Audi A8 Insurance Rates

U.S. average insurance rates for an Audi A8 are $1,280 a year with full coverage. Comprehensive costs an estimated $256, collision costs $392, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,760. Teens pay the highest rates at $4,906 a year or more.

Average premium for full coverage: $1,280

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all A8 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on insurance prices.

The ranges above demonstrate why everyone should compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Audi A8 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $752
• Using higher $1,000 deductibles will save approximately $148 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,280
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,562
• Drivers with serious driving violations could pay up to $2,760 or more
• The price for full coverage for a teen driver for full coverage can cost as much as $4,906 or more

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Insurance prices for an Audi A8 are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,900 a year. View Rates by Age

The state you live in has a huge impact on Audi A8 insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,730 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $430 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,500 to $2,100 additional each year, depending on your age. Audi A8 insurance for high-risk drivers can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi A8 Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates at least every other year by requesting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The points below are a brief summary of the car insurance concepts touched on in this article.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,480 more annually to insure an Audi A8
• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $425 each year
• Policyholders who want increased liability limits will pay approximately $520 every year to increase from a low limit to 250/500 limits