GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive costs an estimated $186 a year, collision insurance costs $226, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,238. Teenage drivers pay the highest rates at up to $4,152 a year.

Average premium for full coverage: $1,044

Price estimates broken down by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $950 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,044
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,222
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,238
• The price to insure a teen driver can cost as much as $4,152 a year

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Car insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could save up to $280 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Yukon Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Set aside time to shop around at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a quick review of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,190 more annually than a driver with a clean driving record
• It is possible to save approximately $120 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $275 each year
• Policyholders who want additional liability coverage will pay an extra $520 annually to go from a low limit to a 250/500 level