Chevrolet Impala Insurance Rates
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UPDATED: Jun 2, 2023
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Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.
There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.
Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.
U.S. average insurance rates for a Chevrolet Impala are $974 a year with full coverage. Comprehensive costs approximately $140, collision costs $202, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,102. Teens pay the highest rates at $3,988 a year or more.
Average premium for full coverage: $974
Price estimates by individual coverage:
Prices include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Impala trim levels.
Price Range from Low to High
For an average driver, Chevrolet Impala insurance prices go from as low as $522 for the bare minimum liability coverage to a much higher rate of $2,102 for high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than cities with more traffic congestion.
The price range example below illustrates the effect of geographic area on auto insurance prices.
The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Chevrolet Impala insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $591
- Choosing higher $1,000 deductibles can save $78 annually
- The average rate for the average middle-age driver who chooses $500 deductibles is $974
- Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,120
- Unlucky drivers with serious driving violations could pay around $2,102 or more
- The price for full coverage for a teen driver with full coverage can cost $3,988 each year
Auto insurance prices for a Chevrolet Impala are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.
An older driver with a good driving record and high deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $3,900 a year. View Rates by Age
The state you live in plays a big part in determining prices for Chevrolet Impala insurance prices. A good driver about age 40 could pay as low as $700 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,320 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $880 | -$94 | -9.7% |
Alaska | $744 | -$230 | -23.6% |
Arizona | $808 | -$166 | -17.0% |
Arkansas | $974 | -$0 | 0.0% |
California | $1,108 | $134 | 13.8% |
Colorado | $928 | -$46 | -4.7% |
Connecticut | $1,000 | $26 | 2.7% |
Delaware | $1,102 | $128 | 13.1% |
Florida | $1,218 | $244 | 25.1% |
Georgia | $896 | -$78 | -8.0% |
Hawaii | $700 | -$274 | -28.1% |
Idaho | $656 | -$318 | -32.6% |
Illinois | $724 | -$250 | -25.7% |
Indiana | $730 | -$244 | -25.1% |
Iowa | $656 | -$318 | -32.6% |
Kansas | $926 | -$48 | -4.9% |
Kentucky | $1,328 | $354 | 36.3% |
Louisiana | $1,440 | $466 | 47.8% |
Maine | $600 | -$374 | -38.4% |
Maryland | $800 | -$174 | -17.9% |
Massachusetts | $780 | -$194 | -19.9% |
Michigan | $1,690 | $716 | 73.5% |
Minnesota | $814 | -$160 | -16.4% |
Mississippi | $1,164 | $190 | 19.5% |
Missouri | $864 | -$110 | -11.3% |
Montana | $1,046 | $72 | 7.4% |
Nebraska | $768 | -$206 | -21.1% |
Nevada | $1,166 | $192 | 19.7% |
New Hampshire | $700 | -$274 | -28.1% |
New Jersey | $1,088 | $114 | 11.7% |
New Mexico | $862 | -$112 | -11.5% |
New York | $1,024 | $50 | 5.1% |
North Carolina | $560 | -$414 | -42.5% |
North Dakota | $798 | -$176 | -18.1% |
Ohio | $672 | -$302 | -31.0% |
Oklahoma | $1,000 | $26 | 2.7% |
Oregon | $892 | -$82 | -8.4% |
Pennsylvania | $928 | -$46 | -4.7% |
Rhode Island | $1,298 | $324 | 33.3% |
South Carolina | $880 | -$94 | -9.7% |
South Dakota | $822 | -$152 | -15.6% |
Tennessee | $852 | -$122 | -12.5% |
Texas | $1,174 | $200 | 20.5% |
Utah | $720 | -$254 | -26.1% |
Vermont | $668 | -$306 | -31.4% |
Virginia | $584 | -$390 | -40.0% |
Washington | $754 | -$220 | -22.6% |
West Virginia | $892 | -$82 | -8.4% |
Wisconsin | $674 | -$300 | -30.8% |
Wyoming | $868 | -$106 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $230 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. High-risk driver insurance ranges as much as 43% to 137% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices and see which company has the best price. Each auto insurer calculates prices differently, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Impala LS | $954 | $80 |
Chevrolet Impala LT | $974 | $81 |
Chevrolet Impala LTZ | $1,010 | $84 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Chevrolet Impala | $240 | $474 | $430 | $1,302 |
2019 Chevrolet Impala | $226 | $458 | $442 | $1,284 |
2018 Chevrolet Impala | $218 | $424 | $452 | $1,252 |
2017 Chevrolet Impala | $208 | $400 | $456 | $1,222 |
2016 Chevrolet Impala | $200 | $358 | $460 | $1,176 |
2015 Chevrolet Impala | $188 | $330 | $460 | $1,136 |
2014 Chevrolet Impala | $180 | $310 | $464 | $1,112 |
2013 Chevrolet Impala | $176 | $288 | $474 | $1,096 |
2012 Chevrolet Impala | $164 | $268 | $474 | $1,064 |
2011 Chevrolet Impala | $158 | $244 | $478 | $1,038 |
2010 Chevrolet Impala | $148 | $222 | $474 | $1,002 |
2009 Chevrolet Impala | $140 | $202 | $474 | $974 |
2008 Chevrolet Impala | $134 | $182 | $468 | $942 |
2007 Chevrolet Impala | $132 | $178 | $460 | $928 |
2006 Chevrolet Impala | $130 | $168 | $452 | $908 |
2005 Chevrolet Impala | $120 | $160 | $446 | $884 |
2004 Chevrolet Impala | $116 | $152 | $442 | $868 |
Rates are averaged for all Chevrolet Impala models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Chevrolet Impala Insurance
Getting lower rates on car insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates every couple of years by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The points below are a quick rundown of the material that was covered in the above illustrations.
- Policyholders who purchase increased liability limits will pay approximately $520 every year to raise limits from a low limit to 250/500 limits
- Drivers under the age of 20 have the highest car insurance prices, costing up to $332 a month if they have full coverage
- Higher risk drivers with reckless driving or DUI convictions pay on average $1,130 more per year to insure a Chevrolet Impala
- Increasing physical damage deductibles can save around $225 each year
By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.
Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.
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What are the safety ratings of the Chevrolet Impala?
When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.
Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Acceptable
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.
Chevrolet Impala Compared Against Other Vehicles in the Same Class
The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.
If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.
Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.
Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,988 |
20 | $2,238 |
30 | $986 |
40 | $974 |
50 | $894 |
60 | $876 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,120 |
$250 | $1,054 |
$500 | $974 |
$1,000 | $896 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $974 |
50/100 | $1,105 |
100/300 | $1,223 |
250/500 | $1,531 |
100 CSL | $1,152 |
300 CSL | $1,413 |
500 CSL | $1,603 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,608 |
20 | $3,574 |
30 | $2,114 |
40 | $2,102 |
50 | $2,012 |
60 | $1,990 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $49 |
Multi-vehicle | $53 |
Homeowner | $18 |
5-yr Accident Free | $59 |
5-yr Claim Free | $61 |
Paid in Full/EFT | $35 |
Advance Quote | $43 |
Online Quote | $65 |
Total Discounts | $383 |
Discounts are estimated and may not be available from every company or in every state.
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