Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,884 a year for full coverage. Comprehensive insurance costs an estimated $434 a year, collision insurance costs $832, and liability coverage costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $4,100 or more. Teens cost the most to insure at up to $6,830 a year.

Average premium for full coverage: $1,884

Policy rates broken down by type of insurance:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and NSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why it is important to compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Acura NSX insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $1,052
• Drivers who choose higher $1,000 deductibles will pay approximately $1,598 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,884
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $560 each year
• High-risk insureds with serious driving violations could pay up to $4,100
• Policy cost for full coverage for a teenage driver can cost as much as $6,830 a year

View Chart as Image

Insurance rates for an Acura NSX also range considerably based on your risk profile, the trim level of your NSX, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $6,800 a year. View Rates by Age

Your home state makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,240 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $850 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $2,200 to $3,000 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 131% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Acura NSX Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates at least every other year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a quick review of the car insurance concepts covered above.

• Drivers with a DUI or reckless driving violation pay an average of $2,220 more annually than a safer driver
• Drivers can save approximately $240 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $850 each year
• Consumers who want an increased level of liability coverage will pay approximately $510 each year to go from a 30/60 limit to 250/500 limits