Kia Sedona Insurance Rates

U.S. average insurance rates for a Kia Sedona are $868 a year including full coverage. Comprehensive costs approximately $152 each year, collision insurance costs $178, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $1,860. Teens pay the highest rates at up to $3,464 a year.

Average premium for full coverage: $868

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Sedona models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above highlight why all drivers should get quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Kia Sedona insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $530
• Choosing higher $1,000 deductibles can save $74 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $868
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,012
• Unlucky drivers with serious driving violations could pay around $1,860
• The price that insures a teen driver can cost $3,464 each year

View Chart as Image

Car insurance prices for a Kia Sedona are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,000 to $1,500 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $800 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Kia Sedona insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,240 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Kia Sedona Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a positive credit history, being claim-free, and attention to physical damage deductibles. Compare rates every time your policy renews by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The items below are a brief summary of the information presented in the illustrations above.

• You may be able to save around $100 per year just by quoting online in advance
• Teen drivers pay the highest auto insurance prices, possibly costing $289 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $225 each year
• Higher risk drivers that tend to have accidents or serious violations will likely pay on average $990 more per year to insure their Sedona
• Policyholders who purchase more liability coverage will pay approximately $440 per year to raise limits from a low limit to the 250/500 level