Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Estimated insurance rates for a Kia Sorento are $1,386 a year with full coverage. Comprehensive costs approximately $294, collision insurance costs $536, and liability costs around $398. A policy with only liability insurance costs as low as $460 a year, and a high-risk policy costs around $3,002. 16-year-old drivers pay the most at up to $5,176 a year.

Average premium for full coverage: $1,386

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Sorento models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than congested cities. The example below illustrates the effect of geographic area on auto insurance prices.

These rate differences demonstrate why everyone should compare prices using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Kia Sorento insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $798
• Using higher $1,000 deductibles will save $188 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,386
• Buying pricier low deductibles for physical damage coverage will increase the cost to $1,754
• Drivers with multiple tickets or accidents could pay around $3,002
• An auto insurance policy for full coverage for a teen driver for full coverage can cost $5,176 or more

View Chart as Image

Car insurance prices for a Kia Sorento also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Kia Sorento insurance prices. A driver around age 40 might see prices as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or at least $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $560 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,300 extra annually, depending on your age. Kia Sorento insurance for high-risk drivers can be as much as 44% to 129% more than the average rate. View High Risk Driver Rates

How to Find the Best Kia Sorento Insurance

Finding better rates on car insurance requires being a good driver, having above-average credit, being claim-free, and attention to physical damage deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief recap of the information covered in the above illustrations.

• You may be able to save around $170 per year just by quoting online well ahead of the renewal date
• Drivers age 16 to 20 pay the highest auto insurance prices, possibly costing $431 per month if full coverage is included
• Increasing policy deductibles can save around $550 each year
• Higher risk drivers who tend to receive serious violations pay on average $1,620 more per year than a safer driver
• Policyholders who purchase an increased level of liability coverage will pay around $440 every year to increase from 30/60 bodily injury limits to 250/500 limits

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.