Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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Estimated insurance rates for a Mazda CX-9 are $1,092 a year with full coverage. Comprehensive costs on average $198, collision insurance costs $258, and liability insurance is $478. A liability-only policy costs around $526 a year, and high-risk insurance costs around $2,342. 16-year-old drivers pay the most at up to $4,312 a year.

Average premium for full coverage: $1,092

Premium estimates by type of coverage:

Comprehensive $198
Collision $258
Liability $478

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Mazda CX-9 range from the low end price of $526 for basic liability insurance to the much higher price of $2,342 for a high-risk insurance policy.

Liability Only $526
Full Coverage $1,092
High Risk $2,342

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities. The example below illustrates how location impacts car insurance rates.

Rural Areas $819
Small Cities $1,147
Large Cities $1,474

These rate differences demonstrate why everyone should compare rates quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $657
  • Raising to $1,000 deductibles will save around $106 annually
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,092
  • Buying pricier low deductibles bumps up the cost to $1,286
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,342
  • An auto insurance policy that insures a teen driver for full coverage may cost $4,312

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance rates range from $657 to $4,312 for full coverage

Auto insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. Mazda CX-9 insurance for high-risk drivers is expensive and can cost anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,300 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find prices as low as $790 a year in states like New Hampshire, Ohio, and Utah, or at least $1,470 on average in Florida, Michigan, and New York.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $986 -$106 -9.7%
Alaska $838 -$254 -23.3%
Arizona $906 -$186 -17.0%
Arkansas $1,092 -$0 0.0%
California $1,244 $152 13.9%
Colorado $1,042 -$50 -4.6%
Connecticut $1,120 $28 2.6%
Delaware $1,236 $144 13.2%
Florida $1,364 $272 24.9%
Georgia $1,006 -$86 -7.9%
Hawaii $782 -$310 -28.4%
Idaho $738 -$354 -32.4%
Illinois $814 -$278 -25.5%
Indiana $820 -$272 -24.9%
Iowa $736 -$356 -32.6%
Kansas $1,038 -$54 -4.9%
Kentucky $1,490 $398 36.4%
Louisiana $1,614 $522 47.8%
Maine $672 -$420 -38.5%
Maryland $898 -$194 -17.8%
Massachusetts $874 -$218 -20.0%
Michigan $1,896 $804 73.6%
Minnesota $914 -$178 -16.3%
Mississippi $1,306 $214 19.6%
Missouri $968 -$124 -11.4%
Montana $1,172 $80 7.3%
Nebraska $860 -$232 -21.2%
Nevada $1,306 $214 19.6%
New Hampshire $786 -$306 -28.0%
New Jersey $1,220 $128 11.7%
New Mexico $964 -$128 -11.7%
New York $1,148 $56 5.1%
North Carolina $628 -$464 -42.5%
North Dakota $892 -$200 -18.3%
Ohio $754 -$338 -31.0%
Oklahoma $1,120 $28 2.6%
Oregon $998 -$94 -8.6%
Pennsylvania $1,042 -$50 -4.6%
Rhode Island $1,456 $364 33.3%
South Carolina $988 -$104 -9.5%
South Dakota $920 -$172 -15.8%
Tennessee $956 -$136 -12.5%
Texas $1,316 $224 20.5%
Utah $808 -$284 -26.0%
Vermont $746 -$346 -31.7%
Virginia $652 -$440 -40.3%
Washington $842 -$250 -22.9%
West Virginia $1,000 -$92 -8.4%
Wisconsin $754 -$338 -31.0%
Wyoming $974 -$118 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $300 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,070 $89
Mazda CX-9 Grand Touring 2WD $1,092 $91
Mazda CX-9 Sport AWD $1,092 $91
Mazda CX-9 Touring 2WD $1,092 $91
Mazda CX-9 Touring AWD $1,092 $91
Mazda CX-9 Grand Touring AWD $1,114 $93

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance consists of not taking risks behind the wheel, maintaining a good credit score, being claim-free, and deciding if full coverage is necessary. Comparison shop at least every other year by obtaining price quotes from direct companies, and also from several local insurance agents.

The following is a brief recap of the car insurance concepts touched on above.

  • High-risk drivers who tend to receive serious violations pay on average $1,250 more each year for CX-9 insurance
  • You may be able to save as much as $120 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save approximately $300 each year
  • Drivers who require higher liability limits will pay around $530 every year to raise from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $4,312
20 $2,484
30 $1,116
40 $1,092
50 $1,002
60 $978

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,286
$250 $1,198
$500 $1,092
$1,000 $986

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,092
50/100 $1,210
100/300 $1,329
250/500 $1,640
100 CSL $1,257
300 CSL $1,520
500 CSL $1,712

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $6,090
20 $3,960
30 $2,368
40 $2,342
50 $2,240
60 $2,216

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $69
Paid in Full/EFT $41
Advance Quote $49
Online Quote $75
Total Discounts $435
Rate after discounts $657

Discounts are estimated and may not be available from every company or in every state.

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