LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Shopping for auto insurance through online providers is easy and there is a good chance you can save money. The key is to get as many rate quotes as possible in order to accurately compare the best prices.

Consumers not familiar with shopping for insurance may think finding cheap LTI Altima insurance is hard and time consuming. Finding cheaper coverage prices is surprisingly easy. Consumers just need to take the time getting comparison quotes from different insurance companies. This is very easy and can be done by getting a quick quote here.

Car insurance premiums for a LTI Altima can fluctuate considerably based upon several criteria. Some of these factors include:

• Your driving record
• Credit rating impacts rates
• Men typically pay more than women
• The deductible you choose
• Safety rating of your Altima
• Your claim history
• Having continuous coverage saves you money
• Whether you own your home

An additional factor that will help determine LTI Altima insurance rates is the year of the vehicle. Older cars and trucks cost less than newer models so repair costs tend to be lower which will push premiums down. Although more recent Altima vehicles may have safety features included like traction control, pedestrian detection, autonomous braking, and adaptive headlights which may help offset higher rates.

Liability auto insurance - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision insurance - another car or object. . , . .

Comprehensive coverage (or Other than Collision) - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured or underinsured coverage - Your UM/UIM coverage . , . .

Medical expense insurance - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

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What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020