Fiat 500X Insurance Rates

The average auto insurance rates for a Fiat 500X are $1,258 annually for full coverage. Comprehensive costs an estimated $200 a year, collision insurance costs $358, and liability is $520. Liability-only coverage costs around $576 a year, and high-risk coverage costs around $2,730. Teenage drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

The examples above show why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Fiat 500X insurance rates for other coverage scenarios.

• The best discount rate is $744
• Raising to $1,000 deductibles will save approximately $1,132 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,258
• Using low $100 deductibles will cost $1,504
• Drivers who are prone to accidents and violations could pay up to $2,730
• Policy cost with full coverage for a 16-year-old driver can cost as much as $5,006

View Chart as Image

Insurance rates for a Fiat 500X also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $380 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $468 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Fiat 500X insurance prices. A middle-age driver might find rates as low as $830 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,790 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Cheaper Fiat 500X Insurance

Finding cheaper rates on insurance for a Fiat 500X consists of avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a condensed summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save approximately $150 per year just by quoting early and online
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,470 more annually for car insurance
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Teenagers are expensive to insure, costing up to $417 each month if they have full coverage