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2010 Mitsubishi Eclipse Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 5, 2020

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Average insurance rates for a 2010 Mitsubishi Eclipse are $1,156 a year for full coverage insurance. Comprehensive costs approximately $202, collision insurance costs $322, and liability insurance costs around $474. Buying a liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,500. Teen drivers receive the highest rates at up to $4,552 a year.

Annual premium for full coverage: $1,156

Rate estimates for 2010 Mitsubishi Eclipse Insurance

Comprehensive $202
Collision $322
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2010 Mitsubishi Eclipse models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $522 for only liability insurance to the much higher price of $2,500 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,156
High Risk $2,500

View Chart as Image

2010 Mitsubishi Eclipse insurance rates compared
Column chart showing 2010 Mitsubishi Eclipse insurance prices range from $685 to $4,552 for full coverage

These differences illustrate why everyone should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2010 Mitsubishi Eclipse Insurance

Searching Companies

I can’t think of a single person who likes paying for car insurance, in particular when their premiums are too high. Numerous auto insurance companies battle for your insurance dollar, and it can be difficult to compare rates and get the best coverage at the lowest rate possible.

If you have a current auto insurance policy or need new coverage, you can use this information to shop for the lowest rates while maintaining coverages. Finding the best rates is easy if you know what you’re doing. Vehicle owners only need an understanding of the most effective way to shop their coverage around online.

Lower rates by qualifying for discounts

Companies that sell car insurance do not list every discount in a way that’s easy to find, so we break down some of the best known and the more hidden ways to save on insurance. If you aren’t receiving every discount possible, you are throwing money away.

  • Low Mileage Discounts – Fewer annual miles on your Mitsubishi can earn better rates on cars that stay parked.
  • Senior Citizens – Older drivers may qualify for a discount up to 10% for Eclipse coverage.
  • Payment Discounts – If paying your policy premium upfront instead of making monthly payments you may reduce your total bill.
  • Service Members Pay Less – Being on active duty in the military could mean lower rates.
  • Government Employees – Employees or retirees of the government can earn a discount up to 10% for Eclipse coverage with select insurance companies.
  • Seat Belts Save – Requiring all passengers to use their safety belts could cut 10% or more off your PIP or medical payments premium.

Drivers should understand that most discounts do not apply to your bottom line cost. Most cut individual premiums such as comprehensive or collision. Just because you may think you would end up receiving a 100% discount, you won’t be that lucky.

To see a list of insurance companies offering insurance discounts, click this link.

Free Auto Insurance Quotes

Most companies quote coverage price quotes on the web. Getting quotes is pretty easy as you simply enter your required coverages into the quote form. Upon sending the form, their rating system collects your driving and credit reports and returns a price based on these and other factors. This helps simplify price comparisons, but the time required to go to several different sites and fill out multiple forms gets old quite quickly. But it’s very important to perform this step if you want to find a better rate.

The preferred way to lower your rates uses one form to return rates from several companies at one time. It saves time, eliminates repetitive work, and makes quoting online a lot less work. Immediately after you send the form, it is quoted with multiple companies and you can pick any or none of the returned quotes. If a lower price is quoted, you simply finish the application and purchase the new policy. It only takes a few minutes and may save quite a bit of money.

To quickly fill out one form to compare multiple rates now, click here to open in new window and enter your information. To compare your current rates, we recommend you type in the coverages identical to your current policy. Doing this assures you will have a fair comparison for exact coverage.

Car insurance is unique, just like you

When choosing adequate coverage for your personal vehicles, there really is no single plan that fits everyone. Every insured’s situation is different and a cookie cutter policy won’t apply. For example, these questions could help you determine whether you might need an agent’s assistance.

  • How much can I save by bundling my policies?
  • What is the ISO rating for a 2010 Mitsubishi Eclipse?
  • Does my car insurance cover rental cars?
  • Am I covered when driving in Canada or Mexico?
  • How can I get high-risk coverage after a DUI?
  • Do I pay less if my vehicle is kept in my garage?
  • Is motorclub coverage worth it?

If it’s difficult to answer those questions but you know they apply to you then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, simply complete this short form or you can go here for a list of companies in your area. It only takes a few minutes and can help protect your family.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Auto insurance coverage considerations

Understanding the coverages of your auto insurance policy helps when choosing the best coverages at the best deductibles and correct limits. The coverage terms in a policy can be ambiguous and even agents have difficulty translating policy wording. Below you’ll find the normal coverages found on most auto insurance policies.

