Lexus IS-200T Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 6, 2023
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Buying auto insurance by comparing rates online is easy, plus you can save money. The key is to take the time to get as many rate quotes as possible in order to have the best prices.
People who are new to buying insurance may think purchasing cheap Lexus IS-200T insurance is going to be difficult. There are several ways to get quotes from local auto insurance companies. The simplest method to compare Lexus IS-200T insurance cost is to get quotes online. This can be done by comparing rates here.
Car insurance premiums for a Lexus IS-200T can vary widely based upon several criteria. Including but not limited to:
- Your driving record
- Credit rating
- Where you live
- How many miles you drive
- Men typically pay more than women
- Deductible amount directly impacts your rate
- Crash test rating for your IS-200T
- Your occupation
- Your coverage level
- Home ownership saves money
An additional factor that helps determine Lexus IS-200T insurance rates is the year of the vehicle. Older models have a lower value than newer models so repair costs tend to be lower which will push premiums down. On the flip side, more recent IS-200T vehicles may have safety features like forward-collision avoidance, adaptive cruise control, and active head restraints which can lower rates.
Auto liability insurance - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .
Collision coverage - a stationary object or other vehicle. . , . .
Comprehensive coverage (or Other than Collision) - from a wide range of events other than collision. . your auto insurance company will pay , .
Protection from uninsured/underinsured drivers - Uninsured or Underinsured Motorist coverage . , . .
Med pay and Personal Injury Protection (PIP) - immediate expenses EMT expenses, pain medications, and nursing services. . .
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