2014 Porsche Panamera Insurance Quotes – 9 Tips for Best Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Mar 23, 2020

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Want the cheapest auto insurance rates for your Porsche Panamera? Are you tired of not being able to afford to pay your car insurance bill each month? You are in the same boat as millions of other consumers.

Lots of car insurance companies contend for your insurance dollar, and because of this it can be hard to compare insurers and uncover the absolute lowest rate

You need to take a look at other company’s rates periodically since insurance rates tend to go up over time. If you had the best deal on Panamera coverage last year you can probably find a better price now. Block out anything you think you know about auto insurance because you’re about to find out the best way to lower your rates without sacrificing coverage.

If you have car insurance now, you stand a good chance to be able to lower your premiums substantially using this information. Buying car insurance is not that difficult. But drivers benefit from understanding the methods companies use to market insurance on the web and take advantage of how the system works.

Car Insurance Comparisons

Effectively comparing car insurance prices can be a lot of work if you don’t know the fastest way to get free quotes. You can waste hours driving to insurance agencies in your area, or you can utilize online quoting to get pricing more quickly.

Most car insurance companies enroll in a system where insurance shoppers submit one quote, and at least one company then returns a price quote based on that information. This system prevents you from having to do form submissions to every company.

To fill out one form to compare multiple rates now click here to start a free quote.

The one disadvantage to comparing rates this way is buyers cannot specifically choose the companies to get quotes from. So if you want to select from a list of companies to compare, we have a listing of the cheapest car insurance companies in your area. View list of insurance companies.

Whichever way you use, make absolute certain that you use identical coverage information for each price quote. If you are comparing different deductibles it will be impossible to determine the best price for your Porsche Panamera. Having just a slight variation in insurance coverages may result in large price differences. Just remember that comparing more company’s prices will improve the odds of getting lower pricing.

Do I need special coverages?

When it comes to buying coverage, there really is no “perfect” insurance plan. Every situation is different and a cookie cutter policy won’t apply. Here are some questions about coverages that can help discover if your situation will benefit from professional help.

  • Are there companies who specialize in insuring high-risk drivers?
  • Why do I need rental car insurance?
  • Can I still get insurance after a DUI?
  • What are the best liability limits?
  • Are my tools covered if they get stolen from my vehicle?
  • What is the ISO rating for a 2014 Porsche Panamera?

If you can’t answer these questions but you think they might apply to your situation, then you may want to think about talking to an agent. To find an agent in your area, complete this form or click here for a list of car insurance companies in your area.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Insurance policy coverages for a 2014 Porsche Panamera

Knowing the specifics of your insurance policy aids in choosing appropriate coverage and proper limits and deductibles. Insurance terms can be ambiguous and coverage can change by endorsement. Shown next are typical coverages offered by insurance companies.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance kick in for immediate expenses like rehabilitation expenses, hospital visits, funeral costs, doctor visits and pain medications. They are often utilized in addition to your health insurance program or if you are not covered by health insurance. They cover both the driver and occupants and will also cover any family member struck as a pedestrian. PIP coverage is not universally available and gives slightly broader coverage than med pay

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle from other motorists when they do not carry enough liability coverage. Covered claims include hospital bills for your injuries as well as damage to your Porsche Panamera.

Due to the fact that many drivers have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Collision coverage

Collision insurance covers damage to your Panamera resulting from colliding with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things like scraping a guard rail, colliding with another moving vehicle and sideswiping another vehicle. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. Drivers also have the option to bump up the deductible in order to get cheaper collision rates.

Liability auto insurance

This provides protection from damage or injury you incur to other’s property or people that is your fault. Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see liability limits of 25/50/25 which means $25,000 bodily injury coverage, a limit of $50,000 in injury protection per accident, and a total limit of $25,000 for damage to vehicles and property.

Liability insurance covers claims like medical services, funeral expenses and repair bills for other people’s vehicles. The amount of liability coverage you purchase is a personal decision, but buy as much as you can afford.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay.

Comprehensive coverage pays for things like damage from flooding, fire damage, vandalism, hitting a bird and hitting a deer. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Use our FREE quote tool to compare rates now!

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