Comprehensive insurance

This will pay to fix damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay.

Comprehensive insurance covers claims such as theft, a broken windshield and fire damage. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Auto liability

This coverage will cover damages or injuries you inflict on other people or property in an accident. This insurance protects YOU from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see values of 100/300/100 that translate to a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and $100,000 of coverage for damaged property.

Liability can pay for things such as repair costs for stationary objects, court costs, repair bills for other people’s vehicles, loss of income and funeral expenses. How much coverage you buy is a personal decision, but buy as large an amount as possible.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses such as hospital visits, prosthetic devices, doctor visits, funeral costs and surgery. They are used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. It covers all vehicle occupants and also covers any family member struck as a pedestrian. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage

Uninsured/Underinsured Motorist (UM/UIM)

This provides protection from other motorists when they either have no liability insurance or not enough. It can pay for injuries sustained by your vehicle’s occupants and also any damage incurred to your 2010 Mitsubishi Eclipse.

Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Auto collision coverage

This coverage covers damage to your Eclipse from colliding with an object or car. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage protects against things like sustaining damage from a pot hole, damaging your car on a curb, crashing into a ditch and hitting a parking meter. Collision is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Power to the consumer

You just read some good ideas how to shop for 2010 Mitsubishi Eclipse insurance online. It’s most important to understand that the more quotes you get, the better your comparison will be. You may be surprised to find that the best prices are with the smaller companies. Regional companies may have significantly lower rates on certain market segments than their larger competitors like Allstate and Progressive.

When buying insurance coverage, it’s not a good idea to skimp on critical coverages to save a buck or two. There have been many situations where an insured cut uninsured motorist or liability limits and discovered at claim time that the few dollars in savings costed them thousands. Your focus should be to purchase a proper amount of coverage at a price you can afford.

More detailed insurance information can be read in the articles below:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2010 Mitsubishi Eclipse Insurance Rates by City
City Premium
New York City, NY $1,827
Los Angeles, CA $1,977
Philadelphia, PA $1,546
Jacksonville, FL $1,677
Phoenix, AZ $1,344
Chicago, IL $1,548
Houston, TX $1,812
Seattle, WA $1,126
Columbus, OH $966
Indianapolis, IN $983

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2010 Mitsubishi Eclipse Insurance Rates by Driver Age
Driver Age Premium
16 $4,552
20 $2,660
30 $1,186
40 $1,156
50 $1,060
60 $1,038

Full coverage, $500 deductibles

Rates by Deductible

2010 Mitsubishi Eclipse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,386
$250 $1,280
$500 $1,156
$1,000 $1,038

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Eclipse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,156
50/100 $1,251
100/300 $1,369
250/500 $1,677
100 CSL $1,298
300 CSL $1,559
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

2010 Mitsubishi Eclipse Insurance Rates for High Risk Drivers
Age Premium
16 $6,444
20 $4,244
30 $2,532
40 $2,500
50 $2,390
60 $2,366

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $76
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $54
Online Quote $80
Total Discounts $471
Rate after discounts $685

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2010 Mitsubishi Eclipse Insurance Rates by State
State Premium
Alabama $1,046
Alaska $886
Arizona $960
Arkansas $1,156
California $1,318
Colorado $1,104
Connecticut $1,190
Delaware $1,308
Florida $1,446
Georgia $1,066
Hawaii $830
Idaho $780
Illinois $860
Indiana $870
Iowa $780
Kansas $1,100
Kentucky $1,578
Louisiana $1,710
Maine $712
Maryland $952
Massachusetts $926
Michigan $2,008
Minnesota $968
Mississippi $1,384
Missouri $1,026
Montana $1,242
Nebraska $912
Nevada $1,386
New Hampshire $832
New Jersey $1,292
New Mexico $1,024
New York $1,218
North Carolina $666
North Dakota $948
Ohio $798
Oklahoma $1,188
Oregon $1,060
Pennsylvania $1,104
Rhode Island $1,542
South Carolina $1,046
South Dakota $976
Tennessee $1,012
Texas $1,394
Utah $856
Vermont $792
Virginia $694
Washington $894
West Virginia $1,060
Wisconsin $802
Wyoming $1,030

Free Auto Insurance Comparison

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