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1999 Chevrolet Suburban Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 23, 2017

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Average insurance rates for a 1999 Chevrolet Suburban are $890 a year with full coverage. Comprehensive costs approximately $138 a year, collision insurance costs $152, and liability costs around $442. Buying a liability-only policy costs as low as $496 a year, and high-risk insurance costs around $1,906. Teenage drivers receive the highest rates at up to $3,648 a year.

Annual premium for full coverage: $890

Rate estimates for 1999 Chevrolet Suburban Insurance

Comprehensive $138
Collision $152
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 1999 Chevrolet Suburban models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $496 for the bare minimum liability coverage to a high of $1,906 for high-risk insurance.

Liability Only $496
Full Coverage $890
High Risk $1,906

View Chart as Image

1999 Chevrolet Suburban insurance rates compared
Column chart showing 1999 Chevrolet Suburban insurance prices range from $553 to $3,648 for full coverage

These differences demonstrate why it is important for drivers to compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 1999 Chevrolet Suburban Insurance

Searching Companies

Looking for lower insurance coverage rates for your Chevrolet Suburban? Finding low-cost insurance for a new or used Chevy Suburban can be a lot of work, but you can use these tips to save time. There is a better way to buy insurance coverage and we’ll show you the proper way to compare rates for a Chevy and locate the cheapest rates from local insurance agents and online providers.

Low Cost Insurance Coverage

Most companies like Progressive, GEICO, Allstate and State Farm allow you to get coverage price quotes on the web. Getting quotes is pretty easy as you simply enter the amount of coverage you want as detailed in the form. When complete, their rating system requests your driving record and credit report and gives you a price quote based on many factors.

This streamlines rate comparisons, but having to visit different websites and type in the same information can be a bit repetitive. But it’s very important to get many rate quotes in order to get lower prices.

The easy way to compare rates

An easier way to compare rates utilizes a single form to return rates from a bunch of companies at once. It’s a real time-saver, requires much less work on your part, and makes quoting online much more enjoyable. Immediately after submitting the form, it gets priced and you are able to buy any one of the price quotes you receive. If you find a better price you can simply submit the application and buy the policy. The whole process can be completed in less than 10 minutes and can result in significant savings.

To compare pricing, click here to open in a new tab and enter your information. To compare your current rates, we recommend you enter coverages and limits as close as possible to your current policy. This makes sure you will get a rate comparison for similar coverage.

Verify you’re getting all your discounts

Companies offering auto insurance don’t always advertise all available discounts in an easy-to-find place, so we took the time to find some of the more common and the more hidden ways to save on auto insurance. If they aren’t giving you every credit possible, you’re just leaving money on the table.

  • Defensive Driver – Successfully completing a defensive driving course could cut 5% off your bill if you qualify.
  • Senior Discount – Mature drivers may qualify for a discount up to 10% for Suburban coverage.
  • Driver’s Ed – Have your child take driver’s ed class if it’s offered in school.
  • Service Members Pay Less – Having a family member in the military could mean lower rates.
  • Employee of Federal Government – Simply working for the federal government may qualify you for a discount for Suburban coverage with a few auto insurance companies.
  • Homeowners Discount – Simply owning a home may earn you a small savings because of the fact that having a home is proof that your finances are in order.
  • E-sign – Certain companies give back up to $50 simply for signing over the internet.
  • Multiple Vehicles – Having multiple vehicles on the same auto insurance policy could earn a price break for each car.
  • Drive Less and Save – Driving fewer miles could qualify for better rates on cars that stay parked.
  • New Car Discount – Putting insurance coverage on a new car can cost up to 25% less due to better safety requirements for new cars.

Keep in mind that most discounts do not apply the whole policy. A few only apply to the price of certain insurance coverages like medical payments or collision. So even though they make it sound like you can get free auto insurance, it doesn’t quite work that way.

For a list of companies with the best auto insurance discounts, click this link.

When should I talk to an agent?

When buying coverage, there is no single plan that fits everyone. Everyone’s needs are different.

Here are some questions about coverages that can aid in determining if your situation could use an agent’s help.

