Acura NSX Insurance Rates

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Cheaper 2016 Acura NSX Insurance Cost in 2025

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UPDATED: May 11, 2024

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U.S. average insurance rates for an Acura NSX are $1,986 a year with full coverage. Comprehensive insurance costs an estimated $464 a year, collision costs $904, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $4,328 or more. Teenage drivers pay the highest rates at $7,160 a year or more.

Average premium for full coverage: $1,986

Price estimates broken down by individual coverage:

Comprehensive $464
Collision $904
Liability $460

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and NSX trim levels.

Price Range from Low to High

For a 40-year-old driver, Acura NSX insurance prices go from as low as $510 for minimum levels of liability insurance to a high of $4,328 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how your location can change insurance prices.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

The ranges above demonstrate why it is important to compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Acura NSX insurance rates for other coverage scenarios.

  • The best discount rate is $1,102
  • Drivers who choose higher $1,000 deductibles will pay approximately $1,676 annually
  • The average rate for the average middle-age driver who has $500 deductibles is $1,986
  • Using low $100 deductibles for comprehensive and collision insurance will cost an extra $608 every year
  • Higher-risk drivers who are prone to accidents and violations could pay up to $4,328 or more
  • The price for full coverage for a teen driver can cost as much as $7,160 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Auto insurance prices for an Acura NSX are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,800 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $7,100 a year. View Rates by Age

The state you live in makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,680 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Using high physical damage deductibles could save up to $920 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $2,400 to $3,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Acura NSX Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around every other policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief summary of the ideas that were illustrated above.

  • Teen drivers are the costliest to insure, costing up to $597 a month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $2,340 more annually to insure their NSX
  • Increasing physical damage deductibles can save around $925 each year
  • You may be able to save approximately $250 per year simply by quoting early and online

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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