Dodge Durango Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Need car insurance for your Dodge Durango but aren’t sure where to start? Searching for the right insurer and rate can take hours of work, and you still may not end up with the car insurance you want. Car insurance can be both expensive and confusing, so we are here to break things down for you.
Our guide to Dodge Durango insurance rates will go over prices by area, different coverage levels, car safety ratings, and more. Keep reading to learn more about saving on your car insurance.
Whether you are looking for a car insurance cost estimator for 2019 Dodge Durango insurance or an older model, we can help. Before you buy Dodge Durango car insurance make sure you shop around.
Want to start saving on Dodge Durango car insurance rates today? Enter your ZIP code in our free rate tool.
The average insurance prices for a Dodge Durango are $1,422 every 12 months with full coverage. Comprehensive costs around $332 a year, collision insurance costs $542, and liability costs around $390. Liability-only coverage costs as low as $452 a year, and high-risk coverage costs around $3,056. 16-year-old drivers cost the most to insure at up to $5,208 a year.
Average premium for full coverage: $1,422
Policy rates for type of insurance:
Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Durango trim levels.
Price Range Variability
For a driver in their 40's, Dodge Durango insurance rates range from the cheapest price of $452 for your basic liability-only policy to a high of $3,056 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than congested cities. The diagram below illustrates how location helps determine auto insurance rates.
The examples above demonstrate why it is important to compare prices for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Dodge Durango insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $823
- Using higher $1,000 deductibles will save about $1,222 annually
- The average price for a good driver age 40 using $500 deductibles is $1,422
- Buying low $100 deductibles for physical damage coverage increases the price to $1,804
- Drivers with multiple tickets or accidents could pay at least $3,056
- Policy cost to insure a teen driver can be $5,208 or more
Insurance rates for a Dodge Durango also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Opting for high physical damage deductibles could cut rates by as much as $590 every year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Dodge Durango insurance prices. A driver around age 40 might see rates as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or at least $1,920 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,284 | -$138 | -9.7% |
Alaska | $1,090 | -$332 | -23.3% |
Arizona | $1,180 | -$242 | -17.0% |
Arkansas | $1,422 | -$0 | 0.0% |
California | $1,620 | $198 | 13.9% |
Colorado | $1,358 | -$64 | -4.5% |
Connecticut | $1,462 | $40 | 2.8% |
Delaware | $1,610 | $188 | 13.2% |
Florida | $1,780 | $358 | 25.2% |
Georgia | $1,314 | -$108 | -7.6% |
Hawaii | $1,020 | -$402 | -28.3% |
Idaho | $962 | -$460 | -32.3% |
Illinois | $1,060 | -$362 | -25.5% |
Indiana | $1,070 | -$352 | -24.8% |
Iowa | $960 | -$462 | -32.5% |
Kansas | $1,352 | -$70 | -4.9% |
Kentucky | $1,940 | $518 | 36.4% |
Louisiana | $2,106 | $684 | 48.1% |
Maine | $878 | -$544 | -38.3% |
Maryland | $1,172 | -$250 | -17.6% |
Massachusetts | $1,138 | -$284 | -20.0% |
Michigan | $2,472 | $1,050 | 73.8% |
Minnesota | $1,188 | -$234 | -16.5% |
Mississippi | $1,702 | $280 | 19.7% |
Missouri | $1,262 | -$160 | -11.3% |
Montana | $1,528 | $106 | 7.5% |
Nebraska | $1,122 | -$300 | -21.1% |
Nevada | $1,704 | $282 | 19.8% |
New Hampshire | $1,024 | -$398 | -28.0% |
New Jersey | $1,590 | $168 | 11.8% |
New Mexico | $1,260 | -$162 | -11.4% |
New York | $1,498 | $76 | 5.3% |
North Carolina | $820 | -$602 | -42.3% |
North Dakota | $1,164 | -$258 | -18.1% |
Ohio | $984 | -$438 | -30.8% |
