Buick Enclave Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car.
For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.
In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.
Estimated auto insurance rates for a Buick Enclave are $1,354 annually for full coverage insurance. Comprehensive costs on average $270, collision costs $474, and liability insurance costs around $452. A liability-only policy costs as low as $504 a year, with high-risk insurance costing around $2,934. Teens pay the most at $5,144 a year or more.
Average premium for full coverage: $1,354
Premium estimates by type of coverage:
Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Enclave trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Buick Enclave go from as cheap as $504 for just liability insurance to a much higher rate of $2,934 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live has a significant impact on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than cities with more traffic congestion.
The price range example below illustrates how where you live affects car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Buick Enclave insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $782
- Using higher $1,000 deductibles will save around $168 each year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,354
- Selecting more expensive low deductibles for physical damage coverage will cost $1,682
- Drivers with serious driving violations could pay upwards of $2,934 or more
- An auto insurance policy with full coverage for a teen driver with full coverage may cost $5,144 or more
Auto insurance prices for a Buick Enclave also have a wide range based on the model of your Enclave, your risk profile, and policy deductibles and limits.
An older driver with a good driving record and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $5,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $500 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,224 | -$130 | -9.6% |
Alaska | $1,040 | -$314 | -23.2% |
Arizona | $1,124 | -$230 | -17.0% |
Arkansas | $1,354 | -$0 | 0.0% |
California | $1,542 | $188 | 13.9% |
Colorado | $1,292 | -$62 | -4.6% |
Connecticut | $1,394 | $40 | 3.0% |
Delaware | $1,532 | $178 | 13.1% |
Florida | $1,694 | $340 | 25.1% |
Georgia | $1,250 | -$104 | -7.7% |
Hawaii | $972 | -$382 | -28.2% |
Idaho | $918 | -$436 | -32.2% |
Illinois | $1,010 | -$344 | -25.4% |
Indiana | $1,020 | -$334 | -24.7% |
Iowa | $912 | -$442 | -32.6% |
Kansas | $1,286 | -$68 | -5.0% |
Kentucky | $1,848 | $494 | 36.5% |
Louisiana | $2,004 | $650 | 48.0% |
Maine | $834 | -$520 | -38.4% |
Maryland | $1,118 | -$236 | -17.4% |
Massachusetts | $1,084 | -$270 | -19.9% |
Michigan | $2,354 | $1,000 | 73.9% |
Minnesota | $1,134 | -$220 | -16.2% |
Mississippi | $1,622 | $268 | 19.8% |
Missouri | $1,202 | -$152 | -11.2% |
Montana | $1,454 | $100 | 7.4% |
Nebraska | $1,070 | -$284 | -21.0% |
Nevada | $1,624 | $270 | 19.9% |
New Hampshire | $976 | -$378 | -27.9% |
New Jersey | $1,514 | $160 | 11.8% |
New Mexico | $1,200 | -$154 | -11.4% |
New York | $1,426 | $72 | 5.3% |
North Carolina | $780 | -$574 | -42.4% |
North Dakota | $1,110 | -$244 | -18.0% |
Ohio | $936 | -$418 | -30.9% |
Oklahoma | $1,390 | $36 | 2.7% |
Oregon | $1,240 | -$114 | -8.4% |
Pennsylvania | $1,292 | -$62 | -4.6% |
Rhode Island | $1,806 | $452 | 33.4% |
South Carolina | $1,228 | -$126 | -9.3% |
South Dakota | $1,142 | -$212 | -15.7% |
Tennessee | $1,186 | -$168 | -12.4% |
Texas | $1,634 | $280 | 20.7% |
Utah | $1,002 | -$352 | -26.0% |
Vermont | $926 | -$428 | -31.6% |
Virginia | $810 | -$544 | -40.2% |
Washington | $1,046 | -$308 | -22.7% |
West Virginia | $1,240 | -$114 | -8.4% |
Wisconsin | $938 | -$416 | -30.7% |
Wyoming | $1,206 | -$148 | -10.9% |
With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company calculates prices differently, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Buick Enclave CX 2WD | $1,320 | $110 |
Buick Enclave CX AWD | $1,354 | $113 |
Buick Enclave XL 2WD | $1,354 | $113 |
Buick Enclave XL AWD | $1,392 | $116 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Buick Enclave | $332 | $570 | $390 | $1,450 |
2023 Buick Enclave | $320 | $566 | $398 | $1,442 |
2022 Buick Enclave | $308 | $552 | $416 | $1,434 |
2021 Buick Enclave | $298 | $530 | $430 | $1,416 |
2020 Buick Enclave | $282 | $512 | $442 | $1,394 |
2019 Buick Enclave | $270 | $474 | $452 | $1,354 |
2018 Buick Enclave | $260 | $446 | $456 | $1,320 |
2016 Buick Enclave | $232 | $368 | $460 | $1,218 |
2015 Buick Enclave | $224 | $346 | $464 | $1,192 |
2014 Buick Enclave | $220 | $322 | $474 | $1,174 |
2013 Buick Enclave | $202 | $300 | $474 | $1,134 |
2009 Buick Enclave | $168 | $202 | $468 | $996 |
2008 Buick Enclave | $166 | $198 | $460 | $982 |
Rates are averaged for all Buick Enclave models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Buick Enclave Insurance
Finding better rates on Buick Enclave insurance requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to comparison shop every other policy renewal by getting quotes from direct insurance companies, and also from local exclusive and independent agents.
The following list is a quick review of the ideas that were touched on in the above illustrations.
- Drivers age 16 to 20 are charged the highest prices, with premiums being up to $429 per month if full coverage is included
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,580 more each year than a safer driver
- Increasing policy deductibles could save up to $500 each year
- It is possible to save as much as $160 per year simply by shopping early and online
Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the Buick Enclave safety ratings?
It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.
The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.
Buick Enclave Compared Against Other Vehicles in the Same Class
Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.
Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,144 |
20 | $3,124 |
30 | $1,406 |
40 | $1,354 |
50 | $1,238 |
60 | $1,214 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,682 |
$250 | $1,530 |
$500 | $1,354 |
$1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,354 |
50/100 | $1,482 |
100/300 | $1,595 |
250/500 | $1,889 |
100 CSL | $1,528 |
300 CSL | $1,776 |
500 CSL | $1,957 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,326 |
20 | $4,978 |
30 | $2,990 |
40 | $2,934 |
50 | $2,802 |
60 | $2,776 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $72 |
Multi-vehicle | $72 |
Homeowner | $21 |
5-yr Accident Free | $97 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $60 |
Advance Quote | $66 |
Online Quote | $96 |
Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area