Fiat 500X Insurance Rates

U.S. average insurance rates for a Fiat 500X are $1,258 a year with full coverage. Comprehensive insurance costs an estimated $200, collision insurance costs $358, and liability coverage is $520. Liability-only insurance costs around $576 a year, and high-risk driver insurance costs $2,730 or more. Teenage drivers pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates broken down by individual coverage:

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all 500X models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

The ranges above demonstrate why everyone should compare rates quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Fiat 500X insurance rates for other coverage scenarios.

• The best discount rate is $744
• Raising to $1,000 deductibles will save approximately $126 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,258
• Using pricier low deductibles will cost an additional $246 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,730
• The price that insures a teenage driver for full coverage can cost as much as $5,006

View Chart as Image

Car insurance prices for a Fiat 500X are also quite variable based on the model of your 500X, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,500 to $2,100 extra each year, depending on your age. Fiat 500X insurance for high-risk drivers is expensive and can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

The state you live in also has a big influence on Fiat 500X insurance rates. A middle-age driver might find prices as low as $910 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,700 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $380 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $468 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Fiat 500X Insurance

Getting lower rates on auto insurance consists of having a good driving record, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices at least every other year by getting rate quotes from direct companies, and also from insurance agencies where you live.

The next list is a quick review of the car insurance concepts covered in the charts and tables above.

• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,470 more annually to buy Fiat 500X insurance
• You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $375 each year
• Consumers who want increased levels of liability coverage will pay an extra $570 every year to raise from a low limit to the 250/500 level