2013 Mazda CX-9 Insurance Rates
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UPDATED: Mar 20, 2020
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Average insurance rates for a 2013 Mazda CX-9 are $1,200 a year for full coverage insurance. Comprehensive costs approximately $232 a year, collision insurance costs $350, and liability costs $460. Buying a liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,584. Teen drivers receive the highest rates at up to $4,640 a year.
Annual premium for full coverage: $1,200
Rate estimates for 2013 Mazda CX-9 Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2013 Mazda CX-9 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as low as $510 for only liability insurance to a high of $2,584 for a driver who has had serious violations or accidents.
These differences illustrate why it is important for drivers to compare rates using their specific location and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2013 Mazda CX-9 Insurance
Are you a victim of an overpriced auto insurance policy? Believe me, there are a lot of people just like you who feel imprisoned by their auto insurance policy. With so many companies to choose from, it’s nearly impossible to locate the lowest cost insurance company.
Consumers need to take a look at other company’s rates occasionally because rates are variable and change quite frequently. Even if you think you had the lowest price for CX-9 coverage a few years ago you can probably find a better price now. Starting right now, forget anything you know (or think you know) about auto insurance because you’re going to get a crash course in how to use online quotes to reduce your cost while increasing coverage.
Choosing the best insurance company for you is easy if you know what you’re doing. If you currently have a car insurance policy, you will most likely be able to lower your premiums substantially using these techniques. Drivers only need to know how to get comparison rates on the web.
Cut your insurance coverage rates with discounts
Auto insurance companies don’t always publicize every available discount very well, so we took the time to find both the well known and the more hidden savings tricks you should be using. If you don’t get every credit available, you’re just leaving money on the table.
- Employee of Federal Government – Active or retired federal employment may qualify you for a discount for CX-9 coverage with a few insurance coverage companies.
- E-sign – A handful of insurance companies will discount your bill up to fifty bucks for buying a policy and signing up digitally online.
- Organization Discounts – Participating in a civic or occupational organization is a good way to get lower rates when buying insurance coverage for CX-9 coverage.
- Passive Restraints and Air Bags – Factory air bags or automatic seat belts may earn rate discounts of more than 20%.
- Military Rewards – Having a deployed family member can result in better rates.
- Seat Belts Save more than Lives – Requiring all passengers to buckle their seat belts could save 15% off your medical payments premium.
- Drivers Education – Cut your cost by having your teen driver complete a driver education course in school.
- Drive Less and Save – Low mileage vehicles could qualify for a substantially lower rate.
Drivers should understand that most discount credits are not given the whole policy. Most only apply to the cost of specific coverages such as liability, collision or medical payments. Even though it may seem like you would end up receiving a 100% discount, it doesn’t quite work that way.
For a list of insurers offering insurance coverage discounts, follow this link.
Compare Insurance Coverage Today
Most companies such as 21st Century, Allstate and State Farm quote prices on their websites. Getting quotes doesn’t take a lot of time as you just type in your coverage preferences into a form. After you complete the form, their rating system obtains reports for credit and driving violations and quotes a price based on these and other factors. This makes it a lot easier to compare rates but the work required to visit many different websites and enter the same data into a form is repetitive and time-consuming. But it’s absolutely necessary to perform this step if you want to find better prices.
The smarter way to compare insurance coverage pricing uses one form to obtain quotes from several companies at one time. This type of form saves time, eliminates repetitive work, and makes online quotes much more enjoyable. As soon as you send your information, it is rated and you can select any or none of the quotes that you receive. If one or more price quotes are lower than your current rates, you can simply submit the application and purchase the new policy. This process just takes a couple of minutes and may result in a nice savings.
If you want to get comparison pricing now, simply click here to open in new window and begin entering your coverage information. To compare your current rates, we recommend you copy coverages and limits exactly as they are listed on your policy. Using the same limits helps guarantee you will have a fair comparison for similar coverage.
You are unique and your insurance coverage should be too
When it comes to choosing adequate coverage, there is no one size fits all plan. Every situation is different so this has to be addressed. For instance, these questions might point out if your insurance needs might need an agent’s assistance.
- Is my Mazda CX-9 covered if I use it for business?
- What if I don’t agree with a claim settlement offer?
- Where can I get insurance after a DUI in my state?
- What if I total my 2013 Mazda CX-9 and owe more than it’s worth?
- Am I insured when driving a different vehicle?
- When should I buy a commercial auto policy?
If it’s difficult to answer those questions, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It’s fast, free and can help protect your family.
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Auto insurance policy coverages for a 2013 Mazda CX-9
Understanding the coverages of a auto insurance policy aids in choosing which coverages you need for your vehicles. Policy terminology can be impossible to understand and coverage can change by endorsement. Shown next are the normal coverages found on most auto insurance policies.
Comprehensive coverage (or Other than Collision) – This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.
Comprehensive can pay for things like a broken windshield, damage from flooding, hail damage and a tree branch falling on your vehicle. The highest amount your auto insurance company will pay is the market value of your vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.
Uninsured Motorist or Underinsured Motorist insurance – This coverage protects you and your vehicle’s occupants from other motorists when they either have no liability insurance or not enough. It can pay for medical payments for you and your occupants and also any damage incurred to your Mazda CX-9.
Due to the fact that many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.
Insurance for medical payments – Coverage for medical payments and/or PIP kick in for bills like dental work, funeral costs and chiropractic care. The coverages can be utilized in addition to your health insurance program or if there is no health insurance coverage. They cover both the driver and occupants as well as getting struck while a pedestrian. PIP coverage is only offered in select states but can be used in place of medical payments coverage
Auto liability – This coverage provides protection from damage that occurs to people or other property that is your fault. It protects YOU against other people’s claims, and doesn’t cover your injuries or vehicle damage.
Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see values of 50/100/50 which stand for $50,000 in coverage for each person’s injuries, a limit of $100,000 in injury protection per accident, and $50,000 of coverage for damaged property.
Liability coverage pays for things like emergency aid, bail bonds and repair bills for other people’s vehicles. How much liability coverage do you need? That is your choice, but consider buying as high a limit as you can afford.
Collision – Collision coverage will pay to fix damage to your CX-9 from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in.
Collision insurance covers claims like rolling your car, colliding with a tree, backing into a parked car, colliding with another moving vehicle and scraping a guard rail. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to get cheaper collision coverage.
One last thing about your coverage
When you buy insurance online, never skimp on coverage in order to save money. In many cases, consumers will sacrifice comprehensive coverage or liability limits only to discover later that saving that couple of dollars actually costed them tens of thousands. Your goal should be to purchase plenty of coverage at a price you can afford.
Cheaper 2013 Mazda CX-9 insurance is attainable both online as well as from independent agents, and you should compare price quotes from both to have the best chance of lowering rates. Some insurance providers don’t offer online quoting and most of the time these small, regional companies sell through independent agents.
For more information, link through to the following helpful articles:
- Keeping Children Safe in Crashes Video (iihs.org)
- Auto Insurance 101 (About.com)
- Older Driver Statistics (Insurance Information Insitute)
- Crash Avoidance Technologies FAQ (iihs.org)
Rates by U.S. City
|New York City, NY||$1,896|
|Los Angeles, CA||$2,052|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$80|
|5-yr Claim Free||$76|
|Paid in Full/EFT||$49|
Discounts are estimated and may not be available from every company or in every state.