Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance prices for a Jeep Compass are $1,208 every 12 months for full coverage insurance. Comprehensive costs approximately $218 each year, collision insurance costs $376, and liability is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs around $2,620. Teens cost the most to insure at up to $4,704 a year.

Average premium for full coverage: $1,208

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Compass models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why all drivers should get quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Jeep Compass insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $709
• Choosing higher $1,000 deductibles can save $134 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,208
• Selecting low deductibles for comp and collision coverage increases the price to $1,472
• Unlucky drivers with serious driving violations could pay around $2,620
• Policy cost to insure a teen driver can cost $4,704 each year

View Chart as Image

Auto insurance rates for a Jeep Compass also range considerably based on liability limits and deductibles, your risk profile, and the model of your Compass.

Choosing higher comprehensive and collision insurance deductibles can save as much as $400 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 129% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,630 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Jeep Compass Insurance

Finding cheaper rates on car insurance takes being a good driver, having a good credit score, being claim-free, and possibly higher deductibles. Set aside time to shop around every couple of years by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following list is a quick review of the material that was raised in the charts and tables above.

• Policyholders who purchase an increased level of liability coverage will pay approximately $500 annually to raise limits from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 have the highest car insurance rates, possibly costing $392 each month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,410 more per year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $400 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.