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2018 Nissan Sentra Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 19, 2019

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Average insurance rates for a 2018 Nissan Sentra are $1,362 a year for full coverage. Comprehensive costs around $236 each year, collision costs $552, and liability insurance costs around $416. Buying a liability-only policy costs as low as $474 a year, with high-risk insurance costing around $2,988. Teenage drivers receive the highest rates at $5,232 a year or more.

Annual premium for full coverage: $1,362

Rate estimates for 2018 Nissan Sentra Insurance

Comprehensive $236
Collision $552
Liability $416

Rate data is compiled from all 50 U.S. states and averaged for all 2018 Nissan Sentra models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $474 for basic liability insurance to a high rate of $2,988 for high-risk insurance.

Liability Only $474
Full Coverage $1,362
High Risk $2,988

View Chart as Image

2018 Nissan Sentra insurance rates compared
Column chart showing 2018 Nissan Sentra insurance prices range from $773 to $5,232 for full coverage

These differences show why all drivers should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2018 Nissan Sentra Insurance

Searching Companies

Pretty sure you bought an expensive car insurance policy? You’re in good company because you’re not the only one.

Since people have many options, it is hard for the average consumer to locate the lowest price insurance company.

It’s a good idea to shop coverage around periodically because car insurance prices are constantly changing. Just because you found the best deal for Sentra coverage six months ago you can probably find a lower rate today. There is lot of inaccurate information about car insurance online, but in a few minutes you can learn some of the best ways to put money back in your pocket.

How to get affordable insurance

Most major insurance companies like Progressive, Allstate and GEICO provide prices for coverage direct online. The process is easy for anyone as you simply type in the coverage amounts you desire into the quote form. When the form is submitted, the quote system collects your credit score and driving record and returns pricing information based on the information you submitted. Online price estimates makes it simple to compare prices but the time it takes to visit many different websites and enter the same data into a form is not the best way to spend an afternoon. But it’s absolutely necessary to do this in order to get the best price on insurance.

There is a better way!

A better way to compare insurance pricing uses just one form that analyzes rates from a bunch of companies at once. It saves time, eliminates repetitive work, and makes quoting online a little more enjoyable. After sending the form, it gets priced and you can choose any one of the returned quotes. If a lower price is quoted, you simply finish the application and purchase coverage. The whole process takes 15 minutes at the most and you’ll know if lower rates are available.

To get comparison pricing now, simply click here to open in new window and begin entering your coverage information. If you have coverage now, it’s recommended that you enter the coverages as close as possible to your current policy. Doing this assures you are getting rate quotes for similar coverage.

Tailor your insurance coverage coverage to you

When it comes to buying the best insurance coverage coverage, there really is not a “best” method to buy coverage. Coverage needs to be tailored to your specific needs so your insurance should reflect that Here are some questions about coverages that might help in determining whether or not you may require specific advice.

  • Am I covered if I drive in a foreign country?
  • What are the best liability limits?
  • Am I covered when delivering products for my home-based business?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • When would I need additional glass coverage?
  • Are all vehicle passengers covered by medical payments coverage?

If you can’t answer these questions but you think they might apply to your situation then you might want to talk to a licensed agent. If you want to speak to an agent in your area, fill out this quick form or you can also visit this page to select a carrier

Free Auto Insurance Comparison

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Information about specific coverages

Learning about specific coverages of auto insurance can be of help when determining which coverages you need and the correct deductibles and limits. The terms used in a policy can be ambiguous and reading a policy is terribly boring. Below you’ll find typical coverage types available from auto insurance companies.

Collision coverage – Collision insurance pays to fix your vehicle from damage caused by collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in.

Collision can pay for claims like sustaining damage from a pot hole, crashing into a building, damaging your car on a curb and colliding with a tree. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are older. It’s also possible to choose a higher deductible to bring the cost down.

Auto liability insurance – This coverage can cover damages or injuries you inflict on other’s property or people. It protects YOU from legal claims by others, and doesn’t cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see values of 100/300/100 which stand for $100,000 bodily injury coverage, $300,000 for the entire accident, and a limit of $100,000 paid for damaged property.

Liability can pay for things like structural damage, legal defense fees and medical services. How much liability should you purchase? That is a personal decision, but buy higher limits if possible.

Uninsured/Underinsured Motorist (UM/UIM) – This provides protection from other drivers when they do not carry enough liability coverage. Covered losses include injuries sustained by your vehicle’s occupants and also any damage incurred to your Nissan Sentra.

Because many people only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.

Comprehensive insurance – Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims such as damage from flooding, hitting a bird and damage from a tornado or hurricane. The maximum amount you’ll receive from a claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Med pay and Personal Injury Protection (PIP) – Medical payments and Personal Injury Protection insurance pay for short-term medical expenses such as doctor visits, funeral costs, ambulance fees and dental work. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. They cover all vehicle occupants and also covers if you are hit as a while walking down the street. Personal Injury Protection is not available in all states and may carry a deductible

Use our FREE quote tool to compare insurance rates now!

Rates by U.S. City

2018 Nissan Sentra Insurance Rates by City
City Premium
New York City, NY $2,154
Los Angeles, CA $2,328
Philadelphia, PA $1,817
Jacksonville, FL $1,977
Phoenix, AZ $1,585
Chicago, IL $1,829
Houston, TX $2,137
Seattle, WA $1,328
Columbus, OH $1,140
Indianapolis, IN $1,159

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2018 Nissan Sentra Insurance Rates by Driver Age
Driver Age Premium
16 $5,232
20 $3,210
30 $1,418
40 $1,362
50 $1,248
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

2018 Nissan Sentra Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,716
$250 $1,550
$500 $1,362
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Nissan Sentra Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,362
50/100 $1,445
100/300 $1,549
250/500 $1,820
100 CSL $1,487
300 CSL $1,716
500 CSL $1,882

Full coverage, driver age 40

Rates for High Risk Drivers

2018 Nissan Sentra Insurance Rates for High Risk Drivers
Age Premium
16 $7,464
20 $5,120
30 $3,048
40 $2,988
50 $2,856
60 $2,832

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $198

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $74
Homeowner $20
5-yr Accident Free $104
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $70
Online Quote $96
Total Discounts $589
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2018 Nissan Sentra Insurance Rates by State
State Premium
Alabama $1,234
Alaska $1,046
Arizona $1,132
Arkansas $1,362
California $1,552
Colorado $1,304
Connecticut $1,402
Delaware $1,542
Florida $1,704
Georgia $1,258
Hawaii $978
Idaho $922
Illinois $1,016
Indiana $1,026
Iowa $922
Kansas $1,296
Kentucky $1,860
Louisiana $2,018
Maine $840
Maryland $1,124
Massachusetts $1,090
Michigan $2,368
Minnesota $1,140
Mississippi $1,632
Missouri $1,210
Montana $1,466
Nebraska $1,076
Nevada $1,632
New Hampshire $982
New Jersey $1,524
New Mexico $1,206
New York $1,436
North Carolina $786
North Dakota $1,114
Ohio $942
Oklahoma $1,398
Oregon $1,248
Pennsylvania $1,298
Rhode Island $1,816
South Carolina $1,234
South Dakota $1,150
Tennessee $1,194
Texas $1,644
Utah $1,008
Vermont $934
Virginia $818
Washington $1,054
West Virginia $1,248
Wisconsin $944
Wyoming $1,214

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