Suzuki SX4 Insurance Rates

The average insurance rates for a Suzuki SX4 are $1,370 a year including full coverage. Comprehensive insurance costs around $308, collision insurance costs $532, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs $2,954 or more. Teens cost the most to insure at up to $5,052 a year.

Average premium for full coverage: $1,370

Policy rates for type of insurance:

Price estimates include $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different SX4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Suzuki SX4 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $791
• Choosing higher $1,000 deductibles can save about $192 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,370
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $368 every year
• Unlucky drivers with serious driving violations could pay at least $2,954
• Policy cost that insures a teen driver with full coverage can be $5,052 each year

View Chart as Image

Insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance ranges as much as 44% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Suzuki SX4 insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki SX4 Insurance

Finding cheaper rates on car insurance takes having a good driving record, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare rates every couple of years by getting quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a condensed summary of the material that was covered in the charts and tables above.

• Policyholders who may need increased levels of liability coverage will pay approximately $410 per year to raise limits from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $421 each month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents may have to pay on average $1,580 more every year to buy Suzuki SX4 insurance
• Increasing comprehensive and collision deductibles can save approximately $550 each year