Mitsubishi Eclipse Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 5, 2023

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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.

To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.

The average insurance prices for a Mitsubishi Eclipse are $902 every 12 months for full coverage. Comprehensive insurance costs on average $132 each year, collision insurance costs $170, and liability is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs $1,940 or more. Teen drivers cost the most to insure at up to $3,708 a year.

Average premium for full coverage: $902

Policy rates by type of insurance:

Comprehensive $132
Collision $170
Liability $442

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and Eclipse models.

Price Range Variability

For the average driver, Mitsubishi Eclipse insurance rates range from the cheapest price of $496 for just liability insurance to a high rate of $1,940 for a high-risk driver policy.

Liability Only $496
Full Coverage $902
High Risk $1,940

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than larger metro areas. The graphic below illustrates how location impacts car insurance rates.

Rural Areas $677
Small Cities $947
Large Cities $1,218

The examples above show why all drivers should compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Mitsubishi Eclipse insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $554
  • Raising to $1,000 deductibles will save around $70 a year
  • The average price for a good driver age 40 with $500 deductibles is $902
  • Choosing low deductibles costs an extra $132 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,940
  • Policy cost to insure a teen driver may cost $3,708

View Chart as Image

Mitsubishi Eclipse insurance cost comparison chart
Column chart showing Mitsubishi Eclipse insurance prices range from $554 to $3,708 for full coverage

Auto insurance rates for a Mitsubishi Eclipse also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Eclipse.

Choosing high deductibles can reduce rates by up to $210 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,100 to $1,500 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 40% to 135% more than average. View High Risk Driver Rates

Your home state also has a big influence on Mitsubishi Eclipse insurance prices. A middle-age driver might find rates as low as $600 a year in states like Idaho, Maine, and Iowa, or as much as $1,290 on average in Michigan, Louisiana, and New York.

Mitsubishi Eclipse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $818 -$84 -9.3%
Alaska $694 -$208 -23.1%
Arizona $752 -$150 -16.6%
Arkansas $902 -$0 0.0%
California $1,028 $126 14.0%
Colorado $862 -$40 -4.4%
Connecticut $930 $28 3.1%
Delaware $1,022 $120 13.3%
Florida $1,130 $228 25.3%
Georgia $834 -$68 -7.5%
Hawaii $648 -$254 -28.2%
Idaho $612 -$290 -32.2%
Illinois $672 -$230 -25.5%
Indiana $680 -$222 -24.6%
Iowa $610 -$292 -32.4%
Kansas $860 -$42 -4.7%
Kentucky $1,232 $330 36.6%
Louisiana $1,338 $436 48.3%
Maine $558 -$344 -38.1%
Maryland $746 -$156 -17.3%
Massachusetts $724 -$178 -19.7%
Michigan $1,570 $668 74.1%
Minnesota $754 -$148 -16.4%
Mississippi $1,082 $180 20.0%
Missouri $802 -$100 -11.1%
Montana $972 $70 7.8%
Nebraska $712 -$190 -21.1%
Nevada $1,082 $180 20.0%
New Hampshire $650 -$252 -27.9%
New Jersey $1,010 $108 12.0%
New Mexico $800 -$102 -11.3%
New York $954 $52 5.8%
North Carolina $520 -$382 -42.4%
North Dakota $740 -$162 -18.0%
Ohio $626 -$276 -30.6%
Oklahoma $928 $26 2.9%
Oregon $828 -$74 -8.2%
Pennsylvania $862 -$40 -4.4%
Rhode Island $1,206 $304 33.7%
South Carolina $818 -$84 -9.3%
South Dakota $764 -$138 -15.3%
Tennessee $794 -$108 -12.0%
Texas $1,090 $188 20.8%
Utah $670 -$232 -25.7%
Vermont $618 -$284 -31.5%
Virginia $542 -$360 -39.9%
Washington $700 -$202 -22.4%
West Virginia $828 -$74 -8.2%
Wisconsin $626 -$276 -30.6%
Wyoming $806 -$96 -10.6%

View Chart as Image

Mitsubishi Eclipse insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mitsubishi Eclipse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Eclipse GS 2-Dr Coupe $888 $74
Mitsubishi Eclipse Spyder GS 2-Dr Convertible $870 $73
Mitsubishi Eclipse GS Sport 2-Dr Coupe $918 $77
Mitsubishi Eclipse Spyder GT 2-Dr Convertible $900 $75
Mitsubishi Eclipse GT 2-Dr Coupe $932 $78

Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Eclipse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Eclipse $186 $300 $474 $1,118
2010 Mitsubishi Eclipse $170 $248 $474 $1,050
2009 Mitsubishi Eclipse $160 $226 $474 $1,018
2008 Mitsubishi Eclipse $154 $202 $468 $982
2007 Mitsubishi Eclipse $152 $198 $460 $968
2006 Mitsubishi Eclipse $150 $188 $452 $948
2005 Mitsubishi Eclipse $138 $180 $446 $922
2004 Mitsubishi Eclipse $132 $170 $442 $902

Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Mitsubishi Eclipse Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around every time your policy renews by requesting rates from direct carriers, and also from local independent and exclusive agents.

The next list is a brief review of the information touched on above.

  • Drivers can save as much as $100 per year just by quoting online in advance
  • Drivers age 20 and younger are charged the highest rates, costing up to $309 each month if comprehensive and collision insurance is included
  • Increasing comprehensive and collision deductibles could save as much as $200 each year
  • Higher risk drivers with DUI or reckless driving convictions pay an average of $1,040 more each year to buy Mitsubishi Eclipse insurance
  • Policyholders who require increased levels of liability coverage will pay about $490 each year to raise from a 30/60 limit to a 250/500 level

Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.

To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.

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What are the safety ratings of the Mitsubishi Eclipse?

Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.

The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.

Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class

Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.

Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.

Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.

Rates by Driver Age

Mitsubishi Eclipse Insurance Rates by Driver Age
Driver Age Premium
16 $3,708
20 $2,070
30 $916
40 $902
50 $832
60 $814

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Eclipse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,034
$250 $974
$500 $902
$1,000 $832

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Eclipse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $902
50/100 $1,020
100/300 $1,131
250/500 $1,418
100 CSL $1,065
300 CSL $1,308
500 CSL $1,485

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Eclipse Insurance Rates for High Risk Drivers
Age Premium
16 $5,204
20 $3,296
30 $1,950
40 $1,940
50 $1,858
60 $1,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $119

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $38
Online Quote $60
Total Discounts $348
Rate after discounts $554

Discounts are estimated and may not be available from every company or in every state.

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