Fiat 500X Insurance Rates

The average insurance rates for a Fiat 500X are $1,258 a year including full coverage. Comprehensive insurance costs approximately $200 a year, collision insurance costs $358, and liability is $520. A liability-only policy costs around $576 a year, and high-risk insurance costs $2,730 or more. Teen drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

The examples above highlight why it is important to compare rates quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Fiat 500X insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $744
• Raising to $1,000 deductibles will save $1,132 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,258
• Choosing low $100 deductibles will cost an extra $246 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,730
• Policy cost for full coverage for a 16-year-old driver can cost $5,006

View Chart as Image

Car insurance rates for a Fiat 500X also range considerably based on your risk profile, the model of your 500X, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Fiat 500X insurance prices. A middle-age driver might find rates as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $380 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $468 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 133% more than average. View High Risk Driver Rates

How to Find More Affordable Fiat 500X Insurance

Finding cheaper rates on insurance for a Fiat 500X consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest time comparing rates at every policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a summary of the data covered in the charts and tables above.

• Insureds who purchase an increased level of liability coverage will pay about $570 per year to raise from a 30/60 limit to 250/500 limits
• You may be able to save around $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums being up to $417 each month if full coverage is included