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2011 Nissan Murano Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 2, 2020

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Average insurance rates for a 2011 Nissan Murano are $1,130 a year for full coverage. Comprehensive insurance costs an estimated $198, collision insurance costs $310, and liability costs around $464. Buying a liability-only policy costs as low as $514 a year, and high-risk insurance costs $2,442 or more. Teen drivers receive the highest rates at up to $4,452 a year.

Annual premium for full coverage: $1,130

Rate estimates for 2011 Nissan Murano Insurance

Comprehensive $198
Collision $310
Liability $464

Rate data is compiled from all 50 U.S. states and averaged for all 2011 Nissan Murano models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range range from as low as $514 for just liability coverage to the much higher price of $2,442 for a driver that may need high-risk insurance.

Liability Only $514
Full Coverage $1,130
High Risk $2,442

View Chart as Image

2011 Nissan Murano insurance rates compared
Column chart showing 2011 Nissan Murano insurance prices range from $671 to $4,452 for full coverage

These differences show why everyone should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2011 Nissan Murano Insurance

Searching Companies

I can’t think of anyone who cherishes buying insurance, in particular when the cost is way too high. Numerous insurance companies battle for your hard-earned dollar, so it can be very hard to choose a insurance company and get the definite lowest price

If you have a policy now or need a new policy, you can use these tips to cut your premiums and possibly find even better coverage. Choosing the best insurance company for you is not rocket science. Vehicle owners just need to understand the proper methods to shop on the web.

The most recommended method to compare policy rates is to understand most larger insurance companies will pay a fee to provide you with free rate quotes. All consumers are required to do is provide a little information including the year, make and model of vehicles, whether or not you need a SR-22, if you have an active license, and whether you have decent credit. Your details gets sent immediately to many of the top insurers and you will receive price estimates within a short period of time.

To get price quotes for your 2011 Nissan Murano, click here and find out if you can get cheaper insurance.

You probably qualify for some discounts

Companies that sell car insurance don’t list all available discounts in a way that’s easy to find, so we break down both well-publicized as well as the least known ways to save on insurance coverage. If you aren’t receiving every discount you qualify for, you are paying more than you should be.

  • Anti-lock Brake Discount – Vehicles equipped with ABS or steering control are safer to drive and qualify for as much as a 10% discount.
  • Accident Waiver – Some insurance companies allow you one accident without raising rates if your claims history is clear for a certain period of time.
  • Discounts for Safe Drivers – Insureds without accidents may receive a discount up to 45% less on Murano coverage than drivers with accidents.
  • No Claims – Good drivers with no accidents pay much less as compared to bad drivers.
  • Anti-theft Discount – Vehicles equipped with anti-theft or alarm systems are stolen less frequently and therefore earn up to a 10% discount.
  • More Vehicles More Savings – Having multiple cars or trucks on one policy may reduce the rate for each vehicle.

Keep in mind that most of the big mark downs will not be given to the entire cost. Most only reduce specific coverage prices like comp or med pay. So despite the fact that it appears you can get free auto insurance, you’re out of luck.

To see a list of insurance companies with the best insurance coverage discounts, click this link.

There’s no such thing as the perfect policy

When it comes to buying proper insurance coverage for your personal vehicles, there is no best way to insure your cars. Every situation is different so this has to be addressed. For example, these questions can aid in determining whether or not you will benefit from professional help.

  • Does my insurance cover damage caused when ticketed for reckless driving?
  • Should I file a claim if it’s only slightly more than my deductible?
  • Where can I find high-risk insurance?
  • Do I need special endorsements for business use of my vehicle?
  • What vehicles should carry emergency assistance coverage?
  • How much liability do I need to cover my assets?
  • Is my custom paint covered by insurance?

If it’s difficult to answer those questions but a few of them apply, you might consider talking to a licensed insurance agent. To find an agent in your area, simply complete this short form or you can go here for a list of companies in your area. It’s fast, free and can help protect your family.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Car insurance coverage breakdown

Having a good grasp of your policy helps when choosing appropriate coverage at the best deductibles and correct limits. The coverage terms in a policy can be difficult to understand and reading a policy is terribly boring. Below you’ll find typical coverage types found on the average car insurance policy.

