Fiat 500X Insurance Rates

The average insurance prices for a Fiat 500X are $1,258 every 12 months including full coverage. Comprehensive insurance costs on average $200 a year, collision insurance costs $358, and liability insurance is $520. A liability-only policy costs around $576 a year, and high-risk insurance costs $2,730 or more. 16-year-old drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates by type of insurance:

Includes $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $744
• Raising to $1,000 deductibles will save around $1,132 every year
• The average price for a good driver age 40 with $500 deductibles is $1,258
• Buying low $100 deductibles costs an extra $246 a year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,730
• Policy cost to insure a teen driver may cost $5,006

View Chart as Image

Car insurance rates for a Fiat 500X also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your 500X.

Opting for high physical damage deductibles can reduce rates by up to $380 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $468 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Fiat 500X insurance rates. A middle-age driver might find rates as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,790 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for the Cheapest Fiat 500X Insurance

Finding cheaper rates on Fiat 500X insurance consists of being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

Below is a recap of the data raised in the charts and tables above.

• Drivers who require higher levels of liability will pay around $570 per year to raise from a 30/60 limit to a 250/500 level
• You may be able to save as much as $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Teenage drivers are expensive to insure, with premiums being up to $417 each month if the policy includes full coverage