Fiat 500X Insurance Rates

The average insurance rates for a Fiat 500X are $1,258 a year with full coverage. Comprehensive costs around $200, collision insurance costs $358, and liability insurance costs around $520. Buying just liability costs as low as $576 a year, and insurance for high-risk drivers costs around $2,730. Teenage drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how location impacts auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best discount rate is $744
• Using higher $1,000 deductibles will save about $126 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,258
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,504
• Drivers who are prone to accidents and violations could pay at least $2,730
• Policy cost that insures a teen driver with full coverage can be $5,006 or more

View Chart as Image

Insurance rates for a Fiat 500X also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can be anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Fiat 500X insurance rates. A driver around age 40 might see rates as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $380 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $468 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Fiat 500X Insurance

Finding cheaper rates on Fiat 500X insurance requires having a decent driving record, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare prices every other policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following items are a brief recap of the ideas that were touched on above.

• 16 to 18-year-old drivers pay higher rates, as much as $417 each month if full coverage is included
• High-risk drivers who tend to receive serious violations may pay on average $1,470 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save up to $150 per year just by shopping early and online