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1997 Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 16, 2020

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Average insurance rates for a 1997 Chevrolet Tahoe are $890 a year including full coverage. Comprehensive insurance costs an estimated $138 a year, collision insurance costs $152, and liability insurance costs $442. Buying a liability-only policy costs as little as $496 a year, and high-risk insurance costs $1,906 or more. Teenage drivers receive the highest rates at up to $3,648 a year.

Annual premium for full coverage: $890

Rate estimates for 1997 Chevrolet Tahoe Insurance

Comprehensive $138
Collision $152
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 1997 Chevrolet Tahoe models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $496 for the bare minimum liability coverage to a high of $1,906 for high-risk insurance.

Liability Only $496
Full Coverage $890
High Risk $1,906

View Chart as Image

1997 Chevrolet Tahoe insurance rates compared
Column chart showing 1997 Chevrolet Tahoe insurance prices range from $553 to $3,648 for full coverage

These differences highlight why it is important for drivers to compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 1997 Chevrolet Tahoe Insurance

Searching Companies

Searching for better insurance coverage rates? Consumers have lots of choices when looking for affordable Chevy Tahoe insurance. You can either waste hours calling around to get rate comparisons or save time using the internet to get rate quotes.

There is a right way and a wrong way to compare insurance coverage rates so you’re going to learn the proper way to get price quotes for a Chevy and locate the cheapest rates.

If you have insurance now or are looking for a new policy, you can follow these tips to get lower rates and possibly find even better coverage. The purpose of this post is to instruct you on the most effective way to quote insurance and some tips to save money. Drivers only need to know how to buy insurance on the web.

Cut your premium with discounts

The cost of insuring your cars can be expensive, but you may find discounts that you may not know about. Certain discounts will be triggered automatically at the time you complete a quote, but some may not be applied and must be specially asked for before you will receive the discount. If you aren’t receiving every discount available, you’re just leaving money on the table.

  • Anti-lock Brake System – Anti-lock brake equipped vehicles can avoid accidents and qualify for as much as a 10% discount.
  • Passive Restraint Discount – Vehicles equipped with air bags or automatic seat belts can get savings up to 30%.
  • Organization Discounts – Being a member of a qualifying organization is a good way to get lower rates on insurance coverage on Tahoe insurance.
  • Pay Upfront and Save – If you pay your bill all at once instead of paying each month you can actually save on your bill.
  • Save over 55 – If you qualify as a senior citizen, you can possibly qualify for better insurance coverage rates on Tahoe insurance.
  • Claim Free – Drivers with accident-free driving histories pay much less compared to accident-prone drivers.
  • Employee of Federal Government – Active or retired federal employment may qualify you for a discount on Tahoe insurance with select insurance companies.
  • Use Seat Belts – Using a seat belt and requiring all passengers to use a seat belt could cut 10% or more off the personal injury premium cost.

Consumers should know that some of the credits will not apply to the entire policy premium. Most cut individual premiums such as comprehensive or collision. So when it seems like you would end up receiving a 100% discount, it doesn’t quite work that way. Any qualifying discounts will cut the cost of coverage.

Car insurance companies that may have these discounts are:

It’s a good idea to ask every prospective company which discounts they offer. All car insurance discounts might not apply in every state.

Comparison of Insurance

All major insurance companies quote insurance quotes directly from their websites. Getting online rates doesn’t take much effort as you just enter your coverage information into a form. After you submit the form the system will obtain your credit score and driving record and returns a price quote based on these factors.

Quoting online helps simplify price comparisons, but the work required to visit multiple sites and complete many quote forms is repetitive and time-consuming. But it is imperative to compare as many rates as possible if you want to find the lowest price.

A more efficient way to compare insurance pricing requires only one form that gets price quotes from several companies at one time. This type of form saves time, requires much less work on your part, and makes online price comparison much easier. Immediately after you send the form, it is quoted with multiple companies and you can pick your choice of the resulting price quotes.

If you find a better price it’s easy to complete the application and purchase coverage. This process takes less than 15 minutes and you’ll know if lower rates are available.

To use this form to compare rates, click here and complete the simple form. If you currently have coverage, we recommend you replicate the coverages identical to your current policy. This makes sure you will be getting an apples-to-apples comparison for similar insurance coverage.

Free Auto Insurance Comparison

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What is the best insurance coverage?

When buying the best insurance coverage, there really is not a “best” method to buy coverage. Each situation is unique.

For instance, these questions can aid in determining whether you may require specific advice.

  • Are my friends covered when driving my 1997 Chevy Tahoe?
  • Can I afford low physical damage deductibles?
  • Do I have coverage when making deliveries for my home business?
  • Are there companies who specialize in insuring high-risk drivers?
  • At what point should I drop full coverage?
  • Where can I find DUI or SR-22 insurance?
  • Are split liability limits better than a combined single limit?
  • Why am I be forced to buy a membership to get insurance from some companies?

