Honda Accord Hybrid Insurance Rates

Average insurance rates for a Honda Accord Hybrid are $1,268 a year for full coverage insurance. Comprehensive costs approximately $258 each year, collision insurance costs $484, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $2,758. Teenage drivers receive the highest rates at up to $4,770 a year.

Average premium for full coverage: $1,268

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Accord Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how location impacts auto insurance prices.

These examples illustrate why all drivers should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Honda Accord Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $724
• Choosing higher $1,000 deductibles can save $168 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,268
• Using low deductibles for comp and collision coverage bumps up the cost to $1,598
• Unlucky drivers who are prone to accidents and violations could pay around $2,758
• The cost that insures a teen driver can cost $4,770 each year

View Chart as Image

Insurance rates for a Honda Accord Hybrid can also vary considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Honda Accord Hybrid insurance prices. A good driver about age 40 could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,710 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $500 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Honda Accord Hybrid Insurance

Saving money on car insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a condensed summary of the ideas that were touched on above.

• Teenagers are expensive to insure, costing up to $398 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents could be charged and average of $1,490 more per year for car insurance
• Increasing deductibles can save approximately $500 each year
• It is possible to save around $150 per year just by quoting online in advance