much as $550 each year