GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs on average $180, collision costs $202, and liability is estimated at $468. Liability-only coverage costs approximately $518 a year, with high-risk coverage costing around $2,162. Teens pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why everyone should get quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save around $86 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,008
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,174
• Unlucky drivers with serious driving violations could pay upwards of $2,162 or more
• The price that insures a teen driver for full coverage may cost $4,034 each year

View Chart as Image

Auto insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. GMC Yukon insurance for high-risk drivers ranges as much as 42% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Each auto insurer calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare rates every other policy renewal by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the ideas that were covered above.

• Teenagers are charged the highest prices, as much as $336 a month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,150 more each year for car insurance
• Increasing physical damage deductibles can save approximately $250 each year
• It is possible to save as much as $110 per year simply by quoting online well ahead of the renewal date