Audi A8 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for an Audi A8 are $1,160 every 12 months for full coverage insurance. Comprehensive insurance costs on average $230, collision costs $312, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,490 or more. Teens receive the highest rates at $4,494 a year or more.
Average premium for full coverage: $1,160
Rate estimates by individual coverage type:
These estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all A8 models.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $510 for your basic liability-only policy to the much higher price of $2,490 for a driver who requires high-risk insurance.
Price Range by Location
Your location can make a big difference on insurance rates. Rural areas tend to have more infrequent physical damage claims than cities with more traffic congestion.
The example below illustrates how location impacts car insurance rates.
These examples illustrate why everyone should compare rates based on a specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Audi A8 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $693
- Drivers who choose higher $1,000 deductibles will pay around $124 each year
- The average price for a 40-year-old driver with $500 deductibles is $1,160
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $234 annually
- Drivers with serious driving violations could pay upwards of $2,490 or more
- The cost to insure a 16-year-old driver for full coverage may cost $4,494 a year
Auto insurance rates for an Audi A8 can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your A8.
Choosing higher comprehensive and collision insurance deductibles could save up to $360 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $4,400 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. Audi A8 insurance for high-risk drivers can cost from 42% to 135% more than the average policy. View High Risk Driver Rates
Where you live makes a big difference in Audi A8 insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,570 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,050 | -$110 | -9.5% |
| Alaska | $890 | -$270 | -23.3% |
| Arizona | $964 | -$196 | -16.9% |
| Arkansas | $1,160 | -$0 | 0.0% |
| California | $1,322 | $162 | 14.0% |
| Colorado | $1,110 | -$50 | -4.3% |
| Connecticut | $1,192 | $32 | 2.8% |
| Delaware | $1,314 | $154 | 13.3% |
| Florida | $1,452 | $292 | 25.2% |
| Georgia | $1,070 | -$90 | -7.8% |
| Hawaii | $832 | -$328 | -28.3% |
| Idaho | $786 | -$374 | -32.2% |
| Illinois | $864 | -$296 | -25.5% |
| Indiana | $874 | -$286 | -24.7% |
| Iowa | $782 | -$378 | -32.6% |
| Kansas | $1,102 | -$58 | -5.0% |
| Kentucky | $1,584 | $424 | 36.6% |
| Louisiana | $1,716 | $556 | 47.9% |
| Maine | $716 | -$444 | -38.3% |
| Maryland | $958 | -$202 | -17.4% |
| Massachusetts | $930 | -$230 | -19.8% |
| Michigan | $2,016 | $856 | 73.8% |
| Minnesota | $972 | -$188 | -16.2% |
| Mississippi | $1,390 | $230 | 19.8% |
| Missouri | $1,030 | -$130 | -11.2% |
| Montana | $1,246 | $86 | 7.4% |
| Nebraska | $916 | -$244 | -21.0% |
| Nevada | $1,392 | $232 | 20.0% |
| New Hampshire | $838 | -$322 | -27.8% |
| New Jersey | $1,296 | $136 | 11.7% |
| New Mexico | $1,028 | -$132 | -11.4% |
| New York | $1,222 | $62 | 5.3% |
| North Carolina | $668 | -$492 | -42.4% |
| North Dakota | $950 | -$210 | -18.1% |
| Ohio | $802 | -$358 | -30.9% |
| Oklahoma | $1,192 | $32 | 2.8% |
| Oregon | $1,062 | -$98 | -8.4% |
| Pennsylvania | $1,108 | -$52 | -4.5% |
| Rhode Island | $1,548 | $388 | 33.4% |
| South Carolina | $1,050 | -$110 | -9.5% |
| South Dakota | $980 | -$180 | -15.5% |
| Tennessee | $1,018 | -$142 | -12.2% |
| Texas | $1,398 | $238 | 20.5% |
| Utah | $860 | -$300 | -25.9% |
| Vermont | $796 | -$364 | -31.4% |
| Virginia | $696 | -$464 | -40.0% |
| Washington | $900 | -$260 | -22.4% |
| West Virginia | $1,062 | -$98 | -8.4% |
| Wisconsin | $804 | -$356 | -30.7% |
| Wyoming | $1,034 | -$126 | -10.9% |
With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates from multiple companies. Every company calculates rates differently, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi A8 4.2 Quattro 4-Dr Sedan | $1,144 | $95 |
| Audi A8 4.2L Quattro 4-Dr Sedan | $1,160 | $97 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2007 Audi A8 | $230 | $312 | $460 | $1,160 |
Rates are averaged for all Audi A8 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Audi A8 Insurance
Saving money on insurance for an Audi A8 not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around at every other renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below is a brief summary of the concepts that were touched on above.
- Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,330 more each year for auto insurance
- Teenage drivers are charged the highest rates, costing up to $375 per month if comprehensive and collision insurance is included
- It is possible to save as much as $130 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save as much as $350 each year
- It is possible to save as much as $130 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,494 |
| 20 | $2,640 |
| 30 | $1,192 |
| 40 | $1,160 |
| 50 | $1,060 |
| 60 | $1,038 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,394 |
| $250 | $1,288 |
| $500 | $1,160 |
| $1,000 | $1,036 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,160 |
| 50/100 | $1,252 |
| 100/300 | $1,367 |
| 250/500 | $1,666 |
| 100 CSL | $1,298 |
| 300 CSL | $1,551 |
| 500 CSL | $1,735 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,356 |
| 20 | $4,202 |
| 30 | $2,524 |
| 40 | $2,490 |
| 50 | $2,378 |
| 60 | $2,354 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $75 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $46 |
| Advance Quote | $53 |
| Online Quote | $80 |
| Total Discounts | $467 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
