Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Average insurance rates for a Kia Sorento are $1,386 a year with full coverage. Comprehensive insurance costs approximately $294, collision costs $536, and liability is $398. A policy with just liability insurance costs around $460 a year, with coverage for high-risk drivers costing $3,002 or more. Teens receive the highest rates at $5,176 a year or more.

Average premium for full coverage: $1,386

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all Sorento models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance prices.

These examples demonstrate why everyone should compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Kia Sorento insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $798
• Raising to $1,000 deductibles will save $188 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,386
• Selecting pricier low deductibles will cost an extra $368 every year
• At-risk drivers with serious driving violations could pay around $3,002 or more
• The cost for full coverage for a teen driver for full coverage can cost $5,176

View Chart as Image

Insurance rates for a Kia Sorento can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

Where you live also has a big influence on Kia Sorento insurance prices. A middle-age driver might find rates as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $560 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,300 additional per year, depending on your age. Kia Sorento insurance for high-risk drivers is expensive and can cost as much as 44% to 129% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and rates can be significantly different from one company to the next.

How to Find Cheap Kia Sorento Insurance

Saving money on car insurance consists of avoiding accidents and claims, having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates every year by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The points below are a brief summary of the coverage data covered in the charts and tables above.

• You may be able to save around $170 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $550 each year
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $431 per month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,620 more per year to insure a Kia Sorento

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.