Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Estimated insurance rates for a Kia Sorento are $1,386 a year for full coverage. Comprehensive costs an estimated $294 a year, collision insurance costs $536, and liability insurance is $398. Liability-only insurance costs around $460 a year, and high-risk driver insurance costs around $3,002. Teen drivers pay the most at up to $5,176 a year.

Average premium for full coverage: $1,386

Premium estimates broken down by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Sorento trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences show why it is important to compare rates quotes for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Kia Sorento insurance rates for other coverage scenarios.

• The lowest rate with discounts is $798
• Raising to $1,000 deductibles will save approximately $1,198 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,386
• Choosing low $100 deductibles bumps up the cost to $1,754
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,002
• An auto insurance policy that insures a teen driver can cost as much as $5,176

View Chart as Image

Insurance prices for a Kia Sorento also have a wide range based on the trim level of your Sorento, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,600 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,100 a year. View Rates by Age

Where you choose to live also has a big influence on Kia Sorento insurance rates. A middle-age driver might find prices as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,980 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $560 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Kia Sorento Insurance

Finding better rates on Kia Sorento insurance consists of having a decent driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Shop around every other policy renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief recap of the ideas that were covered in the above illustrations.

• 16 to 18-year-old drivers are expensive to insure, as much as $431 per month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations may pay on average $1,620 more annually than a driver with a clean driving record
• Increasing policy deductibles can save approximately $550 each year
• Drivers can save approximately $170 per year just by quoting early and online

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.