Fiat 500X Insurance Rates

Estimated insurance prices for a Fiat 500X are $1,258 every 12 months for full coverage. Comprehensive costs around $200 each year, collision insurance costs $358, and liability is estimated at $520. Liability-only coverage costs approximately $576 a year, and high-risk coverage costs around $2,730. Teens pay the most at up to $5,006 a year.

Average premium for full coverage: $1,258

Premium estimates for type of coverage:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and 500X models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why all drivers should get quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $744
• Choosing higher $1,000 deductibles can save about $126 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,258
• Selecting low deductibles for comp and collision coverage increases the price to $1,504
• Unlucky drivers with serious driving violations could pay at least $2,730
• An auto insurance policy to insure a teen driver can be $5,006 each year

View Chart as Image

Insurance prices for a Fiat 500X also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 every year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $468 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Fiat 500X insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,790 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Fiat 500X Insurance

Finding better rates on car insurance takes being a good driver, having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.

The following list is a brief review of the data that was covered above.

• Drivers can save up to $150 per year just by quoting online in advance
• Policyholders who may need an increased level of liability coverage will pay approximately $570 each year to raise limits from 30/60 bodily injury limits to a 250/500 level
• Drivers age 16 to 20 pay higher prices, as much as $417 per month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,470 more every year than a safer driver