Volvo S90 Insurance Rates

Average insurance rates for a Volvo S90 are $1,468 a year including full coverage. Comprehensive costs around $290 each year, collision insurance costs $564, and liability coverage costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs around $3,196. Teens receive the highest rates at up to $5,546 a year.

Average premium for full coverage: $1,468

Rate estimates for individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and S90 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance rates.

These examples highlight why all drivers should compare prices for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Volvo S90 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $836
• Using higher $1,000 deductibles will save about $194 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,468
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,846
• Higher-risk drivers with serious driving violations could pay at least $3,196
• The cost that insures a teenage driver can be $5,546 or more

View Chart as Image

Auto insurance rates for a Volvo S90 can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,800 to $2,400 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 43% to 137% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $5,500 a year. View Rates by Age

Where you live has a huge impact on Volvo S90 insurance rates. A driver around age 40 might see rates as low as $1,130 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,100 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $580 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Volvo S90 Insurance

Saving money on auto insurance requires avoiding accidents and violations, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a brief review of the ideas that were presented in the illustrations above.

• Teenagers are expensive to insure, as much as $462 per month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions may have to pay on average $1,730 more every year for car insurance
• Increasing deductibles can save approximately $575 each year
• You may be able to save up to $180 per year just by quoting online in advance