Fiat 500X Insurance Rates

Average auto insurance rates for a Fiat 500X are $1,258 annually including full coverage. Comprehensive insurance costs around $200 a year, collision insurance costs $358, and liability coverage costs around $520. A policy with just liability insurance costs as low as $576 a year, and coverage for high-risk drivers costs $2,730 or more. Teenage drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and 500X trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

These examples highlight why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best discount rate is $744
• Using higher $1,000 deductibles will save about $1,132 every year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,258
• Using low $100 deductibles for physical damage coverage costs an additional $246 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,730
• The cost with full coverage for a teenage driver can be $5,006 or more

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Insurance rates for a Fiat 500X can also vary considerably based on the trim level of your 500X, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $380 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Fiat 500X insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,790 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy the Right Fiat 500X Insurance

Saving money on auto insurance requires being safe and accident-free, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around once a year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the data that was illustrated above.

• You may be able to save up to $150 per year just by quoting early and online
• Consumers who may need more liability protection will pay an extra $570 per year to increase from a minimum limit to higher 250/500 limits
• Youthful drivers are charged the highest rates, as much as $417 per month if they have full coverage
• Drivers with reckless driving or DUI convictions may pay on average $1,470 more every year than a low-risk driver