Auto collision coverage

Collision insurance will pay to fix damage to your Murano from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things like damaging your car on a curb, backing into a parked car, crashing into a building and rolling your car. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. You can also raise the deductible in order to get cheaper collision rates.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage gives you protection when the “other guys” are uninsured or don’t have enough coverage. Covered claims include hospital bills for your injuries and damage to your Nissan Murano.

Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage is very important.

Comprehensive protection

Comprehensive insurance coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for claims like rock chips in glass, damage from a tornado or hurricane, vandalism, theft and falling objects. The highest amount your car insurance company will pay is the ACV or actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Coverage for liability

This can cover damages or injuries you inflict on a person or their property by causing an accident. It protects you from legal claims by others, and doesn’t cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 50/100/50 that means you have $50,000 in coverage for each person’s injuries, a per accident bodily injury limit of $100,000, and a total limit of $50,000 for damage to vehicles and property.

Liability coverage protects against things such as court costs, repair bills for other people’s vehicles, structural damage, legal defense fees and repair costs for stationary objects. The amount of liability coverage you purchase is a decision to put some thought into, but you should buy as high a limit as you can afford.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses for things like chiropractic care, rehabilitation expenses, hospital visits, EMT expenses and surgery. They are often used in conjunction with a health insurance plan or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants as well as being hit by a car walking across the street. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2011 Nissan Murano Insurance Rates by City
City Premium
New York City, NY $1,785
Los Angeles, CA $1,932
Philadelphia, PA $1,506
Jacksonville, FL $1,640
Phoenix, AZ $1,313
Chicago, IL $1,516
Houston, TX $1,771
Seattle, WA $1,099
Columbus, OH $944
Indianapolis, IN $963

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2011 Nissan Murano Insurance Rates by Driver Age
Driver Age Premium
16 $4,452
20 $2,598
30 $1,158
40 $1,130
50 $1,036
60 $1,016

Full coverage, $500 deductibles

Rates by Deductible

2011 Nissan Murano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,352
$250 $1,250
$500 $1,130
$1,000 $1,014

Full coverage, driver age 40

Rates by Liability Limit

Nissan Murano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,130
50/100 $1,223
100/300 $1,339
250/500 $1,640
100 CSL $1,269
300 CSL $1,524
500 CSL $1,710

Full coverage, driver age 40

Rates for High Risk Drivers

2011 Nissan Murano Insurance Rates for High Risk Drivers
Age Premium
16 $6,300
20 $4,142
30 $2,472
40 $2,442
50 $2,332
60 $2,312

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $78
Total Discounts $459
Rate after discounts $671

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2011 Nissan Murano Insurance Rates by State
State Premium
Alabama $1,024
Alaska $866
Arizona $938
Arkansas $1,130
California $1,288
Colorado $1,082
Connecticut $1,164
Delaware $1,280
Florida $1,414
Georgia $1,042
Hawaii $812
Idaho $764
Illinois $842
Indiana $852
Iowa $762
Kansas $1,074
Kentucky $1,542
Louisiana $1,674
Maine $696
Maryland $934
Massachusetts $906
Michigan $1,962
Minnesota $944
Mississippi $1,354
Missouri $1,002
Montana $1,212
Nebraska $892
Nevada $1,354
New Hampshire $812
New Jersey $1,264
New Mexico $1,002
New York $1,190
North Carolina $652
North Dakota $926
Ohio $780
Oklahoma $1,162
Oregon $1,036
Pennsylvania $1,076
Rhode Island $1,508
South Carolina $1,024
South Dakota $954
Tennessee $990
Texas $1,362
Utah $836
Vermont $776
Virginia $676
Washington $872
West Virginia $1,036
Wisconsin $784
Wyoming $1,008

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