Fiat 500X Insurance Rates

Estimated insurance prices for a Fiat 500X are $1,258 every 12 months for full coverage. Comprehensive insurance costs on average $200 a year, collision insurance costs $358, and liability costs $520. Liability-only insurance costs as little as $576 a year, and high-risk driver insurance costs $2,730 or more. 16-year-old drivers pay the most at up to $5,006 a year.

Average premium for full coverage: $1,258

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and 500X trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences show why it is important to compare rates based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $744
• Drivers who choose higher $1,000 deductibles will pay around $1,132 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,258
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $246 every year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,730
• An auto insurance policy to insure a teen driver may cost $5,006 a year

View Chart as Image

Insurance prices for a Fiat 500X also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your 500X.

Opting for high physical damage deductibles could save up to $380 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $468 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Fiat 500X insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Idaho, Maine, and Iowa, or at least $1,790 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Fiat 500X Insurance

Finding better rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates once a year by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

The points below are a brief review of the data that was touched on in this article.

• Drivers can save as much as $150 per year just by quoting early and online
• Policyholders who require increased liability limits will pay around $570 each year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 pay higher prices, as much as $417 per month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,470 more each year to insure a Fiat 500X