2011 Toyota Yaris Insurance Rates
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UPDATED: Nov 23, 2017
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Average insurance rates for a 2011 Toyota Yaris are $1,094 a year with full coverage. Comprehensive insurance costs approximately $180 each year, collision insurance costs $292, and liability costs $464. Buying a liability-only policy costs as little as $514 a year, and high-risk insurance costs $2,368 or more. Teen drivers receive the highest rates at up to $4,354 a year.
Annual premium for full coverage: $1,094
Rate estimates for 2011 Toyota Yaris Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2011 Toyota Yaris models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as low as $514 for just liability coverage to a high rate of $2,368 for a driver who has had serious violations or accidents.
These differences demonstrate why all drivers should compare rates using their specific location and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2011 Toyota Yaris Insurance
Searching for the cheapest auto insurance rates for your Toyota Yaris? Price shopping your auto insurance can seem to be hard for beginners to buying insurance online. Consumers have so many options available that it can quickly become a lot of work to compare prices.
If you are paying for car insurance now, you stand a good chance to be able to save some money using this strategy. Pricing affordable insurance coverage can be fairly easy. Although car owners must know how big insurance companies sell online.
Compare Insurance Coverage Today
When shopping for insurance coverage there are multiple ways to compare rate quotes from insurance coverage companies in your area. By far the easiest way to find competitive 2011 Toyota Yaris insurance rates consists of obtaining rate quotes online. This can be done in just a few minutes using one of these methods.
- The easiest and least time consuming way consumers can make multiple comparisons is to use a rate comparison form like this one (opens in new window). This form prevents you from having to do separate quotes to each individual insurance coverage company. One form will get you price quotes from many national carriers. It’s definitely the quickest method.
- A more difficult way to compare rate quotes is to take the time to go to each company website and request a quote. For instance, we’ll assume you want to compare Allstate, Esurance and American Family. To get each rate you have to visit each site to enter your coverage information, which is why the first method is more popular. To view a list of companies in your area, click here.
It’s up to you which method you use, but ensure you’re using exactly the same coverage limits for every company. If the quotes have different liability limits it’s not possible to truly determine the lowest rate. Just a small difference in limits can make a big difference in price. It’s important to know that comparing a large number of companies provides better odds of finding lower pricing.
Do I need special coverages?
When buying proper insurance coverage, there isn’t really a cookie cutter policy. Everyone’s needs are different.
For instance, these questions might help in determining whether you will benefit from professional help.
- Are my friends covered when driving my 2011 Toyota Yaris?
- How do I buy GAP insurance?
- Should I carry comprehensive and collision coverage?
- Am I covered when driving in Canada or Mexico?
- When can my company non-renew my policy?
- What can I do if my company denied a claim?
If you can’t answer these questions, then you may want to think about talking to a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form.
Educate yourself about insurance coverages
Knowing the specifics of insurance aids in choosing the best coverages at the best deductibles and correct limits. Insurance terms can be difficult to understand and nobody wants to actually read their policy.
Insurance for medical payments
Coverage for medical payments and/or PIP reimburse you for immediate expenses for things like funeral costs, EMT expenses, nursing services and hospital visits. They are used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover you and your occupants as well as getting struck while a pedestrian. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage
Liability coverage can cover damage or injury you incur to a person or their property that is your fault. This insurance protects YOU against other people’s claims. It does not cover your own vehicle damage or injuries.
Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see policy limits of 50/100/50 which means $50,000 bodily injury coverage, a per accident bodily injury limit of $100,000, and a limit of $50,000 paid for damaged property. Another option is a combined limit that pays claims from the same limit and claims can be made without the split limit restrictions.
Liability insurance covers claims like repair bills for other people’s vehicles, pain and suffering and court costs. How much coverage you buy is a personal decision, but consider buying as much as you can afford.
Uninsured Motorist or Underinsured Motorist insurance
This coverage protects you and your vehicle’s occupants from other motorists when they either have no liability insurance or not enough. Covered claims include hospital bills for your injuries and also any damage incurred to your 2011 Toyota Yaris.
Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important. Normally the UM/UIM limits do not exceed the liability coverage limits.
Auto collision coverage
Collision insurance will pay to fix damage to your Yaris resulting from colliding with another vehicle or an object, but not an animal. A deductible applies then your collision coverage will kick in.
Collision coverage protects against claims such as sustaining damage from a pot hole, scraping a guard rail, rolling your car, sideswiping another vehicle and crashing into a building. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to increase the deductible in order to get cheaper collision rates.
Comprehensive coverage (or Other than Collision)
This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay.
Comprehensive coverage pays for things like damage from flooding, theft, a broken windshield, vandalism and hail damage. The maximum amount a insurance company will pay at claim time is the actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.
Rates by U.S. City
|New York City, NY||$1,728|
|Los Angeles, CA||$1,872|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$71|
|5-yr Claim Free||$69|
|Paid in Full/EFT||$43|
Discounts are estimated and may not be available from every company or in every state.