Oklahoma | $1,462 | $40 | 2.8% |
Oregon | $1,302 | -$120 | -8.4% |
Pennsylvania | $1,358 | -$64 | -4.5% |
Rhode Island | $1,898 | $476 | 33.5% |
South Carolina | $1,290 | -$132 | -9.3% |
South Dakota | $1,198 | -$224 | -15.8% |
Tennessee | $1,248 | -$174 | -12.2% |
Texas | $1,714 | $292 | 20.5% |
Utah | $1,052 | -$370 | -26.0% |
Vermont | $974 | -$448 | -31.5% |
Virginia | $852 | -$570 | -40.1% |
Washington | $1,098 | -$324 | -22.8% |
West Virginia | $1,304 | -$118 | -8.3% |
Wisconsin | $984 | -$438 | -30.8% |
Wyoming | $1,268 | -$154 | -10.8% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Dodge Durango | $348 | $562 | $372 | $1,440 |
2023 Dodge Durango | $332 | $542 | $390 | $1,422 |
2022 Dodge Durango | $320 | $536 | $398 | $1,412 |
2021 Dodge Durango | $308 | $524 | $416 | $1,406 |
2020 Dodge Durango | $298 | $502 | $430 | $1,388 |
2019 Dodge Durango | $282 | $484 | $442 | $1,366 |
2018 Dodge Durango | $270 | $450 | $452 | $1,330 |
2017 Dodge Durango | $260 | $424 | $456 | $1,298 |
2016 Dodge Durango | $248 | $380 | $460 | $1,246 |
2015 Dodge Durango | $232 | $350 | $460 | $1,200 |
2014 Dodge Durango | $224 | $328 | $464 | $1,174 |
2013 Dodge Durango | $220 | $306 | $474 | $1,158 |
2012 Dodge Durango | $202 | $284 | $474 | $1,118 |
2011 Dodge Durango | $198 | $258 | $478 | $1,092 |
2008 Dodge Durango | $168 | $192 | $468 | $986 |
2007 Dodge Durango | $166 | $188 | $460 | $972 |
2006 Dodge Durango | $162 | $178 | $452 | $950 |
2005 Dodge Durango | $148 | $170 | $446 | $922 |
2004 Dodge Durango | $144 | $162 | $442 | $906 |
Rates are averaged for all Dodge Durango models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Dodge Durango Insurance
Finding cheaper rates on car insurance requires being safe and accident-free, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at every policy renewal by quoting rates from direct companies, and also from several local insurance agents.
Below you'll find a review of the data covered in the charts and tables above.
- Policyholders who may need more liability protection will pay around $430 every year to increase from a 30/60 limit to a 250/500 level
- You may be able to save up to $170 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save as much as $575 each year
- Youthful drivers are charged the highest rates, as much as $434 each month if full coverage is included
If you get multiple quotes, you could save over $100 on insurance for your Dodge Durango. Just one more reason to start shopping around for a new insurer. How much does a 2011 Dodge Durango cost? Use our free tool below to find everything from the cost of a Dodge Durango 2011 to the cost of Durango RT insurance or Dodge Durango SRT insurance.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
How does the size and class of the Dodge Durango affect liability rates?
Before we discuss how the size and class affect what you pay, we want to first establish what liability insurance covers. Most states require drivers to carry liability insurance, which is composed of two parts:
Bodily injury liability will pay for the other driver’s medical costs if you caused the accident.
Property damage liability will pay for the other driver’s property repairs if you caused the accident.
Since liability coverage pays for the other party’s accident costs, insurers will look at your vehicle type to determine rates. If you have a vehicle that can inflict a lot of damage on other vehicles, such as a large, heavy truck, you can expect to have higher liability rates. The plus side to this, of course, is that you will be better protected in a vehicle that inflicts damage rather than takes on the damage.
The Dodge Durango is a large SUV, which is one of the more solid vehicles on the market. Because it is a larger vehicle, we want to take a look at the Insurance Institute for Highway Safety’s (IIHS) data on 2016-2018 liability losses for the Dodge Durango. Let’s start with losses for bodily injury liability.
