Dodge Caravan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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How much is it to insure a Caravan compared to other vehicles? Average Dodge Grand Caravan insurance rates are $1,276 a year, or $106 a month.

Finding an affordable Dodge Grand Caravan car insurance company shouldn’t be a chore. Keep in mind, however, that many factors go into determining your car insurance rates. Insurance for a Dodge Grand Caravan 2020 will be more expensive than an older model.

When determining Dodge Grand Caravan auto insurance quotes, companies like Progressive Insurance, The General Insurance, and State Farm also look at your age, annual miles driven, and your driving history.

Average insurance costs also vary from state-to-state and even ZIP code-to-ZIP code.

Before you buy Dodge Grand Caravan auto insurance, read our guide to learn how to save on Dodge insurance rates.

If you want to jump right into Caravan insurance price comparison, enter your ZIP code in our free tool above to find the best deals on Caravan insurance.

Finding cheaper auto insurance from online companies can be fast and easy and there is a good chance you might just save a little. The most important part is to get rates from all providers in order to have every possible rate.

If you are a novice to online auto insurance shopping, you can be overwhelmed by the hoards of online companies vying for your business. Lowering your Dodge Caravan insurance cost is actually quite simple. All that's required is to take a few minutes to get quotes provided by online insurance companies. It is quite easy and can be accomplished by comparing rates here.

Auto insurance rates paid to insure a Dodge Caravan can fluctuate considerably depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your Caravan
  • Claims drive up premiums
  • Having current coverage saves
  • Whether you own your home

A final factor which can affect Dodge Caravan insurance quotes is the model year. Models that are a few years old cost less in comparison to older models so the costs to repair may result in lower rates. On the flip side, newer models may have a trim level with safety features like forward-collision avoidance, automatic crash notification, and tire pressure monitors which may lower rates.

Liability coverage

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Coverage for collisions

another car or object. . , . .

Comprehensive protection

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage . , . .

Medical payments coverage and PIP

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Drivers who want to find a budget Caravan insurance policy should shop around to see which insurance company has the cheapest rates. Comparing rates will also allow you to compare prices for similar trims and models, such as 2018 Dodge Caravan costs versus 2010 Dodge Grand Caravan trim levels.

If you are ready to find Caravan insurance quote comparision online, enter your ZIP code in our tool below to see which Caravan insurance providers are the best in your area, whether its budget direct Caravan insurance in WA or PA.

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What are the safety ratings of the Dodge Grand Caravan?

Is a Dodge Grand Caravan a good car in crashes? Good Dodge Grand Caravan safety ratings are part of what causes insurance rates to go down. The Caravan’s safety features include a rear back up camera, traction control, electronic stability control, and a steel safety frame.

The Insurance Institute for Highway Safety (IIHS) has also crash tested and rated the 2020 Dodge Grand Caravan, which resulted in the following mixed ratings.

  • Small overlap front (driver-side): Poor
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

The video below demonstrates one of the IIHS’s tests.

Dodge Grand Caravan Crash Test Ratings

Good crash test ratings can also help lower your insurance rates.

Dodge Grand Caravan Crash Test Ratings 
Vehicle TestedOverallFrontalSideRollover
2020 Dodge Grand Caravan MV FWD4 stars4 stars5 stars4 stars
2019 Dodge Grand Caravan VAN FWD Later Release4 stars4 stars5 stars4 stars
2019 Dodge Grand Caravan VAN FWD Early Release4 stars4 stars5 stars4 stars
2018 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
2017 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
2016 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

The lowest ratings are 4 stars, which is good.

Dodge Grand Caravan Insurance Loss Probability

When it comes to insurance loss probabilities, high insurance losses mean higher insurance rates, while low insurance losses mean lower insurance rates.

Dodge Grand Caravan Insurance Loss Probability 
Insurance Coverage CategoryLoss Rate
Collision-21%
Property Damage4%
Comprehensive-19%
Personal Injury8%
Medical Payment8%
Bodily Injury7%
Source: Insurance Institute for Highway Safety

Collision and comprehensive insurance losses are both in the negative, which is great.

Dodge Grand Caravan Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Dodge Grand Caravan likely won’t have high liability rates, as it isn’t’ a large, heavy vehicle or a sports car. To see how the Dodge Grand Caravan’s rates compare to other vans, take a look at the list below.

We hope our guide to insurance for a Dodge Grand Caravan has helped. If you are ready to look for Dodge Grand Caravan insurance quotes you can trust, use our free tool to start the process of Caravan insurance comparison.

References

  1. https://www.iihs.org/ratings/vehicle/dodge/grand-caravan-minivan/2020
  2. https://www.nhtsa.gov/ratings

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