Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance prices for a Buick Enclave are $1,394 every 12 months including full coverage. Comprehensive costs an estimated $282 a year, collision costs $512, and liability is $442. A liability-only policy costs around $496 a year, with high-risk insurance costing around $3,022. 16-year-old drivers pay the most at $5,264 a year or more.

Average premium for full coverage: $1,394

Premium estimates broken down by type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Enclave trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Buick Enclave insurance rates for other coverage scenarios.

• The best full coverage rate is $802
• Raising to $1,000 deductibles will save approximately $1,212 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,394
• Buying low $100 deductibles increases the price to $1,742
• At-risk drivers with multiple tickets or accidents could pay up to $3,022 or more
• An auto insurance policy to insure a teen driver can cost as much as $5,264

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Auto insurance prices for a Buick Enclave also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce prices by up to $530 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 136% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Buick Enclave insurance prices. A middle-age driver might find prices as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,990 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Buick Enclave Insurance

Finding better rates on car insurance consists of having a decent driving record, having a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Make time to compare rates every time your policy renews by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief summary of the information touched on in this article.

• You may be able to save approximately $170 per year simply by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $439 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $525 each year
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,630 more annually than a driver with a clean driving record
• Policyholders who want additional liability coverage will pay around $490 per year to raise from 30/60 bodily injury limits to a 250/500 level

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.