Fiat 500X Insurance Rates

U.S. average auto insurance rates for a Fiat 500X are $1,258 annually with full coverage. Comprehensive costs on average $200, collision insurance costs $358, and liability insurance costs around $520. Buying just liability costs as low as $576 a year, and insurance for high-risk drivers costs around $2,730. Teenage drivers pay the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all 500X models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have fewer collision claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best discount rate is $744
• Using higher $1,000 deductibles will save around $126 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,258
• Using pricier low deductibles for physical damage coverage will cost $1,504
• Drivers who are prone to accidents and violations could pay upwards of $2,730
• The price with full coverage for a teen driver for full coverage may cost $5,006 or more

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,100 additional each year, depending on your age. Fiat 500X insurance for high-risk drivers can be anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $380 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $468 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Fiat 500X insurance rates. A driver around age 40 might see prices as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Cheapest Fiat 500X Insurance

Getting lower rates on Fiat 500X insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a recap of the material that was presented in the illustrations above.

• Drivers who require more liability coverage will pay an extra $570 every year to increase from a low limit to higher 250/500 limits
• Teen drivers pay higher prices, costing up to $417 a month if they have full coverage
• High-risk drivers that have major violations or accidents pay an average of $1,470 more each year to insure their 500X
• Increasing physical damage deductibles could save up to $375 each year