Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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The average insurance prices for an Audi Q7 are $1,498 every 12 months for full coverage insurance. Comprehensive insurance costs on average $320 each year, collision insurance costs $564, and liability is $456. Buying just liability costs around $508 a year, and insurance for high-risk drivers costs $3,246 or more. Teens cost the most to insure at up to $5,592 a year.

Average premium for full coverage: $1,498

Policy rates by type of insurance:

Comprehensive $320
Collision $564
Liability $456

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Q7 models.

Price Range Variability

For the normal driver, Audi Q7 insurance rates range from the cheapest price of $508 for your basic liability-only policy to a high rate of $3,246 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,498
High Risk $3,246

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $1,124
Small Cities $1,573
Large Cities $2,022

The examples above illustrate why all drivers should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Audi Q7 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $859
  • Raising to $1,000 deductibles will save around $200 each year
  • The average price for a good driver age 40 with $500 deductibles is $1,498
  • Selecting low deductibles costs an extra $390 annually
  • Drivers with serious driving violations could pay upwards of $3,246
  • Policy cost to insure a 16-year-old driver may cost $5,592

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance prices range from $859 to $5,592 for full coverage

Insurance rates for an Audi Q7 also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Q7.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $590 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,800 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 134% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Audi Q7 insurance prices. A middle-age driver might find rates as low as $980 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,020 on average in Michigan, New York, and Florida.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,356 -$142 -9.5%
Alaska $1,150 -$348 -23.2%
Arizona $1,244 -$254 -17.0%
Arkansas $1,498 -$0 0.0%
California $1,708 $210 14.0%
Colorado $1,432 -$66 -4.4%
Connecticut $1,542 $44 2.9%
Delaware $1,696 $198 13.2%
Florida $1,874 $376 25.1%
Georgia $1,382 -$116 -7.7%
Hawaii $1,076 -$422 -28.2%
Idaho $1,014 -$484 -32.3%
Illinois $1,118 -$380 -25.4%
Indiana $1,130 -$368 -24.6%
Iowa $1,010 -$488 -32.6%
Kansas $1,424 -$74 -4.9%
Kentucky $2,046 $548 36.6%
Louisiana $2,218 $720 48.1%
Maine $926 -$572 -38.2%
Maryland $1,236 -$262 -17.5%
Massachusetts $1,198 -$300 -20.0%
Michigan $2,606 $1,108 74.0%
Minnesota $1,254 -$244 -16.3%
Mississippi $1,796 $298 19.9%
Missouri $1,328 -$170 -11.3%
Montana $1,610 $112 7.5%
Nebraska $1,180 -$318 -21.2%
Nevada $1,796 $298 19.9%
New Hampshire $1,080 -$418 -27.9%
New Jersey $1,674 $176 11.7%
New Mexico $1,328 -$170 -11.3%
New York $1,580 $82 5.5%
North Carolina $862 -$636 -42.5%
North Dakota $1,226 -$272 -18.2%
Ohio $1,036 -$462 -30.8%
Oklahoma $1,540 $42 2.8%
Oregon $1,372 -$126 -8.4%
Pennsylvania $1,430 -$68 -4.5%
Rhode Island $2,000 $502 33.5%
South Carolina $1,356 -$142 -9.5%
South Dakota $1,264 -$234 -15.6%
Tennessee $1,312 -$186 -12.4%
Texas $1,806 $308 20.6%
Utah $1,112 -$386 -25.8%
Vermont $1,028 -$470 -31.4%
Virginia $898 -$600 -40.1%
Washington $1,160 -$338 -22.6%
West Virginia $1,372 -$126 -8.4%
Wisconsin $1,038 -$460 -30.7%
Wyoming $1,336 -$162 -10.8%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,430 $119
Audi Q7 3.6 Quattro $1,430 $119
Audi Q7 3.0 Premium Turbo $1,464 $122
Audi Q7 3.6 Premium Plus $1,464 $122
Audi Q7 3.6 Quattro Turbo Diesel $1,464 $122
Audi Q7 3.0 Premium Plus Turbo $1,498 $125
Audi Q7 3.0 Premium Plus S-Line Turbo $1,498 $125
Audi Q7 3.6 Premium Plus SLINE $1,498 $125
Audi Q7 3.6 Prestige $1,498 $125
Audi Q7 3.6 Prestige S-Line $1,498 $125
Audi Q7 3.0 Prestige $1,534 $128
Audi Q7 3.0 Prestige S-Line Turbo $1,534 $128
Audi Q7 4.2 Prestige Turbo $1,534 $128
Audi Q7 4.2 Prestige S-Line 8Cyl $1,534 $128
Audi Q7 4.2 Quattro $1,534 $128

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Audi Q7 $320 $564 $456 $1,498
2008 Audi Q7 $208 $256 $468 $1,090

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Audi Q7 Insurance

Finding cheaper rates on insurance for an Audi Q7 consists of being a good driver, having good credit, being claim-free, and determing if full coverage is necessary. Invest the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The following list is a brief recap of the ideas that were presented in the illustrations above.

  • Drivers age 16 to 20 pay the highest rates, possibly costing $466 each month if they have full coverage
  • Drivers considered higher risk who tend to receive serious violations pay on average $1,750 more each year than a safer driver
  • Increasing comprehensive and collision deductibles could save as much as $600 each year
  • It is possible to save as much as $180 per year just by quoting online in advance

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,592
20 $3,452
30 $1,560
40 $1,498
50 $1,368
60 $1,340

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,888
$250 $1,708
$500 $1,498
$1,000 $1,298

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,498
50/100 $1,625
100/300 $1,739
250/500 $2,036
100 CSL $1,671
300 CSL $1,922
500 CSL $2,104

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,986
20 $5,502
30 $3,316
40 $3,246
50 $3,098
60 $3,070

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $79
Homeowner $23
5-yr Accident Free $110
5-yr Claim Free $98
Paid in Full/EFT $68
Advance Quote $74
Online Quote $107
Total Discounts $639
Rate after discounts $859

Discounts are estimated and may not be available from every company or in every state.

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