GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs on average $180 a year, collision costs $202, and liability is estimated at $468. A liability-only policy costs approximately $518 a year, with high-risk insurance costing $2,162 or more. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $616
• Choosing higher $1,000 deductibles can save around $922 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,008
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $166 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,162 or more
• Policy cost for full coverage for a 16-year-old driver may cost $4,034 each year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $260 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon takes being a low-risk driver, having above-average credit, not filing small claims, and maximizing policy discounts. Make time to compare rates at least every other year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a brief recap of the car insurance concepts touched on in this article.

• Drivers considered higher risk who tend to receive serious violations may be required to pay an average of $1,150 more each year to insure their Yukon
• You may be able to save as much as $110 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $250 each year
• Insureds who require more liability coverage will pay about $520 every year to raise limits from a 30/60 limit to 250/500 limits