Kia Sedona Insurance Rates

Estimated insurance rates for a Kia Sedona are $868 a year including full coverage. Comprehensive costs an estimated $152, collision costs $178, and liability coverage is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing around $1,860. Teenage drivers pay the most at $3,464 a year or more.

Average premium for full coverage: $868

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Sedona models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects insurance prices.

These rate differences highlight why everyone should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Kia Sedona insurance rates for other coverage scenarios.

• The best discount rate is $530
• Choosing higher $1,000 deductibles can save approximately $74 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $868
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,012
• Drivers who are prone to accidents and violations could pay up to $1,860 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost as much as $3,464 each year

View Chart as Image

Auto insurance prices for a Kia Sedona also have a wide range based on the model of your Sedona, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,000 to $1,500 in extra premium annually, depending on your age. Kia Sedona insurance for high-risk drivers ranges around 43% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $3,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Kia Sedona insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,240 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $220 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Kia Sedona Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief summary of the information raised in the charts and tables above.

• You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date
• Drivers under the age of 20 are the costliest to insure, with the cost nearing $289 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $225 each year
• Drivers that tend to have accidents or serious violations could be charged and average of $990 more annually to insure a Kia Sedona
• Consumers who want increased liability limits will pay an extra $440 per year to raise limits from 30/60 bodily injury limits to the 250/500 level