Fiat 500X Insurance Rates

U.S. average insurance prices for a Fiat 500X are $1,258 every 12 months with full coverage. Comprehensive insurance costs on average $200 each year, collision insurance costs $358, and liability coverage costs around $520. Buying just liability costs as low as $576 a year, and insurance for high-risk drivers costs $2,730 or more. Teenage drivers pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates by individual coverage:

Prices include $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and 500X models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why all drivers should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best discount rate is $744
• Using higher $1,000 deductibles will save around $126 annually
• The average price for the average middle-age driver with $500 deductibles is $1,258
• Using low deductibles for physical damage coverage costs an extra $246 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,730
• The price to insure a teenage driver may cost $5,006 or more

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your 500X.

Using high physical damage deductibles could cut prices by as much as $380 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $468 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Fiat 500X insurance rates. A driver around age 40 might see prices as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Right Fiat 500X Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around at every other renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a quick rundown of the concepts that were raised in the charts and tables above.

• Drivers with reckless driving or DUI convictions may pay on average $1,470 more each year for 500X insurance
• Teens pay higher prices, costing up to $417 a month if full coverage is included
• You may be able to save as much as $150 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $375 each year
• You may be able to save as much as $150 per year just by quoting online in advance