If you don’t know the answers to these questions, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Parts of your insurance policy

Understanding the coverages of your insurance policy helps when choosing the right coverages at the best deductibles and correct limits. Insurance terms can be ambiguous and reading a policy is terribly boring.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for immediate expenses such as funeral costs, rehabilitation expenses and prosthetic devices. They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. It covers both the driver and occupants in addition to if you are hit as a while walking down the street. Personal injury protection coverage is not universally available and may carry a deductible

Liability car insurance

Liability insurance protects you from damage or injury you incur to people or other property by causing an accident. It protects YOU against claims from other people. It does not cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 25/50/25 that means you have $25,000 bodily injury coverage, $50,000 for the entire accident, and property damage coverage for $25,000. Some companies may use one limit called combined single limit (CSL) that pays claims from the same limit with no separate limits for injury or property damage.

Liability coverage pays for claims like loss of income, bail bonds and repair bills for other people’s vehicles. How much liability coverage do you need? That is a decision to put some thought into, but consider buying as much as you can afford.

Coverage for uninsured or underinsured drivers

This coverage provides protection from other drivers when they are uninsured or don’t have enough coverage. It can pay for hospital bills for your injuries and damage to your Chevy Tahoe.

Since many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family. Normally these limits are similar to your liability insurance amounts.

Comprehensive insurance

This coverage will pay to fix damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage protects against claims such as falling objects, damage from a tornado or hurricane, a tree branch falling on your vehicle, damage from flooding and hitting a deer. The maximum amount your insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

Collision coverage

Collision coverage pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers claims like hitting a parking meter, damaging your car on a curb, scraping a guard rail, crashing into a ditch and colliding with another moving vehicle. Paying for collision coverage can be pricey, so you might think about dropping it from lower value vehicles. You can also raise the deductible to get cheaper collision coverage.

Money doesn’t grow on trees

We just showed you a lot of information how to lower your 1997 Chevy Tahoe insurance rates. The key concept to understand is the more providers you compare, the better likelihood of reducing your rate. Consumers could even find that the lowest rates come from an unexpected company.

Affordable insurance is attainable from both online companies in addition to many insurance agents, and you should compare price quotes from both in order to have the best chance of saving money. Some insurance providers do not provide the ability to get a quote online and most of the time these small insurance companies sell through independent agents.

As you prepare to switch companies, never reduce needed coverages to save money. Too many times, someone dropped physical damage coverage to discover at claim time that a couple dollars of savings turned into a financial nightmare. Your aim should be to buy enough coverage at an affordable rate while still protecting your assets.

Other resources

Use our FREE quote tool to compare rates now!

Rates by U.S. City

1997 Chevrolet Tahoe Insurance Rates by City
City Premium
New York City, NY $1,410
Los Angeles, CA $1,524
Philadelphia, PA $1,193
Jacksonville, FL $1,292
Phoenix, AZ $1,036
Chicago, IL $1,195
Houston, TX $1,396
Seattle, WA $869
Columbus, OH $748
Indianapolis, IN $757

Need a specific model?

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Rates by Driver Age

1997 Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $3,648
20 $2,028
30 $902
40 $890
50 $818
60 $800

Full coverage, $500 deductibles

Rates by Deductible

1997 Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,014
$250 $960
$500 $890
$1,000 $822

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $890
50/100 $978
100/300 $1,089
250/500 $1,376
100 CSL $1,023
300 CSL $1,266
500 CSL $1,443

Full coverage, driver age 40

Rates for High Risk Drivers

1997 Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $5,112
20 $3,228
30 $1,914
40 $1,906
50 $1,824
60 $1,804

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $30
Advance Quote $37
Online Quote $59
Total Discounts $337
Rate after discounts $553

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

1997 Chevrolet Tahoe Insurance Rates by State
State Premium
Alabama $806
Alaska $684
Arizona $740
Arkansas $890
California $1,016
Colorado $852
Connecticut $916
Delaware $1,008
Florida $1,114
Georgia $822
Hawaii $640
Idaho $604
Illinois $664
Indiana $670
Iowa $600
Kansas $846
Kentucky $1,216
Louisiana $1,320
Maine $548
Maryland $736
Massachusetts $714
Michigan $1,548
Minnesota $746
Mississippi $1,066
Missouri $790
Montana $958
Nebraska $702
Nevada $1,068
New Hampshire $642
New Jersey $996
New Mexico $790
New York $940
North Carolina $514
North Dakota $728
Ohio $618
Oklahoma $916
Oregon $816
Pennsylvania $852
Rhode Island $1,190
South Carolina $806
South Dakota $752
Tennessee $782
Texas $1,074
Utah $660
Vermont $610
Virginia $534
Washington $690
West Virginia $816
Wisconsin $618
Wyoming $794

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