Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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The average insurance prices for an Audi Q7 are $1,174 every 12 months for full coverage insurance. Comprehensive insurance costs around $228 a year, collision insurance costs $314, and liability coverage is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,522 or more. Teenage drivers cost the most to insure at up to $4,558 a year.

Average premium for full coverage: $1,174

Policy rates for type of insurance:

Comprehensive $228
Collision $314
Liability $474

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Q7 trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Audi Q7 insurance rates range from the cheapest price of $522 for minimum levels of liability insurance to a high of $2,522 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,174
High Risk $2,522

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The examples above illustrate why it is important to compare rates quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Audi Q7 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $701
  • Raising to $1,000 deductibles will save about $1,048 each year
  • The average price for a good driver age 40 using $500 deductibles is $1,174
  • Using low $100 deductibles costs an extra $234 each year
  • Unlucky drivers who are prone to accidents and violations could pay at least $2,522
  • Policy cost to insure a teenage driver can be $4,558

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance prices range from $701 to $4,558 for full coverage

Insurance rates for an Audi Q7 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $360 a year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Audi Q7 insurance rates. A middle-age driver might find rates as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,590 on average in Michigan, New York, and Florida.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,338 $164 14.0%
Colorado $1,122 -$52 -4.4%
Connecticut $1,206 $32 2.7%
Delaware $1,330 $156 13.3%
Florida $1,468 $294 25.0%
Georgia $1,082 -$92 -7.8%
Hawaii $844 -$330 -28.1%
Idaho $792 -$382 -32.5%
Illinois $874 -$300 -25.6%
Indiana $882 -$292 -24.9%
Iowa $792 -$382 -32.5%
Kansas $1,116 -$58 -4.9%
Kentucky $1,600 $426 36.3%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $938 -$236 -20.1%
Michigan $2,038 $864 73.6%
Minnesota $980 -$194 -16.5%
Mississippi $1,404 $230 19.6%
Missouri $1,040 -$134 -11.4%
Montana $1,260 $86 7.3%
Nebraska $926 -$248 -21.1%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,040 -$134 -11.4%
New York $1,236 $62 5.3%
North Carolina $674 -$500 -42.6%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,206 $32 2.7%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,120 -$54 -4.6%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $990 -$184 -15.7%
Tennessee $1,026 -$148 -12.6%
Texas $1,414 $240 20.4%
Utah $868 -$306 -26.1%
Vermont $804 -$370 -31.5%
Virginia $702 -$472 -40.2%
Washington $908 -$266 -22.7%
West Virginia $1,074 -$100 -8.5%
Wisconsin $814 -$360 -30.7%
Wyoming $1,046 -$128 -10.9%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,132 $94
Audi Q7 3.6 Quattro $1,132 $94
Audi Q7 3.0 Premium Turbo $1,152 $96
Audi Q7 3.6 Premium Plus $1,152 $96
Audi Q7 3.6 Quattro Turbo Diesel $1,152 $96
Audi Q7 3.0 Premium Plus Turbo $1,174 $98
Audi Q7 3.0 Premium Plus S-Line Turbo $1,174 $98
Audi Q7 3.6 Premium Plus SLINE $1,174 $98
Audi Q7 3.6 Prestige $1,174 $98
Audi Q7 3.6 Prestige S-Line $1,174 $98
Audi Q7 3.0 Prestige $1,192 $99
Audi Q7 3.0 Prestige S-Line Turbo $1,192 $99
Audi Q7 4.2 Prestige Turbo $1,192 $99
Audi Q7 4.2 Prestige S-Line 8Cyl $1,192 $99
Audi Q7 4.2 Quattro $1,192 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $412 $720 $390 $1,680
2023 Audi Q7 $394 $714 $398 $1,664
2022 Audi Q7 $382 $698 $416 $1,654
2021 Audi Q7 $368 $668 $430 $1,624
2020 Audi Q7 $348 $646 $442 $1,594
2019 Audi Q7 $334 $598 $452 $1,542
2018 Audi Q7 $320 $564 $456 $1,498
2017 Audi Q7 $308 $506 $460 $1,432
2015 Audi Q7 $278 $436 $464 $1,336
2014 Audi Q7 $270 $406 $474 $1,308
2013 Audi Q7 $250 $378 $474 $1,260
2012 Audi Q7 $244 $342 $478 $1,222
2011 Audi Q7 $228 $314 $474 $1,174
2010 Audi Q7 $214 $284 $474 $1,130
2008 Audi Q7 $204 $250 $460 $1,072

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Audi Q7 Insurance

Finding cheaper rates on auto insurance consists of being a low-risk driver, having above-average credit, being claim-free, and deciding if full coverage is necessary. Set aside time to shop around every other policy renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a condensed summary of the ideas that were raised in the charts and tables above.

  • Teen drivers are charged the highest rates, possibly costing $380 each month if full coverage is included
  • Drivers with multiple at-fault accidents may pay on average $1,350 more every year to insure their Q7
  • Increasing comprehensive and collision deductibles could save as much as $350 each year
  • It is possible to save up to $130 per year just by quoting early and online

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,558
20 $2,670
30 $1,206
40 $1,174
50 $1,072
60 $1,050

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,302
$500 $1,174
$1,000 $1,048

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,287
100/300 $1,405
250/500 $1,713
100 CSL $1,334
300 CSL $1,595
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,452
20 $4,258
30 $2,554
40 $2,522
50 $2,408
60 $2,382

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $20
5-yr Accident Free $76
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $53
Online Quote $81
Total Discounts $473
Rate after discounts $701

Discounts are estimated and may not be available from every company or in every state.

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