Volvo S90 Insurance Rates

Average insurance rates for a Volvo S90 are $1,402 a year for full coverage. Comprehensive costs approximately $278 a year, collision insurance costs $506, and liability coverage costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs around $3,044. Teens receive the highest rates at up to $5,322 a year.

Average premium for full coverage: $1,402

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and S90 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance prices.

These examples show why it is important to compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Volvo S90 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $805
• Drivers who choose higher $1,000 deductibles will pay $1,224 a year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,402
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,748
• High-risk insureds with serious driving violations could pay around $3,044
• The cost for full coverage for a teenage driver can cost $5,322 a year

View Chart as Image

Auto insurance rates for a Volvo S90 can also vary considerably based on your driver profile, the trim level of your S90, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live makes a big difference in Volvo S90 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $530 a year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 135% more than the average policy. View High Risk Driver Rates

How to Find Cheap Volvo S90 Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having good credit, eliminating unneeded coverage, and possibly higher deductibles. Invest the time to shop around every couple of years by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a brief summary of the material that was illustrated above.

• Consumers who purchase additional liability coverage will pay approximately $510 each year to go from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers have the highest car insurance rates, costing as high as $444 per month if they have full coverage
• Drivers that tend to have accidents or serious violations may pay on average $1,640 more per year than a driver with a clean driving record
• Increasing deductibles can save around $525 each year