Audi Q7 Insurance Rates

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UPDATED: Jun 1, 2024

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U.S. average insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive insurance costs an estimated $228, collision costs $314, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,522 or more. Teen drivers pay the highest rates at $4,558 a year or more.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Comprehensive $228
Collision $314
Liability $474

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Q7 trim levels.

Price Range from Low to High

For the normal driver, Audi Q7 insurance prices go from as low as $522 for just liability coverage to a much higher rate of $2,522 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,174
High Risk $2,522

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Audi Q7 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $701
  • Raising to $1,000 deductibles will save approximately $126 each year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,174
  • Choosing more expensive low deductibles will cost an extra $234 annually
  • Drivers with multiple violations and an at-fault accident could pay up to $2,522 or more
  • The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,558

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing full coverage Audi Q7 insurance prices range from $701 to $4,558

Car insurance prices for an Audi Q7 are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $4,500 a year. View Rates by Age

The state you live in also has a big influence on Audi Q7 insurance prices. A middle-age driver might find prices as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,338 $164 14.0%
Colorado $1,122 -$52 -4.4%
Connecticut $1,206 $32 2.7%
Delaware $1,330 $156 13.3%
Florida $1,468 $294 25.0%
Georgia $1,082 -$92 -7.8%
Hawaii $844 -$330 -28.1%
Idaho $792 -$382 -32.5%
Illinois $874 -$300 -25.6%
Indiana $882 -$292 -24.9%
Iowa $792 -$382 -32.5%
Kansas $1,116 -$58 -4.9%
Kentucky $1,600 $426 36.3%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $938 -$236 -20.1%
Michigan $2,038 $864 73.6%
Minnesota $980 -$194 -16.5%
Mississippi $1,404 $230 19.6%
Missouri $1,040 -$134 -11.4%
Montana $1,260 $86 7.3%
Nebraska $926 -$248 -21.1%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,040 -$134 -11.4%
New York $1,236 $62 5.3%
North Carolina $674 -$500 -42.6%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,206 $32 2.7%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,120 -$54 -4.6%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $990 -$184 -15.7%
Tennessee $1,026 -$148 -12.6%
Texas $1,414 $240 20.4%
Utah $868 -$306 -26.1%
Vermont $804 -$370 -31.5%
Virginia $702 -$472 -40.2%
Washington $908 -$266 -22.7%
West Virginia $1,074 -$100 -8.5%
Wisconsin $814 -$360 -30.7%
Wyoming $1,046 -$128 -10.9%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $360 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 133% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,132 $94
Audi Q7 3.6 Quattro $1,132 $94
Audi Q7 3.0 Premium Turbo $1,152 $96
Audi Q7 3.6 Premium Plus $1,152 $96
Audi Q7 3.6 Quattro Turbo Diesel $1,152 $96
Audi Q7 3.0 Premium Plus Turbo $1,174 $98
Audi Q7 3.0 Premium Plus S-Line Turbo $1,174 $98
Audi Q7 3.6 Premium Plus SLINE $1,174 $98
Audi Q7 3.6 Prestige $1,174 $98
Audi Q7 3.6 Prestige S-Line $1,174 $98
Audi Q7 3.0 Prestige $1,192 $99
Audi Q7 3.0 Prestige S-Line Turbo $1,192 $99
Audi Q7 4.2 Prestige Turbo $1,192 $99
Audi Q7 4.2 Prestige S-Line 8Cyl $1,192 $99
Audi Q7 4.2 Quattro $1,192 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $412 $720 $390 $1,680
2023 Audi Q7 $394 $714 $398 $1,664
2022 Audi Q7 $382 $698 $416 $1,654
2021 Audi Q7 $368 $668 $430 $1,624
2020 Audi Q7 $348 $646 $442 $1,594
2019 Audi Q7 $334 $598 $452 $1,542
2018 Audi Q7 $320 $564 $456 $1,498
2017 Audi Q7 $308 $506 $460 $1,432
2015 Audi Q7 $278 $436 $464 $1,336
2014 Audi Q7 $270 $406 $474 $1,308
2013 Audi Q7 $250 $378 $474 $1,260
2012 Audi Q7 $244 $342 $478 $1,222
2011 Audi Q7 $228 $314 $474 $1,174
2010 Audi Q7 $214 $284 $474 $1,130
2008 Audi Q7 $204 $250 $460 $1,072

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi Q7 Insurance

Getting lower rates on insurance for an Audi Q7 consists of having a decent driving record, having above-average credit, not filing small claims, and not having any coverage lapses. Invest the time to compare rates at least every other year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a review of the car insurance concepts presented in the illustrations above.

  • Drivers considered higher risk who have several accidents or serious violations pay on average $1,350 more annually than a driver with a clean driving record
  • It is possible to save approximately $130 per year simply by shopping early and online
  • Increasing physical damage deductibles can save around $350 each year
  • Insureds who want additional liability coverage will pay about $520 annually to raise from a low limit to 250/500 limits

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,558
20 $2,670
30 $1,206
40 $1,174
50 $1,072
60 $1,050

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,302
$500 $1,174
$1,000 $1,048

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,287
100/300 $1,405
250/500 $1,713
100 CSL $1,334
300 CSL $1,595
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,452
20 $4,258
30 $2,554
40 $2,522
50 $2,408
60 $2,382

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $20
5-yr Accident Free $76
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $53
Online Quote $81
Total Discounts $473
Rate after discounts $701

Discounts are estimated and may not be available from every company or in every state.

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