Honda Accord Hybrid Insurance Rates

Average insurance rates for a Honda Accord Hybrid are $1,214 a year for full coverage. Comprehensive costs around $242, collision insurance costs $446, and liability costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $2,636. Teenage drivers receive the highest rates at up to $4,592 a year.

Average premium for full coverage: $1,214

Rate estimates for individual coverage type:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different Accord Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance rates.

These examples show why anyone shopping for car insurance should compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Honda Accord Hybrid insurance rates for additional coverage choices and driver risks.

• The best discount rate is $696
• Drivers who choose higher $1,000 deductibles will pay about $156 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,214
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,518
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,636
• The cost that insures a teen driver with full coverage can be $4,592 a year

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Car insurance rates for a Honda Accord Hybrid can also vary considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost as much as 44% to 138% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

Where you live makes a big difference in Honda Accord Hybrid insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,730 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $460 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Honda Accord Hybrid Insurance

Saving money on car insurance not only requires having a good driving record, but also having a positive credit history, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices at every policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a quick review of the data covered in the charts and tables above.

• Policyholders who may need increased levels of liability coverage will pay an extra $430 each year to go from a minimum limit to the 250/500 level
• Drivers can save up to $150 per year just by shopping early and online
• Increasing deductibles can save approximately $450 each year
• Drivers age 20 and younger are the costliest to insure, costing as high as $383 per month if full coverage is purchased