- Dodge Durango four-door: 3 percent (average)
- Dodge Durango four-door and 4WD: -2 percent (average)
The losses for the 4WD version of the Dodge Durango are slightly better, probably because 4WD gives drivers more traction and stability, which can help prevent crashes. However, losses for both vehicle models are good, as they are low. Next, let’s take a look at losses for property damage liability.
- Dodge Durango four-door: -3 percent (average)
- Dodge Durango four-door and 4WD: 3 percent (average)
Interestingly, the 4WD model has slightly worse losses this time than the model without 4WD. While the losses for both are good, you may pay slightly more for bodily injury liability if you have the 4WD model.
What does liability insurance cost for the Dodge Durango?
So exactly how much will you have to pay for your Dodge Durango’s liability insurance? We got a sample quote from Geico to show base Dodge Durango insurance costs, as well as how much it will cost to upgrade your liability insurance. Our sample quote is based on a 40-year-old male driver from Pennsylvania who has a bachelor’s degree, owns his car, and drives 13,000 miles a year. He also has a clean driving record and a $500 deductible.
The first set of rates is for bodily injury liability coverage for a 2021 Dodge Durango Citadel (one of the many versions of the Dodge Durango).
- Low ($15,000/$30,000): $46.36
- Medium ($100,000/$200,000): $95.02
- High ($500,000/$500,000): $152.96
It will cost you about $100 to upgrade from low to high coverage, which is about $16 a month. We do recommend getting the highest coverage level possible, as higher coverages better protect you from expensive bills and being sued after an accident. Below, take a look at what it will cost you to upgrade your property damage liability coverage.
- Low ($5,000): $463.16
- Medium ($20,000): $499.22
- High ($100,000): $525.57
The cost to upgrade from low to high coverage for property damage liability is only $62 ($10 a month). All in all, the cost to upgrade both your liability coverages will only be $26 a month, which isn’t too bad for a large SUV.
What are the safety features and ratings of the Dodge Durango?
Newer vehicles boast multiple safety features, from forward-collision warning cameras to anti-lock brakes. While these features are intended to attract customers, safety features are also appealing to insurers. The more safety features you have, the less likely you are to crash and file a claim. And if you do crash, safety features are made to help keep you safe (which means insurers will have to pay less on your medical bill claims).
So how many safety features does the Dodge Durango boast? According to AutoBlog.com, the safety features of the 2020 Dodge Durango include:
- Crash prevention: anti-lock brakes and stability control.
- Crash safety: front-impact airbags, side-impact airbags, overhead airbags, knee airbags, seatbelt pretensioners, and anti-whiplash headrests.
- Theft prevention: ignition disable device.
Anti-lock brakes and stability control are fairly standard in vehicles now, but the overhead and knee airbags aren’t in most cars. The extra protection provided in the Dodge Durango could earn you a discount on your vehicle insurance.
Insurers will also look at the safety rating of your vehicle to make sure you’ll be protected in a crash. If your vehicle has a poor safety rating, you may have to pay more for Personal Injury Protection (PIP) or Medpay. The IIHS’s crash testing on the 2020 Dodge Durango resulted in the following crashworthiness ratings:
- Small overlap front (driver-side): Marginal
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
With the exception of the small overlap front crash test on the driver-side, the rest of the crashworthiness tests ranked good (the highest rating). Watch the video below to see how the IIHS conducted its small overlap front crash(driver-side) test.
In addition to data from individual testing on vehicles, insurers may also look at the overall fatalities by vehicle type to determine what vehicles are the most dangerous (think of a two-door sports car compared to a minivan). The IIHS states that in 2018, driver deaths per million vehicles were as follows:
- SUVs: 23 fatalities
- Pickups: 34 fatalities
- Cars: 48 fatalities
SUVs have the lowest recorded deaths for drivers. The SUVs also have the lowest fatalities for all occupants:
- SUVs: 32 fatalities
- Pickups: 42 fatalities
- Cars: 69 fatalities
SUVs tend to be bigger and sturdier than pickups and cars, which could be why there are lower fatality rates for SUVs. It could also be because there are fewer SUV owners than car and pickup owners. Still, the data shows that SUVs have fewer fatalities, which can lower rates.
