Suzuki SX4 Insurance Rates

Estimated insurance rates for a Suzuki SX4 are $1,370 a year for full coverage insurance. Comprehensive costs approximately $308, collision insurance costs $532, and liability coverage costs $372. Liability-only insurance costs as little as $438 a year, and high-risk driver insurance costs around $2,954. 16-year-old drivers pay the most at up to $5,052 a year.

Average premium for full coverage: $1,370

Premium estimates by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all SX4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why everyone should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Suzuki SX4 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $791
• Drivers who choose higher $1,000 deductibles will pay $192 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,370
• Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,738
• High-risk insureds with multiple tickets or accidents could pay around $2,954
• An auto insurance policy that insures a teenage driver for full coverage can cost $5,052 a year

View Chart as Image

Insurance prices for a Suzuki SX4 also have a wide range based on the model of your SX4, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 additional annually, depending on your age. Suzuki SX4 insurance for high-risk drivers can cost around 44% to 131% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Suzuki SX4 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $560 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Suzuki SX4 Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop once a year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a summary of the data that was raised in the charts and tables above.

• It is possible to save around $160 per year just by quoting online well ahead of the renewal date
• Consumers who purchase more liability coverage will pay around $410 annually to go from 30/60 bodily injury limits to the 250/500 level
• Teen drivers are the costliest to insure, with premiums being up to $421 per month if comprehensive and collision insurance is included
• Drivers who have multiple accidents or major violations could be charged and average of $1,580 more per year to insure their SX4