GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive insurance costs an estimated $180, collision insurance costs $202, and liability coverage costs around $468. Buying just liability costs as low as $518 a year, and insurance for high-risk drivers costs $2,162 or more. 16-year-old drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities. The example below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why everyone should compare prices for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save approximately $86 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,008
• Buying pricier low deductibles for physical damage coverage will cost an extra $166 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,162
• Policy cost for full coverage for a teenage driver for full coverage can cost as much as $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level of your Yukon, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Iowa, Maine, and Idaho, or at least $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $260 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 42% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a brief review of the data that was covered above.

• Drivers can save approximately $110 per year just by quoting online well ahead of the renewal date
• Consumers who want increased liability limits will pay around $520 each year to increase from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are charged the highest rates, costing up to $336 each month for full coverage
• Drivers with DUI or reckless driving convictions pay an average of $1,150 more annually to insure a GMC Yukon