Audi Q7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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U.S. average insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive insurance costs an estimated $228, collision costs $314, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,522 or more. Teen drivers pay the highest rates at $4,558 a year or more.
Average premium for full coverage: $1,174
Price estimates broken down by individual coverage:
Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Q7 trim levels.
Price Range from Low to High
For the normal driver, Audi Q7 insurance prices go from as low as $522 for just liability coverage to a much higher rate of $2,522 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than larger metro areas.
The price range example below illustrates how geographic area affects insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Audi Q7 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $701
- Raising to $1,000 deductibles will save approximately $126 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,174
- Choosing more expensive low deductibles will cost an extra $234 annually
- Drivers with multiple violations and an at-fault accident could pay up to $2,522 or more
- The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,558
Car insurance prices for an Audi Q7 are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
An older driver with no driving violations and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $4,500 a year. View Rates by Age
The state you live in also has a big influence on Audi Q7 insurance prices. A middle-age driver might find prices as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,062 | -$112 | -9.5% |
Alaska | $898 | -$276 | -23.5% |
Arizona | $972 | -$202 | -17.2% |
Arkansas | $1,174 | -$0 | 0.0% |
California | $1,338 | $164 | 14.0% |
Colorado | $1,122 | -$52 | -4.4% |
Connecticut | $1,206 | $32 | 2.7% |
Delaware | $1,330 | $156 | 13.3% |
Florida | $1,468 | $294 | 25.0% |
Georgia | $1,082 | -$92 | -7.8% |
Hawaii | $844 | -$330 | -28.1% |
Idaho | $792 | -$382 | -32.5% |
Illinois | $874 | -$300 | -25.6% |
Indiana | $882 | -$292 | -24.9% |
Iowa | $792 | -$382 | -32.5% |
Kansas | $1,116 | -$58 | -4.9% |
Kentucky | $1,600 | $426 | 36.3% |
Louisiana | $1,734 | $560 | 47.7% |
Maine | $724 | -$450 | -38.3% |
Maryland | $966 | -$208 | -17.7% |
Massachusetts | $938 | -$236 | -20.1% |
Michigan | $2,038 | $864 | 73.6% |
Minnesota | $980 | -$194 | -16.5% |
Mississippi | $1,404 | $230 | 19.6% |
Missouri | $1,040 | -$134 | -11.4% |
Montana | $1,260 | $86 | 7.3% |
Nebraska | $926 | -$248 | -21.1% |
Nevada | $1,406 | $232 | 19.8% |
New Hampshire | $844 | -$330 | -28.1% |
New Jersey | $1,310 | $136 | 11.6% |
New Mexico | $1,040 | -$134 | -11.4% |
New York | $1,236 | $62 | 5.3% |
North Carolina | $674 | -$500 | -42.6% |
North Dakota | $960 | -$214 | -18.2% |
Ohio | $808 | -$366 | -31.2% |
Oklahoma | $1,206 | $32 | 2.7% |
Oregon | $1,074 | -$100 | -8.5% |
Pennsylvania | $1,120 | -$54 | -4.6% |
Rhode Island | $1,564 | $390 | 33.2% |
South Carolina | $1,062 | -$112 | -9.5% |
South Dakota | $990 | -$184 | -15.7% |
Tennessee | $1,026 | -$148 | -12.6% |
Texas | $1,414 | $240 | 20.4% |
Utah | $868 | -$306 | -26.1% |
Vermont | $804 | -$370 | -31.5% |
Virginia | $702 | -$472 | -40.2% |
Washington | $908 | -$266 | -22.7% |
West Virginia | $1,074 | -$100 | -8.5% |
Wisconsin | $814 | -$360 | -30.7% |
Wyoming | $1,046 | -$128 | -10.9% |
Choosing high deductibles can reduce prices by up to $360 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 133% more than average. View High Risk Driver Rates
Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Audi Q7 3.6 Premium | $1,132 | $94 |
Audi Q7 3.6 Quattro | $1,132 | $94 |
Audi Q7 3.0 Premium Turbo | $1,152 | $96 |
Audi Q7 3.6 Premium Plus | $1,152 | $96 |
Audi Q7 3.6 Quattro Turbo Diesel | $1,152 | $96 |
Audi Q7 3.0 Premium Plus Turbo | $1,174 | $98 |
Audi Q7 3.0 Premium Plus S-Line Turbo | $1,174 | $98 |
Audi Q7 3.6 Premium Plus SLINE | $1,174 | $98 |
Audi Q7 3.6 Prestige | $1,174 | $98 |
Audi Q7 3.6 Prestige S-Line | $1,174 | $98 |
Audi Q7 3.0 Prestige | $1,192 | $99 |
Audi Q7 3.0 Prestige S-Line Turbo | $1,192 | $99 |
Audi Q7 4.2 Prestige Turbo | $1,192 | $99 |
Audi Q7 4.2 Prestige S-Line 8Cyl | $1,192 | $99 |
Audi Q7 4.2 Quattro | $1,192 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi Q7 | $412 | $720 | $390 | $1,680 |
2023 Audi Q7 | $394 | $714 | $398 | $1,664 |
2022 Audi Q7 | $382 | $698 | $416 | $1,654 |
2021 Audi Q7 | $368 | $668 | $430 | $1,624 |
2020 Audi Q7 | $348 | $646 | $442 | $1,594 |
2019 Audi Q7 | $334 | $598 | $452 | $1,542 |
2018 Audi Q7 | $320 | $564 | $456 | $1,498 |
2017 Audi Q7 | $308 | $506 | $460 | $1,432 |
2015 Audi Q7 | $278 | $436 | $464 | $1,336 |
2014 Audi Q7 | $270 | $406 | $474 | $1,308 |
2013 Audi Q7 | $250 | $378 | $474 | $1,260 |
2012 Audi Q7 | $244 | $342 | $478 | $1,222 |
2011 Audi Q7 | $228 | $314 | $474 | $1,174 |
2010 Audi Q7 | $214 | $284 | $474 | $1,130 |
2008 Audi Q7 | $204 | $250 | $460 | $1,072 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Audi Q7 Insurance
Getting lower rates on insurance for an Audi Q7 consists of having a decent driving record, having above-average credit, not filing small claims, and not having any coverage lapses. Invest the time to compare rates at least every other year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The following items are a review of the car insurance concepts presented in the illustrations above.
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,350 more annually than a driver with a clean driving record
- It is possible to save approximately $130 per year simply by shopping early and online
- Increasing physical damage deductibles can save around $350 each year
- Insureds who want additional liability coverage will pay about $520 annually to raise from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,558 |
20 | $2,670 |
30 | $1,206 |
40 | $1,174 |
50 | $1,072 |
60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,408 |
$250 | $1,302 |
$500 | $1,174 |
$1,000 | $1,048 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,174 |
50/100 | $1,287 |
100/300 | $1,405 |
250/500 | $1,713 |
100 CSL | $1,334 |
300 CSL | $1,595 |
500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,452 |
20 | $4,258 |
30 | $2,554 |
40 | $2,522 |
50 | $2,408 |
60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $61 |
Multi-vehicle | $62 |
Homeowner | $20 |
5-yr Accident Free | $76 |
5-yr Claim Free | $74 |
Paid in Full/EFT | $46 |
Advance Quote | $53 |
Online Quote | $81 |
Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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