Take a look at the list below for further information on how the SUV performs in crashes.
- Frontal Impact: 2,784 fatalities
- Side Impact: 930 fatalities
- Rear Impact: 286 fatalities
- Other (mostly rollovers): 1,035 fatalities
The SUV had the most fatalities for frontal impact crashes and rollover crashes. However, its total fatalities (5,035) are still fewer than car fatalities (13,138), although slightly more than pickup fatalities (4,369).
Based on the Dodge Durango’s safety features, crash ratings, and SUV fatality rates, insurers should offer you at least a small discount based on safety.
Dodge Durango Crash Test Ratings
Good crash test ratings mean cheaper insurance rates.
Dodge Durango Crash Test RatingsVehicle Tested | Overall Rating | Frontal Crash | Side Crash | Rollover |
---|---|---|---|---|
2021 Dodge Durango SUV RWD | N/R | N/R | 5 stars | 4 stars |
2021 Dodge Durango SRT SUV AWD | N/R | N/R | N/R | N/R |
2021 Dodge Durango Pursuit SUV AWD | N/R | N/R | N/R | N/R |
2021 Dodge Durango SUV 4WD | N/R | N/R | 5 stars | 3 stars |
2020 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2020 Dodge Durango SRT SUV AWD | N/R | N/R | N/R | N/R |
2019 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2019 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2019 Dodge Durango SRT SUV AWD | N/R | N/R | N/R | N/R |
2018 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2018 Dodge Durango SRT SUV AWD | N/R | N/R | N/R | N/R |
2018 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2017 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2017 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2016 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2016 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2016 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2015 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2015 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2014 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2014 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2013 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
2013 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2012 Dodge Durango SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
2012 Dodge Durango SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
2011 Dodge Durango SUV RWD | N/R | N/R | N/R | N/R |
2011 Dodge Durango SUV 4WD | N/R | N/R | N/R | N/R |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
A few builds of the Dodge Durango have 3-star crash test ratings, which isn’t great.
Dodge Durango Insurance Loss Probability
A high insurance loss probability means high insurance rates, while a low insurance loss probability means low insurance rates.
Dodge Durango Insurance Loss ProbabilityInsurance Coverage Category | Loss Rate |
---|---|
Collision | N/A |
Property Damage | N/A |
Comprehensive | N/A |
Personal Injury | N/A |
Medical Payment | N/A |
Bodily Injury | N/A |
Source: Insurance Institute for Highway Safety |
So far, the IIHS has no data on the Dodge Durango’s insurance losses.
What is the MSRP of the Dodge Durango?
Whenever you buy a car, you should always check the manufacturer suggested retail price (MSRP). You should never be paying more than the MSRP, as this isn’t a fair market price. A fair price should always be less than the MSRP, or at least no more than the MSRP.
We visited Kelley Blue Book (KBB) to find out prices for a 2020 Dodge Durango. Take a look at the numbers below.
- MSRP: $31,990
- Fair Market Range: $28,903 to $31,344
- Fair Market Price: $30,124
The fair market range ends just slightly under the MSRP, although the fair market price is about $1,900 less than the MSRP. These prices demonstrate that a fair market price should never be more than MSRP. However, we want to point out that while you may have paid less than the MSRP for a vehicle, insurers will only be looking at the MSRP.
The MSRP helps insurers determine what costs will be if you wreck or total your car. A high MSRP means higher costs for repair parts or a replacement vehicle. To help make up for potential losses, an insurer will raise your collision and comprehensive insurance rates if your MSRP is high.
Both these coverages pay for damages to your vehicle after an accident and cover a wide range of accident situations. At times, lenders will force car owners to have these two coverages on their car lease in what is known as force-placed insurance. Making drivers carry these two coverages protects the lender’s assets if the driver should wreck or total the vehicle.
