Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,196 a year including full coverage. Comprehensive costs around $230, collision costs $352, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, with high-risk coverage costing around $2,578. Teens pay the most at $4,630 a year or more.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why everyone should compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $707
• Using higher $1,000 deductibles will save about $132 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,196
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,450
• Higher-risk drivers with serious driving violations could pay at least $2,578 or more
• An auto insurance policy for full coverage for a teenage driver for full coverage can be $4,630 or more

View Chart as Image

Insurance prices for a Nissan Pathfinder also have a wide range based on your driving characteristics, the model of your Pathfinder, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Pathfinder insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $390 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,400 to $2,000 extra annually, depending on your age. Nissan Pathfinder insurance for high-risk drivers can be around 43% to 131% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Each insurance company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Pathfinder Insurance

Finding better rates on auto insurance requires being a low-risk driver, maintaining good credit, refrain from filing small claims, and insuring your home and auto with the same company. Make time to compare rates at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief review of the car insurance concepts touched on in this article.

• Drivers with DUI or reckless driving convictions pay on average $1,380 more every year to insure their Pathfinder
• You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $375 each year
• Consumers who may need more liability coverage will pay approximately $500 per year to increase from 30/60 bodily injury limits to 250/500 limits

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.