Volvo S90 Insurance Rates

Estimated insurance rates for a Volvo S90 are $1,402 a year with full coverage. Comprehensive costs on average $278 each year, collision insurance costs $506, and liability coverage is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $3,044. 16-year-old drivers pay the most at up to $5,322 a year.

Average premium for full coverage: $1,402

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and S90 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities. The graphic below illustrates how geographic area affects car insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Volvo S90 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $805
• Raising to $1,000 deductibles will save around $178 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,402
• Buying low deductibles bumps up the cost to $1,748
• Unlucky drivers with multiple tickets or accidents could pay upwards of $3,044
• An auto insurance policy that insures a teenage driver may cost $5,322

View Chart as Image

Insurance prices for a Volvo S90 also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Volvo S90 insurance rates. A middle-age driver might find prices as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or at least $1,890 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $530 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Volvo S90 Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Comparison shop every couple of years by quoting rates from direct companies, and also from several local insurance agents.

The points below are a review of the material that was presented in the illustrations above.

• Consumers who require increased liability limits will pay around $510 every year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers under the age of 20 pay higher prices, possibly costing $444 per month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations pay on average $1,640 more each year to insure a Volvo S90
• Increasing policy deductibles can save approximately $525 each year