In addition to the MSRP of a car, the collision and comprehensive losses for a car will also affect insurers’ rates. If a vehicle has a long history of claims, it means that the likelihood of you filing a claim is higher. The frequency of claims could be due to a defect in the car, or just that the car has a more powerful engine that encourages speeding (which leads to accidents).
We want to see what insurers will be looking at, so we visited the IIHS again to pull data on losses by make and model. Let’s start with the collision losses for the three different models of the Dodge Durango.
- Dodge Durango four-door: -2 percent (average)
- Dodge Durango four-door and 4WD: -3 percent (average)
- Dodge Durango sport, four-door, and 4WD: 69 percent (substantially worse than average)
The sport version of the Dodge Durango has terrible collision losses, especially when compared to the other two versions of the Dodge Durango. If you take a look at the comprehensive losses below, you can see that the sport version also has terrible comprehensive losses.
- Dodge Durango four-door: -12 percent (average)
- Dodge Durango four-door and 4WD: 10 percent (average)
- Dodge Durango sport, four-door, and 4WD: 63 percent (substantially worse than average)
Either the Dodge Durango sport version doesn’t hold up as well in crashes, or its drivers are more prone to crashing. Regardless, if you own the sport version, you may see higher comprehensive and collision rates then if you own a regular four-door model.
How much will it cost to repair my Dodge Durango?
Having a cheap car is futile if it is expensive to repair. Sometimes parts are hard to find, or you’ll need a custom paint mix because your original color was discontinued. Regardless of the reason, expensive repairs mean more expensive Dodge Durango car insurance rates.
The good news is that RepairPal listed the costs of the Dodge Durango’s average annual repair costs as only $675. This average includes routine repairs, such as oil changes. In comparison, the average annual repair costs for full-size SUVs is $784, so the Dodge Durango is cheaper to maintain than most SUV models.
Because maintenance costs are paid for by the car owner, not the insurer, maintenance costs won’t impact your car insurance rates. Of course, you should still consider maintenance costs to make sure it is an expense you can afford. Insurers, however, are more concerned with damage repair costs for cars.
We collected quote estimates for level 2 damage to a 2021 Dodge Durango from InstantEstimator.com’s free tool. These estimates are what insurers will be looking at and considering when creating basic rates for vehicles.
- Front bumper: $413
- Rear bumper: $423
- Hood: $387
- Roof: $471
- Front door: $391
- Back door: $379
- Fender: $351
- Quarter panel: $363
InstantEstimator.com calculates its price estimates on body and paint labor, painting supplies, color tint, hazardous waste disposal, and the final color/sand/buff. The estimate doesn’t include shipping costs for replacement parts. From the estimates, you can see that the roof and front bumper will be the most expensive parts to fix on the Dodge Durango.
Since the front bumper is one of the parts usually damaged in front collisions, insurers may raise the rates of your comprehensive and collision coverage slightly. However, the repair costs for the Dodge Durango aren’t terribly expensive, so you shouldn’t have extremely high rates if you own a Dodge Durango.
Now that we’ve reached the end of our guide to the Dodge Durango’s rates, you should have a good understanding of how insurers calculate rates. This knowledge will help you as you search for the best Dodge Durango auto insurance quotes near you.
Enter your ZIP code in our free rate tool to start looking for an affordable Dodge Durango auto insurance company today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,208 |
20 | $3,250 |
30 | $1,486 |
40 | $1,422 |
50 | $1,298 |
60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,804 |
$250 | $1,628 |
$500 | $1,422 |
$1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,422 |
50/100 | $1,500 |
100/300 | $1,598 |
250/500 | $1,851 |
100 CSL | $1,539 |
300 CSL | $1,754 |
500 CSL | $1,910 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,434 |
20 | $5,164 |
30 | $3,126 |
40 | $3,056 |
50 | $2,912 |
60 | $2,886 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $76 |
Multi-vehicle | $72 |
Homeowner | $20 |
5-yr Accident Free | $104 |
5-yr Claim Free | $91 |
Paid in Full/EFT | $65 |
Advance Quote | $70 |
Online Quote | $101 |
Total Discounts | $599 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area