Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average auto insurance rates for a Jeep Compass are $1,208 annually with full coverage. Comprehensive costs around $218 a year, collision insurance costs $376, and liability coverage costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs around $2,620. 16-year-old drivers pay the highest rates at up to $4,704 a year.

Average premium for full coverage: $1,208

Price estimates for individual coverage:

Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Compass trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. Areas with sparse population have fewer collision claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.

The ranges above demonstrate why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $709
• Drivers who choose higher $1,000 deductibles will pay about $1,074 annually
• The estimated rate for the average middle-age driver using $500 deductibles is $1,208
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,472
• High-risk insureds with multiple tickets or accidents could pay at least $2,620
• The price with full coverage for a teenage driver can be $4,704 a year

View Chart as Image

Auto insurance prices for a Jeep Compass are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $400 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or at least $1,630 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Jeep Compass Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a quick rundown of the data that was touched on in this article.

• You may be able to save up to $140 per year just by quoting early and online
• Consumers who may need more liability coverage will pay around $500 every year to go from a low limit to higher 250/500 limits
• Teen drivers are expensive to insure, costing up to $392 a month if full coverage is included
• Drivers with reckless driving or DUI convictions may pay on average $1,410 more every year to insure their Compass

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.