  • Is extra glass coverage worth it?
  • How much underlying liability do I need for an umbrella policy?
  • What vehicles should carry emergency assistance coverage?
  • What is the minimum liability in my state?
  • Does my insurance cover my expensive audio equipment?
  • Is my 1999 Chevy Suburban covered for smoke damage?
  • Is my vehicle covered by my employer’s policy when using it for work?
  • Does my medical payments coverage pay my health insurance deductible?
  • What if I total my 1999 Chevy Suburban and owe more than it’s worth?

If you can’t answer these questions but you know they apply to you, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, complete this form. It’s fast, doesn’t cost anything and can help protect your family.

Auto insurance coverages 101

Knowing the specifics of a auto insurance policy can help you determine the right coverages for your vehicles. The coverage terms in a policy can be confusing and reading a policy is terribly boring.

Coverage for collisions

Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage pays for claims like backing into a parked car, colliding with another moving vehicle and hitting a parking meter. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from older vehicles. Another option is to bump up the deductible in order to get cheaper collision rates.

Comprehensive or Other Than Collision

This pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims like hail damage, hitting a deer, damage from a tornado or hurricane, falling objects and damage from getting keyed. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Medical costs insurance

Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses such as EMT expenses, funeral costs, rehabilitation expenses, chiropractic care and prosthetic devices. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. It covers not only the driver but also the vehicle occupants and also covers any family member struck as a pedestrian. PIP coverage is not available in all states and may carry a deductible

Liability coverages

This provides protection from damage or injury you incur to people or other property by causing an accident. Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see liability limits of 100/300/100 which stand for a $100,000 limit per person for injuries, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage pays for claims like bail bonds, pain and suffering and structural damage. How much coverage you buy is a personal decision, but consider buying higher limits if possible.

UM/UIM Coverage

This protects you and your vehicle’s occupants from other motorists when they do not carry enough liability coverage. Covered claims include injuries sustained by your vehicle’s occupants as well as damage to your Chevy Suburban.

Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Rates by U.S. City

1999 Chevrolet Suburban Insurance Rates by City
City Premium
New York City, NY $1,410
Los Angeles, CA $1,524
Philadelphia, PA $1,193
Jacksonville, FL $1,292
Phoenix, AZ $1,036
Chicago, IL $1,195
Houston, TX $1,396
Seattle, WA $869
Columbus, OH $748
Indianapolis, IN $757

Need a specific model?

Choose your model and trim below

Rates by Driver Age

1999 Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $3,648
20 $2,028
30 $902
40 $890
50 $818
60 $800

Full coverage, $500 deductibles

Rates by Deductible

1999 Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,014
$250 $960
$500 $890
$1,000 $822

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $890
50/100 $978
100/300 $1,089
250/500 $1,376
100 CSL $1,023
300 CSL $1,266
500 CSL $1,443

Full coverage, driver age 40

Rates for High Risk Drivers

1999 Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $5,112
20 $3,228
30 $1,914
40 $1,906
50 $1,824
60 $1,804

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $30
Advance Quote $37
Online Quote $59
Total Discounts $337
Rate after discounts $553

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

1999 Chevrolet Suburban Insurance Rates by State
State Premium
Alabama $806
Alaska $684
Arizona $740
Arkansas $890
California $1,016
Colorado $852
Connecticut $916
Delaware $1,008
Florida $1,114
Georgia $822
Hawaii $640
Idaho $604
Illinois $664
Indiana $670
Iowa $600
Kansas $846
Kentucky $1,216
Louisiana $1,320
Maine $548
Maryland $736
Massachusetts $714
Michigan $1,548
Minnesota $746
Mississippi $1,066
Missouri $790
Montana $958
Nebraska $702
Nevada $1,068
New Hampshire $642
New Jersey $996
New Mexico $790
New York $940
North Carolina $514
North Dakota $728
Ohio $618
Oklahoma $916
Oregon $816
Pennsylvania $852
Rhode Island $1,190
South Carolina $806
South Dakota $752
Tennessee $782
Texas $1,074
Utah $660
Vermont $610
Virginia $534
Washington $690
West Virginia $816
Wisconsin $618
Wyoming $794

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