Mitsubishi Eclipse Insurance Rates

How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.

To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.

The average insurance rates for a Mitsubishi Eclipse are $902 a year with full coverage. Comprehensive costs approximately $132 a year, collision costs $170, and liability is estimated at $442. Liability-only insurance costs approximately $496 a year, with high-risk driver insurance costing around $1,940. Teenage drivers cost the most to insure at $3,708 a year or more.

Average premium for full coverage: $902

Policy rates by type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Eclipse trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Mitsubishi Eclipse insurance rates for additional coverage and risk scenarios.

• The best discount rate is $554
• Choosing higher $1,000 deductibles can save $832 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $902
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,034
• Unlucky drivers who are prone to accidents and violations could pay around $1,940 or more
• Policy cost that insures a teen driver can cost $3,708 each year

View Chart as Image

Auto insurance rates for a Mitsubishi Eclipse also range considerably based on the trim level of your Eclipse, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,100 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 40% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Mitsubishi Eclipse insurance prices. A good driver about age 40 could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,220 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $210 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Eclipse Insurance

Finding cheaper rates on car insurance takes being a good driver, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Compare prices every couple of years by obtaining price quotes from direct companies, and also from local insurance agencies.

The following list is a quick rundown of the material that was covered in the charts and tables above.

• Policyholders who purchase an increased level of liability coverage will pay an extra $490 every year to raise limits from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 have the highest car insurance rates, as much as $309 each month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,040 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $200 each year

Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.

To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Mitsubishi Eclipse?

Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.

The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.

Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class

Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.

• Chevrolet Corvette Insurance Rates
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• Mercedes Benz SL 450 Insurance Rates

Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.

Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.