Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Average insurance rates for a Kia Sorento are $1,386 a year with full coverage. Comprehensive costs on average $294 a year, collision insurance costs $536, and liability is estimated at $398. A policy with just liability insurance costs approximately $460 a year, and coverage for high-risk drivers costs around $3,002. Teens receive the highest rates at up to $5,176 a year.

Average premium for full coverage: $1,386

Rate estimates by individual coverage type:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Sorento trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects car insurance rates.

These examples demonstrate why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Kia Sorento insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $798
• Choosing higher $1,000 deductibles can save around $1,198 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,386
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,754
• Higher-risk drivers with serious driving violations could pay upwards of $3,002
• The cost for full coverage for a 16-year-old driver may cost $5,176 each year

View Chart as Image

Insurance rates for a Kia Sorento can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Kia Sorento insurance prices. A good driver about age 40 could pay as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,870 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 129% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Kia Sorento Insurance

Saving money on insurance for a Kia Sorento takes being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every other renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

Below you'll find a recap of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,620 more each year than a low-risk driver
• Youthful drivers pay higher rates, with premiums as much as $431 per month including comprehensive and collision insurance
• You may be able to save as much as $170 per year just by quoting early and online
• Increasing deductibles can save around $550 each year
• You may be able to save as much as $170 per year just by quoting early and online

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.