Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,208 a year for full coverage insurance. Comprehensive costs around $218 each year, collision costs $376, and liability coverage is estimated at $456. A policy with just liability insurance costs approximately $508 a year, with coverage for high-risk drivers costing around $2,620. Teens receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates for individual coverage type:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Compass models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects auto insurance rates.

These examples illustrate why all drivers should get quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $709
• Choosing higher $1,000 deductibles can save about $134 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,208
• Selecting low deductibles for comp and collision coverage will increase the cost to $1,472
• Drivers with serious driving violations could pay at least $2,620 or more
• The cost for full coverage for a teenage driver can be $4,704 each year

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,630 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $400 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 129% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each auto insurer calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jeep Compass Insurance

Saving money on auto insurance takes being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below is a review of the ideas that were presented in the illustrations above.

• Teenage drivers are charged the highest rates, costing up to $392 per month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations may pay on average $1,410 more every year for auto insurance
• Increasing deductibles can save around $400 each year
• It is possible to save up to $140 per year simply by quoting online in advance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.