Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,208 a year including full coverage. Comprehensive costs an estimated $218 a year, collision costs $376, and liability is $456. A policy with just liability insurance costs around $508 a year, with coverage for high-risk drivers costing around $2,620. Teens receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates broken down by individual coverage type:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

These examples highlight why it is important to compare rates quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Jeep Compass insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $709
• Raising to $1,000 deductibles will save approximately $1,074 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,208
• Selecting low $100 deductibles will increase the cost to $1,472
• At-risk drivers with serious driving violations could pay up to $2,620 or more
• The cost for full coverage for a teen driver can cost as much as $4,704

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on your driver profile, the model of your Compass, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $4,700 a year. View Rates by Age

Where you live also has a big influence on Jeep Compass insurance prices. A middle-age driver might find rates as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,730 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $400 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 129% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes and see which company has the best rate. Every auto insurance company calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Compass Insurance

Saving money on car insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and maximizing policy discounts. Take the time to compare rates every other policy renewal by requesting rates from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The list below is a quick rundown of the ideas that were covered in the above illustrations.

• Teenagers are expensive to insure, as much as $392 per month including comprehensive and collision insurance
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,410 more annually for car insurance
• Increasing deductibles can save around $400 each year
• You may be able to save approximately $140 per year simply by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.