Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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U.S. average auto insurance rates for an Audi Q7 are $1,222 annually for full coverage insurance. Comprehensive costs around $244 each year, collision insurance costs $342, and liability coverage is estimated at $478. A policy with just liability insurance costs approximately $526 a year, and coverage for high-risk drivers costs around $2,630. Teen drivers pay the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,222

Price estimates for individual coverage:

Comprehensive $244
Collision $342
Liability $478

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Q7 models.

Price Range from Low to High

For the average driver, Audi Q7 insurance prices range from as cheap as $526 for a discount liability-only rate to a high rate of $2,630 for a high-risk driver policy.

Liability Only $526
Full Coverage $1,222
High Risk $2,630

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

The ranges above illustrate why all drivers should get quotes for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Audi Q7 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $725
  • Choosing higher $1,000 deductibles can save about $132 each year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,222
  • Choosing low deductibles for comp and collision coverage will cost $1,478
  • Drivers with multiple violations and an at-fault accident could pay at least $2,630
  • The price with full coverage for a teenage driver can be $4,716 each year

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance rates range from $725 to $4,716 for full coverage

Insurance prices for an Audi Q7 are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers ranges around 42% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $390 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Audi Q7 insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,650 on average in Michigan, New York, and Florida.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,106 -$116 -9.5%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,392 $170 13.9%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,384 $162 13.3%
Florida $1,528 $306 25.0%
Georgia $1,128 -$94 -7.7%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $912 -$310 -25.4%
Indiana $920 -$302 -24.7%
Iowa $824 -$398 -32.6%
Kansas $1,164 -$58 -4.7%
Kentucky $1,668 $446 36.5%
Louisiana $1,810 $588 48.1%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $978 -$244 -20.0%
Michigan $2,126 $904 74.0%
Minnesota $1,024 -$198 -16.2%
Mississippi $1,464 $242 19.8%
Missouri $1,084 -$138 -11.3%
Montana $1,314 $92 7.5%
Nebraska $964 -$258 -21.1%
Nevada $1,466 $244 20.0%
New Hampshire $882 -$340 -27.8%
New Jersey $1,368 $146 11.9%
New Mexico $1,082 -$140 -11.5%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,000 -$222 -18.2%
Ohio $844 -$378 -30.9%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,168 -$54 -4.4%
Rhode Island $1,632 $410 33.6%
South Carolina $1,106 -$116 -9.5%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,072 -$150 -12.3%
Texas $1,476 $254 20.8%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $846 -$376 -30.8%
Wyoming $1,092 -$130 -10.6%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,178 $98
Audi Q7 3.6 Quattro $1,178 $98
Audi Q7 3.0 Premium Turbo $1,200 $100
Audi Q7 3.6 Premium Plus $1,200 $100
Audi Q7 3.6 Quattro Turbo Diesel $1,200 $100
Audi Q7 3.0 Premium Plus Turbo $1,222 $102
Audi Q7 3.0 Premium Plus S-Line Turbo $1,222 $102
Audi Q7 3.6 Premium Plus SLINE $1,222 $102
Audi Q7 3.6 Prestige $1,222 $102
Audi Q7 3.6 Prestige S-Line $1,222 $102
Audi Q7 3.0 Prestige $1,246 $104
Audi Q7 3.0 Prestige S-Line Turbo $1,246 $104
Audi Q7 4.2 Prestige Turbo $1,246 $104
Audi Q7 4.2 Prestige S-Line 8Cyl $1,246 $104
Audi Q7 4.2 Quattro $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $432 $750 $372 $1,712
2023 Audi Q7 $412 $720 $390 $1,680
2022 Audi Q7 $394 $714 $398 $1,664
2021 Audi Q7 $382 $698 $416 $1,654
2020 Audi Q7 $368 $668 $430 $1,624
2019 Audi Q7 $348 $646 $442 $1,594
2018 Audi Q7 $334 $598 $452 $1,542
2017 Audi Q7 $320 $564 $456 $1,498
2016 Audi Q7 $308 $506 $460 $1,432
2015 Audi Q7 $288 $466 $460 $1,372
2014 Audi Q7 $278 $436 $464 $1,336
2013 Audi Q7 $270 $406 $474 $1,308
2012 Audi Q7 $250 $378 $474 $1,260
2011 Audi Q7 $244 $342 $478 $1,222
2010 Audi Q7 $228 $314 $474 $1,174
2008 Audi Q7 $208 $256 $468 $1,090

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Audi Q7 Insurance

Getting lower rates on auto insurance takes being a good driver, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around every time your policy renews by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a quick rundown of the information touched on above.

  • It is possible to save up to $140 per year just by quoting online in advance
  • Drivers age 16 to 20 pay higher prices, as much as $393 a month including comprehensive and collision insurance
  • Increasing physical damage deductibles could save up to $400 each year
  • Drivers with reckless driving or DUI convictions pay on average $1,410 more every year than a safer driver
  • Consumers who may need an increased level of liability coverage will pay about $530 annually to raise limits from a low limit to higher 250/500 limits

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,786
30 $1,258
40 $1,222
50 $1,120
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,478
$250 $1,362
$500 $1,222
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,342
100/300 $1,461
250/500 $1,772
100 CSL $1,389
300 CSL $1,652
500 CSL $1,844

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,686
20 $4,438
30 $2,670
40 $2,630
50 $2,512
60 $2,486

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $78
Paid in Full/EFT $49
Advance Quote $56
Online Quote $85
Total Discounts $497
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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