Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

U.S. average insurance rates for a Kia Sorento are $894 a year including full coverage. Comprehensive insurance costs an estimated $132, collision insurance costs $162, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, and coverage for high-risk drivers costs $1,918 or more. Teenage drivers pay the highest rates at up to $3,674 a year.

Average premium for full coverage: $894

Price estimates broken down by individual coverage:

Price estimates include $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all Sorento models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above highlight why everyone should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Kia Sorento insurance rates for other coverage scenarios.

• The best discount rate is $552
• Drivers who choose higher $1,000 deductibles will pay approximately $68 every year
• The average rate for the average middle-age driver who has $500 deductibles is $894
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $126 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,918
• The price for full coverage for a teen driver for full coverage can cost as much as $3,674 a year

View Chart as Image

Insurance prices for a Kia Sorento are also quite variable based on your driving record, the model of your Sorento, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $3,600 a year. View Rates by Age

The state you live in makes a big difference in Kia Sorento insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,280 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $200 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,100 to $1,500 extra each year, depending on your age. Kia Sorento insurance for high-risk drivers can cost as much as 41% to 136% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Kia Sorento Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also maintaining good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a condensed summary of the material that was covered above.

• Policyholders who want higher liability limits will pay an extra $490 per year to go from a low limit to 250/500 limits
• Teens are charged the highest prices, possibly costing $306 a month for full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,020 more annually for Sorento insurance
• Increasing physical damage deductibles can save around $200 each year

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.