Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance rates for a Jeep Compass are $1,208 a year with full coverage. Comprehensive insurance costs on average $218 each year, collision insurance costs $376, and liability is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs $2,620 or more. Teenage drivers cost the most to insure at up to $4,704 a year.

Average premium for full coverage: $1,208

Policy rates by type of insurance:

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Compass models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

The examples above demonstrate why all drivers should get quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Jeep Compass insurance rates for different risk profiles and scenarios.

• The best discount rate is $709
• Choosing higher $1,000 deductibles can save around $134 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,208
• Using low deductibles for comp and collision coverage will cost an additional $264 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,620
• Policy cost that insures a teen driver may cost $4,704 each year

View Chart as Image

Car insurance rates for a Jeep Compass also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,630 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $400 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jeep Compass Insurance

Finding cheaper rates on car insurance takes having a good driving record, having a positive credit history, not filing small claims, and possibly raising deductibles. Compare prices at least every other year by getting quotes from direct companies, and also from several local insurance agents.

The next list is a quick review of the car insurance concepts touched on above.

• Higher risk drivers with a DUI or reckless driving violation pay on average $1,410 more each year to buy Jeep Compass insurance
• You may be able to save as much as $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Policyholders who require increased levels of liability coverage will pay an extra $500 every year to raise limits from a 30/60 limit to the 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.