Audi Q7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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U.S. average auto insurance rates for an Audi Q7 are $1,130 annually with full coverage. Comprehensive insurance costs around $214 a year, collision costs $284, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,428 or more. Teen drivers pay the highest rates at $4,424 a year or more.
Average premium for full coverage: $1,130
Price estimates for individual coverage:
Includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Q7 trim levels.
Price Range from Low to High
For the average 40-year-old driver, Audi Q7 insurance prices go from as cheap as $522 for liability-only coverage to a high of $2,428 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live can make a big difference on insurance rates. Areas with sparse population have fewer collision claims than larger metro areas.
The diagram below illustrates the difference location can make on auto insurance rates.
The ranges above demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Audi Q7 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $678
- Using higher $1,000 deductibles will save about $1,016 annually
- The estimated rate for the average middle-age driver using $500 deductibles is $1,130
- Choosing low $100 deductibles for physical damage coverage costs an additional $218 annually
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,428 or more
- The price with full coverage for a 16-year-old driver can be $4,424 or more
Insurance prices for an Audi Q7 are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.
Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out at least $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $340 annually, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see prices as low as $810 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,530 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$106 | -9.4% |
| Alaska | $866 | -$264 | -23.4% |
| Arizona | $938 | -$192 | -17.0% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,080 | -$50 | -4.4% |
| Connecticut | $1,162 | $32 | 2.8% |
| Delaware | $1,280 | $150 | 13.3% |
| Florida | $1,416 | $286 | 25.3% |
| Georgia | $1,044 | -$86 | -7.6% |
| Hawaii | $812 | -$318 | -28.1% |
| Idaho | $762 | -$368 | -32.6% |
| Illinois | $842 | -$288 | -25.5% |
| Indiana | $850 | -$280 | -24.8% |
| Iowa | $762 | -$368 | -32.6% |
| Kansas | $1,076 | -$54 | -4.8% |
| Kentucky | $1,542 | $412 | 36.5% |
| Louisiana | $1,672 | $542 | 48.0% |
| Maine | $698 | -$432 | -38.2% |
| Maryland | $932 | -$198 | -17.5% |
| Massachusetts | $904 | -$226 | -20.0% |
| Michigan | $1,964 | $834 | 73.8% |
| Minnesota | $946 | -$184 | -16.3% |
| Mississippi | $1,354 | $224 | 19.8% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,214 | $84 | 7.4% |
| Nebraska | $890 | -$240 | -21.2% |
| Nevada | $1,356 | $226 | 20.0% |
| New Hampshire | $814 | -$316 | -28.0% |
| New Jersey | $1,262 | $132 | 11.7% |
| New Mexico | $1,002 | -$128 | -11.3% |
| New York | $1,192 | $62 | 5.5% |
| North Carolina | $652 | -$478 | -42.3% |
| North Dakota | $928 | -$202 | -17.9% |
| Ohio | $780 | -$350 | -31.0% |
| Oklahoma | $1,162 | $32 | 2.8% |
| Oregon | $1,034 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$50 | -4.4% |
| Rhode Island | $1,508 | $378 | 33.5% |
| South Carolina | $1,024 | -$106 | -9.4% |
| South Dakota | $954 | -$176 | -15.6% |
| Tennessee | $992 | -$138 | -12.2% |
| Texas | $1,364 | $234 | 20.7% |
| Utah | $836 | -$294 | -26.0% |
| Vermont | $774 | -$356 | -31.5% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $876 | -$254 | -22.5% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $784 | -$346 | -30.6% |
| Wyoming | $1,008 | -$122 | -10.8% |

Since prices can be so different, the best way to find out your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, so the prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,094 | $91 |
| Audi Q7 3.6 Quattro | $1,094 | $91 |
| Audi Q7 3.0 Premium Turbo | $1,112 | $93 |
| Audi Q7 3.6 Premium Plus | $1,112 | $93 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,112 | $93 |
| Audi Q7 3.0 Premium Plus Turbo | $1,130 | $94 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,130 | $94 |
| Audi Q7 3.6 Premium Plus SLINE | $1,130 | $94 |
| Audi Q7 3.6 Prestige | $1,130 | $94 |
| Audi Q7 3.6 Prestige S-Line | $1,130 | $94 |
| Audi Q7 3.0 Prestige | $1,148 | $96 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,148 | $96 |
| Audi Q7 4.2 Quattro | $1,148 | $96 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2023 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2022 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2021 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2020 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2019 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2018 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2017 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2015 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2014 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2013 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2012 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2011 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2010 Audi Q7 | $208 | $256 | $468 | $1,090 |
| 2008 Audi Q7 | $200 | $238 | $452 | $1,048 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi Q7 Insurance
Getting lower rates on insurance for an Audi Q7 requires avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The points below are a recap of the data that was touched on in this article.
- You may be able to save up to $130 per year simply by quoting early and online
- Insureds who may need increased liability limits will pay about $520 every year to increase from a low limit to higher 250/500 limits
- Drivers under the age of 20 pay higher prices, costing up to $369 a month including comprehensive and collision insurance
- Drivers considered higher risk that have major violations or accidents may pay on average $1,300 more every year to insure an Audi Q7
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,424 |
| 20 | $2,572 |
| 30 | $1,160 |
| 40 | $1,130 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,348 |
| $250 | $1,250 |
| $500 | $1,130 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,254 |
| 20 | $4,100 |
| 30 | $2,456 |
| 40 | $2,428 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $78 |
| Total Discounts | $452 |
Discounts are estimated and may not be available from every company or in every state.
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