Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Estimated insurance rates for a Kia Sorento are $1,382 a year including full coverage. Comprehensive costs an estimated $284 a year, collision insurance costs $524, and liability is $416. A liability-only policy costs around $474 a year, and high-risk insurance costs around $2,996. Teen drivers pay the most at up to $5,192 a year.

Average premium for full coverage: $1,382

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Sorento trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Kia Sorento insurance rates for other coverage scenarios.

• The lowest rate with discounts is $795
• Raising to $1,000 deductibles will save approximately $1,198 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,382
• Choosing low $100 deductibles bumps up the cost to $1,738
• Drivers with multiple violations and an at-fault accident could pay up to $2,996
• An auto insurance policy that insures a 16-year-old driver can cost as much as $5,192

View Chart as Image

Auto insurance prices for a Kia Sorento also have a wide range based on the trim level of your Sorento, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 129% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,100 a year. View Rates by Age

Where you choose to live also has a big influence on Kia Sorento insurance prices. A middle-age driver might find prices as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,970 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $540 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Kia Sorento Insurance

Finding better rates on insurance for a Kia Sorento consists of having a decent driving record, maintaining a good credit score, refrain from filing small claims, and consideration of higher deductibles. Shop around at every other renewal by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a review of the concepts that were covered in the above illustrations.

• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,610 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $433 per month if the policy includes full coverage
• You may be able to save approximately $170 per year just by quoting early and online
• Increasing policy deductibles can save approximately $550 each year
• You may be able to save approximately $170 per year just by quoting early and online

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.