Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Average auto insurance rates for a Kia Sorento are $1,382 annually with full coverage. Comprehensive costs on average $284 a year, collision insurance costs $524, and liability costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs around $2,996. Teens receive the highest rates at up to $5,192 a year.

Average premium for full coverage: $1,382

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Sorento trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas tend to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.

These examples demonstrate why it is important to compare prices based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Kia Sorento insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $795
• Using higher $1,000 deductibles will save around $1,198 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,382
• Selecting low $100 deductibles for physical damage coverage will cost $1,738
• Drivers with serious driving violations could pay upwards of $2,996
• The cost with full coverage for a teen driver may cost $5,192 or more

View Chart as Image

Auto insurance rates for a Kia Sorento can also vary considerably based on the trim level of your Sorento, your driving record, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $540 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Kia Sorento insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,870 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Right Kia Sorento Insurance

Saving money on car insurance requires being a good driver, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates at least every other year by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a quick rundown of the car insurance concepts covered in the above illustrations.

• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,610 more each year than a safer driver
• You may be able to save as much as $170 per year just by quoting early and online
• Increasing deductibles could save up to $550 each year
• Policyholders who require an increased level of liability coverage will pay approximately $460 every year to increase from a minimum limit to higher 250/500 limits

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.