Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Average insurance rates for a Kia Sorento are $1,382 a year with full coverage. Comprehensive insurance costs on average $284 each year, collision insurance costs $524, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs $2,996 or more. Teens receive the highest rates at up to $5,192 a year.

Average premium for full coverage: $1,382

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Sorento models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.

These examples demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Kia Sorento insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $795
• Drivers who choose higher $1,000 deductibles will pay around $184 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,382
• Selecting low deductibles for comprehensive and collision insurance will cost an extra $356 each year
• High-risk insureds with serious driving violations could pay upwards of $2,996
• The cost for full coverage for a teenage driver may cost $5,192 a year

View Chart as Image

Insurance rates for a Kia Sorento can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,100 a year. View Rates by Age

Where you live makes a big difference in Kia Sorento insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,870 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $540 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Kia Sorento Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also maintaining good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Take the time to comparison shop at least once a year by getting rate quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The list below is a review of the primary concepts that were touched on in the above illustrations.

• You may be able to save as much as $170 per year just by quoting online in advance
• Drivers who have several accidents or serious violations may be required to pay an average of $1,610 more each year for car insurance
• Increasing deductibles can save around $550 each year
• Teenagers pay the highest rates, with premiums as much as $433 per month for full coverage

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.