Fiat 500X Insurance Rates

U.S. average insurance rates for a Fiat 500X are $1,258 a year for full coverage. Comprehensive insurance costs around $200 a year, collision insurance costs $358, and liability insurance costs $520. A policy with just liability insurance costs as little as $576 a year, and coverage for high-risk drivers costs $2,730 or more. Teenage drivers pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates for individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and 500X trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best discount rate is $744
• Drivers who choose higher $1,000 deductibles will pay about $1,132 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,258
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $246 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,730
• The price for full coverage for a teen driver can be $5,006 a year

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on your driving record, the trim level of your 500X, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $5,000 a year. View Rates by Age

The state you live in makes a big difference in Fiat 500X insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,790 on average in Michigan, Louisiana, and New York.

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Using high physical damage deductibles could save up to $380 each year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $468 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Fiat 500X Insurance

Getting lower rates on Fiat 500X insurance not only requires being a safe and courteous driver, but also maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below is a brief recap of the data covered above.

• Drivers who may need higher levels of liability will pay an extra $570 each year to go from a low limit to 250/500 limits
• Drivers can save up to $150 per year just by quoting early and online
• Increasing physical damage deductibles can save around $375 each year
• Teenage drivers pay higher prices, with premiums as much as $417 a month for full coverage