Volvo S90 Insurance Rates

Average insurance prices for a Volvo S90 are $1,402 every 12 months with full coverage. Comprehensive insurance costs on average $278 a year, collision insurance costs $506, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs $3,044 or more. Teenage drivers receive the highest rates at up to $5,322 a year.

Average premium for full coverage: $1,402

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and S90 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Rural areas tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

These examples demonstrate why it is important to get quotes based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Volvo S90 insurance rates for different risk profiles and scenarios.

• The best discount rate is $805
• Choosing higher $1,000 deductibles can save around $1,224 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,402
• Using low $100 deductibles for comp and collision coverage costs an extra $346 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,044
• The cost to insure a teen driver may cost $5,322 each year

View Chart as Image

Insurance rates for a Volvo S90 can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your S90.

Using high physical damage deductibles can save as much as $530 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 135% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Volvo S90 insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,890 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Affordable Volvo S90 Insurance

Saving money on car insurance takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief review of the material that was touched on in this article.

• Policyholders who require additional liability coverage will pay an extra $510 every year to raise limits from a minimum limit to a 250/500 level
• 16 to 18-year-old drivers pay higher rates, with premiums as much as $444 per month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,640 more each year than a driver with a clean driving record
• Increasing deductibles could save as much as $525 each year