Fiat 500X Insurance Rates

U.S. average insurance rates for a Fiat 500X are $1,302 a year including full coverage. Comprehensive costs around $208 a year, collision insurance costs $400, and liability is estimated at $514. Buying just liability costs approximately $572 a year, and insurance for high-risk drivers costs around $2,834. Teenage drivers pay the highest rates at up to $5,158 a year.

Average premium for full coverage: $1,302

Price estimates for individual coverage:

These estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and 500X trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

The ranges above highlight why it is important to get quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best discount rate is $763
• Choosing higher $1,000 deductibles can save about $1,164 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,302
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,572
• Unlucky drivers who are prone to accidents and violations could pay at least $2,834
• The price that insures a teen driver can be $5,158 each year

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on the trim level of your 500X, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Fiat 500X insurance prices. A good driver about age 40 could pay as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,860 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $410 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $462 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Fiat 500X Insurance

Getting lower rates on car insurance takes having a good driving record, having a good credit score, being claim-free, and deciding if full coverage is necessary. Compare prices every other policy renewal by quoting rates from direct car insurance companies, and also from local insurance agencies.

The next list is a brief summary of the ideas that were touched on in the above illustrations.

• Drivers age 20 and younger are charged the highest prices, possibly costing $430 a month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,530 more every year to buy Fiat 500X insurance
• Increasing physical damage deductibles can save approximately $400 each year
• You may be able to save up to $150 per year just by quoting early and online