Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,208 a year including full coverage. Comprehensive costs on average $218 each year, collision costs $376, and liability is estimated at $456. A policy with just liability insurance costs approximately $508 a year, with coverage for high-risk drivers costing around $2,620. Teenage drivers receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates by individual coverage type:

Full coverage includes $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Compass models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts car insurance rates.

These examples highlight why all drivers should get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Jeep Compass insurance rates for different risk profiles and scenarios.

• The best discount rate is $709
• Choosing higher $1,000 deductibles can save around $134 every year
• The average rate for a 40-year-old driver with $500 deductibles is $1,208
• Using low deductibles for comp and collision coverage will increase the cost to $1,472
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,620 or more
• The cost for full coverage for a teen driver may cost $4,704 each year

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on your driver profile, the model of your Compass, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,730 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $400 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Compass Insurance

Saving money on car insurance takes having a good driving record, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around every couple of years by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a summary of the material that was touched on above.

• Policyholders who require increased levels of liability coverage will pay an extra $500 per year to raise limits from a minimum limit to 250/500 limits
• Drivers age 20 and younger pay higher rates, as much as $392 per month including comprehensive and collision insurance
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,410 more each year to buy Jeep Compass insurance
• Increasing deductibles can save around $400 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.