Suzuki SX4 Insurance Rates

The average auto insurance rates for a Suzuki SX4 are $1,370 annually including full coverage. Comprehensive costs an estimated $308 a year, collision costs $532, and liability coverage costs $372. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing around $2,954. Teen drivers cost the most to insure at $5,052 a year or more.

Average premium for full coverage: $1,370

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location impacts insurance prices.

The examples above highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Suzuki SX4 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $791
• Drivers who choose higher $1,000 deductibles will pay approximately $1,178 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,370
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,738
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,954 or more
• Policy cost with full coverage for a teenage driver can cost as much as $5,052 a year

View Chart as Image

Auto insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $560 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Suzuki SX4 insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Suzuki SX4 Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a recap of the information touched on above.

• You may be able to save approximately $160 per year simply by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $421 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Drivers that have major violations or accidents could be forced to pay on average $1,580 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay about $410 per year to go from a 30/60 limit to higher 250/500 limits