GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs on average $180, collision costs $202, and liability is $468. Liability-only coverage costs around $518 a year, with high-risk coverage costing around $2,162. Teens cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save around $86 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,008
• Selecting more expensive low deductibles bumps up the cost to $1,174
• Drivers with serious driving violations could pay upwards of $2,162 or more
• Policy cost that insures a 16-year-old driver with full coverage may cost $4,034

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Every auto insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon consists of being safe and accident-free, having a good credit score, being claim-free, and insuring your home and auto with the same company. Compare rates at every other renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a summary of the concepts that were illustrated above.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,150 more each year than a low-risk driver
• Youthful drivers pay higher rates, possibly costing $336 each month if comprehensive and collision insurance is included
• It is possible to save as much as $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• It is possible to save as much as $110 per year simply by shopping early and online