2018 Nissan Sentra Insurance Rates
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UPDATED: Nov 19, 2019
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Average insurance rates for a 2018 Nissan Sentra are $1,366 a year for full coverage. Comprehensive costs around $244 each year, collision costs $566, and liability insurance costs around $398. Buying a liability-only policy costs as low as $460 a year, with high-risk insurance costing around $2,992. Teenage drivers receive the highest rates at $5,216 a year or more.
Annual premium for full coverage: $1,366
Rate estimates for 2018 Nissan Sentra Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2018 Nissan Sentra models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as low as $460 for basic liability insurance to a high rate of $2,992 for high-risk insurance.
These differences show why all drivers should compare prices for a specific zip code and risk profile, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2018 Nissan Sentra Insurance
Pretty sure you bought an expensive car insurance policy? You’re in good company because you’re not the only one.
Since people have many options, it is hard for the average consumer to locate the lowest price insurance company.
It’s a good idea to shop coverage around periodically because car insurance prices are constantly changing. Just because you found the best deal for Sentra coverage six months ago you can probably find a lower rate today. There is lot of inaccurate information about car insurance online, but in a few minutes you can learn some of the best ways to put money back in your pocket.
How to get affordable insurance
Most major insurance companies like Progressive, Allstate and GEICO provide prices for coverage direct online. The process is easy for anyone as you simply type in the coverage amounts you desire into the quote form. When the form is submitted, the quote system collects your credit score and driving record and returns pricing information based on the information you submitted. Online price estimates makes it simple to compare prices but the time it takes to visit many different websites and enter the same data into a form is not the best way to spend an afternoon. But it’s absolutely necessary to do this in order to get the best price on insurance.
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A better way to compare insurance pricing uses just one form that analyzes rates from a bunch of companies at once. It saves time, eliminates repetitive work, and makes quoting online a little more enjoyable. After sending the form, it gets priced and you can choose any one of the returned quotes. If a lower price is quoted, you simply finish the application and purchase coverage. The whole process takes 15 minutes at the most and you’ll know if lower rates are available.
To get comparison pricing now, simply click here to open in new window and begin entering your coverage information. If you have coverage now, it’s recommended that you enter the coverages as close as possible to your current policy. Doing this assures you are getting rate quotes for similar coverage.
Tailor your insurance coverage coverage to you
When it comes to buying the best insurance coverage coverage, there really is not a “best” method to buy coverage. Coverage needs to be tailored to your specific needs so your insurance should reflect that Here are some questions about coverages that might help in determining whether or not you may require specific advice.
- Am I covered if I drive in a foreign country?
- What are the best liability limits?
- Am I covered when delivering products for my home-based business?
- Can I get a multi-policy discount for packaging my home and auto coverage?
- When would I need additional glass coverage?
- Are all vehicle passengers covered by medical payments coverage?
If you can’t answer these questions but you think they might apply to your situation then you might want to talk to a licensed agent. If you want to speak to an agent in your area, fill out this quick form or you can also visit this page to select a carrier
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Information about specific coverages
Learning about specific coverages of auto insurance can be of help when determining which coverages you need and the correct deductibles and limits. The terms used in a policy can be ambiguous and reading a policy is terribly boring. Below you’ll find typical coverage types available from auto insurance companies.
Collision coverage – Collision insurance pays to fix your vehicle from damage caused by collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in.
Collision can pay for claims like sustaining damage from a pot hole, crashing into a building, damaging your car on a curb and colliding with a tree. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are older. It’s also possible to choose a higher deductible to bring the cost down.
Auto liability insurance – This coverage can cover damages or injuries you inflict on other’s property or people. It protects YOU from legal claims by others, and doesn’t cover your injuries or vehicle damage.
Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see values of 100/300/100 which stand for $100,000 bodily injury coverage, $300,000 for the entire accident, and a limit of $100,000 paid for damaged property.
Liability can pay for things like structural damage, legal defense fees and medical services. How much liability should you purchase? That is a personal decision, but buy higher limits if possible.
Uninsured/Underinsured Motorist (UM/UIM) – This provides protection from other drivers when they do not carry enough liability coverage. Covered losses include injuries sustained by your vehicle’s occupants and also any damage incurred to your Nissan Sentra.
Because many people only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.
Comprehensive insurance – Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive coverage pays for claims such as damage from flooding, hitting a bird and damage from a tornado or hurricane. The maximum amount you’ll receive from a claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.
Med pay and Personal Injury Protection (PIP) – Medical payments and Personal Injury Protection insurance pay for short-term medical expenses such as doctor visits, funeral costs, ambulance fees and dental work. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. They cover all vehicle occupants and also covers if you are hit as a while walking down the street. Personal Injury Protection is not available in all states and may carry a deductible
Rates by U.S. City
|New York City, NY||$2,160|
|Los Angeles, CA||$2,337|
Need a specific model?
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$105|
|5-yr Claim Free||$89|
|Paid in Full/EFT||$65|
Discounts are estimated and may not be available from every company or in every state.