1999 Chevrolet Suburban Insurance Rates
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UPDATED: Nov 23, 2017
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Average insurance rates for a 1999 Chevrolet Suburban are $890 a year with full coverage. Comprehensive costs approximately $138 a year, collision insurance costs $152, and liability costs around $442. Buying a liability-only policy costs as low as $496 a year, and high-risk insurance costs around $1,906. Teenage drivers receive the highest rates at up to $3,648 a year.
Annual premium for full coverage: $890
Rate estimates for 1999 Chevrolet Suburban Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 1999 Chevrolet Suburban models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as low as $496 for the bare minimum liability coverage to a high of $1,906 for high-risk insurance.
These differences demonstrate why it is important for drivers to compare prices using their specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 1999 Chevrolet Suburban Insurance
Looking for lower insurance coverage rates for your Chevrolet Suburban? Finding low-cost insurance for a new or used Chevy Suburban can be a lot of work, but you can use these tips to save time. There is a better way to buy insurance coverage and we’ll show you the proper way to compare rates for a Chevy and locate the cheapest rates from local insurance agents and online providers.
Low Cost Insurance Coverage
Most companies like Progressive, GEICO, Allstate and State Farm allow you to get coverage price quotes on the web. Getting quotes is pretty easy as you simply enter the amount of coverage you want as detailed in the form. When complete, their rating system requests your driving record and credit report and gives you a price quote based on many factors.
This streamlines rate comparisons, but having to visit different websites and type in the same information can be a bit repetitive. But it’s very important to get many rate quotes in order to get lower prices.
The easy way to compare rates
An easier way to compare rates utilizes a single form to return rates from a bunch of companies at once. It’s a real time-saver, requires much less work on your part, and makes quoting online much more enjoyable. Immediately after submitting the form, it gets priced and you are able to buy any one of the price quotes you receive. If you find a better price you can simply submit the application and buy the policy. The whole process can be completed in less than 10 minutes and can result in significant savings.
To compare pricing, click here to open in a new tab and enter your information. To compare your current rates, we recommend you enter coverages and limits as close as possible to your current policy. This makes sure you will get a rate comparison for similar coverage.
Verify you’re getting all your discounts
Companies offering auto insurance don’t always advertise all available discounts in an easy-to-find place, so we took the time to find some of the more common and the more hidden ways to save on auto insurance. If they aren’t giving you every credit possible, you’re just leaving money on the table.
- Defensive Driver – Successfully completing a defensive driving course could cut 5% off your bill if you qualify.
- Senior Discount – Mature drivers may qualify for a discount up to 10% for Suburban coverage.
- Driver’s Ed – Have your child take driver’s ed class if it’s offered in school.
- Service Members Pay Less – Having a family member in the military could mean lower rates.
- Employee of Federal Government – Simply working for the federal government may qualify you for a discount for Suburban coverage with a few auto insurance companies.
- Homeowners Discount – Simply owning a home may earn you a small savings because of the fact that having a home is proof that your finances are in order.
- E-sign – Certain companies give back up to $50 simply for signing over the internet.
- Multiple Vehicles – Having multiple vehicles on the same auto insurance policy could earn a price break for each car.
- Drive Less and Save – Driving fewer miles could qualify for better rates on cars that stay parked.
- New Car Discount – Putting insurance coverage on a new car can cost up to 25% less due to better safety requirements for new cars.
Keep in mind that most discounts do not apply the whole policy. A few only apply to the price of certain insurance coverages like medical payments or collision. So even though they make it sound like you can get free auto insurance, it doesn’t quite work that way.
For a list of companies with the best auto insurance discounts, click this link.
When should I talk to an agent?
When buying coverage, there is no single plan that fits everyone. Everyone’s needs are different.
Here are some questions about coverages that can aid in determining if your situation could use an agent’s help.
- Is extra glass coverage worth it?
- How much underlying liability do I need for an umbrella policy?
- What vehicles should carry emergency assistance coverage?
- What is the minimum liability in my state?
- Does my insurance cover my expensive audio equipment?
- Is my 1999 Chevy Suburban covered for smoke damage?
- Is my vehicle covered by my employer’s policy when using it for work?
- Does my medical payments coverage pay my health insurance deductible?
- What if I total my 1999 Chevy Suburban and owe more than it’s worth?
If you can’t answer these questions but you know they apply to you, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, complete this form. It’s fast, doesn’t cost anything and can help protect your family.
Auto insurance coverages 101
Knowing the specifics of a auto insurance policy can help you determine the right coverages for your vehicles. The coverage terms in a policy can be confusing and reading a policy is terribly boring.
Coverage for collisions
Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in.
Collision coverage pays for claims like backing into a parked car, colliding with another moving vehicle and hitting a parking meter. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from older vehicles. Another option is to bump up the deductible in order to get cheaper collision rates.
Comprehensive or Other Than Collision
This pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.
Comprehensive can pay for claims like hail damage, hitting a deer, damage from a tornado or hurricane, falling objects and damage from getting keyed. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.
Medical costs insurance
Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses such as EMT expenses, funeral costs, rehabilitation expenses, chiropractic care and prosthetic devices. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. It covers not only the driver but also the vehicle occupants and also covers any family member struck as a pedestrian. PIP coverage is not available in all states and may carry a deductible
This provides protection from damage or injury you incur to people or other property by causing an accident. Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see liability limits of 100/300/100 which stand for a $100,000 limit per person for injuries, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property.
Liability coverage pays for claims like bail bonds, pain and suffering and structural damage. How much coverage you buy is a personal decision, but consider buying higher limits if possible.
This protects you and your vehicle’s occupants from other motorists when they do not carry enough liability coverage. Covered claims include injuries sustained by your vehicle’s occupants as well as damage to your Chevy Suburban.
Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.
Rates by U.S. City
|New York City, NY||$1,410|
|Los Angeles, CA||$1,524|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$50|
|5-yr Claim Free||$54|
|Paid in Full/EFT||$30|
Discounts are estimated and may not be available from every company or in every state.