Fiat 500X Insurance Rates

Average insurance rates for a Fiat 500X are $1,258 a year with full coverage. Comprehensive insurance costs on average $200, collision insurance costs $358, and liability insurance is estimated at $520. A liability-only policy costs approximately $576 a year, and high-risk insurance costs $2,730 or more. Teenage drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all 500X models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities. The example below illustrates how where you live affects car insurance rates.

These examples demonstrate why everyone should get quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best discount rate is $744
• Choosing higher $1,000 deductibles can save around $126 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,258
• Using pricier low deductibles for comp and collision coverage will cost an additional $246 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,730
• The cost that insures a teen driver for full coverage may cost $5,006 each year

View Chart as Image

Insurance rates for a Fiat 500X can also vary considerably based on the model of your 500X, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,500 to $2,100 extra per year, depending on your age. Fiat 500X insurance for high-risk drivers ranges anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $380 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $468 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Fiat 500X Insurance

Saving money on Fiat 500X insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Compare prices at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the primary concepts that were touched on in the above illustrations.

• You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
• High-risk drivers who tend to receive serious violations pay on average $1,470 more each year for car insurance
• Increasing deductibles can save approximately $375 each year
• Teenagers pay the highest rates, with premiums as much as $417 per month if full coverage is included