GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive costs approximately $186, collision costs $226, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,238. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above illustrate why everyone should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay $94 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,044
• Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,222
• High-risk insureds who are prone to accidents and violations could pay around $2,238 or more
• The price to insure a teenage driver for full coverage can cost $4,152 a year

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Insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Yukon.

Using high physical damage deductibles could save up to $280 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $480 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,700 extra each year, depending on your age. GMC Yukon insurance for high-risk drivers can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Yukon Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a review of the car insurance concepts raised in the charts and tables above.

• Drivers who have several accidents or serious violations may have to pay on average $1,190 more per year than a low-risk driver
• It is possible to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $275 each year
• Consumers who purchase more liability protection will pay an extra $520 annually to go from a low limit to a 250/500 level