Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance rates for a Jeep Compass are $1,208 a year with full coverage. Comprehensive insurance costs an estimated $218 a year, collision insurance costs $376, and liability insurance is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs $2,620 or more. Teenage drivers pay the highest rates at up to $4,704 a year.

Average premium for full coverage: $1,208

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Compass trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

The ranges above demonstrate why it is important to get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Jeep Compass insurance rates for other coverage scenarios.

• The best discount rate is $709
• Choosing higher $1,000 deductibles can save approximately $1,074 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,208
• Using low $100 deductibles for comp and collision coverage will cost an extra $264 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,620
• The price for full coverage for a teen driver can cost as much as $4,704 each year

View Chart as Image

Insurance prices for a Jeep Compass are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,630 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $400 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jeep Compass Insurance

Getting lower rates on Jeep Compass insurance takes being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every couple of years by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a brief review of the material that was touched on in the above illustrations.

• Drivers who want higher levels of liability will pay an extra $500 every year to raise limits from a low limit to 250/500 limits
• Teenage drivers are expensive to insure, costing up to $392 a month including comprehensive and collision insurance
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,410 more annually for auto insurance
• Increasing physical damage deductibles can save around $400 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.