Volvo S90 Insurance Rates

The average auto insurance rates for a Volvo S90 are $1,402 annually for full coverage. Comprehensive costs approximately $278 a year, collision insurance costs $506, and liability insurance costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs around $3,044. Teenage drivers cost the most to insure at up to $5,322 a year.

Average premium for full coverage: $1,402

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and S90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

The examples above show why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Volvo S90 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $805
• Drivers who choose higher $1,000 deductibles will pay $1,224 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,402
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,748
• High risk drivers who are prone to accidents and violations could pay around $3,044
• Policy cost with full coverage for a teen driver can cost $5,322 a year

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Insurance rates for a Volvo S90 also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $530 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Volvo S90 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,000 on average in New York, Louisiana, and Michigan.

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How to Buy Affordable Volvo S90 Insurance

Finding cheaper rates on Volvo S90 insurance not only requires being safe and accident-free, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a brief review of the coverage data touched on in the above illustrations.

• Drivers can save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $525 each year
• Youthful drivers are expensive to insure, costing up to $444 each month including comprehensive and collision insurance
• High-risk drivers with DUI or reckless driving convictions pay on average $1,640 more per year than a low-risk driver