Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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U.S. average insurance prices for a Mazda CX-9 are $1,422 every 12 months including full coverage. Comprehensive insurance costs on average $332, collision insurance costs $542, and liability insurance costs around $390. A policy with just liability insurance costs as low as $452 a year, and coverage for high-risk drivers costs $3,056 or more. Teenage drivers pay the highest rates at up to $5,208 a year.

Average premium for full coverage: $1,422

Price estimates by individual coverage:

Comprehensive $332
Collision $542
Liability $390

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range from Low to High

For a driver in their 40's, Mazda CX-9 insurance prices range from the cheapest price of $452 for basic liability insurance to a much higher rate of $3,056 for a high-risk driver policy.

Liability Only $452
Full Coverage $1,422
High Risk $3,056

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $1,067
Small Cities $1,493
Large Cities $1,920

The ranges above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $823
  • Using higher $1,000 deductibles will save around $200 every year
  • The average price for the average middle-age driver with $500 deductibles is $1,422
  • Using more expensive low deductibles for physical damage coverage costs an extra $382 a year
  • Drivers who are prone to accidents and violations could pay upwards of $3,056
  • The price to insure a teen driver with full coverage may cost $5,208 or more

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $823 to $5,208 for full coverage

Insurance prices for a Mazda CX-9 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your CX-9.

Using high physical damage deductibles could cut prices by as much as $590 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,030 on average in Michigan, New York, and Louisiana.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$138 -9.7%
Alaska $1,090 -$332 -23.3%
Arizona $1,180 -$242 -17.0%
Arkansas $1,422 -$0 0.0%
California $1,620 $198 13.9%
Colorado $1,358 -$64 -4.5%
Connecticut $1,462 $40 2.8%
Delaware $1,610 $188 13.2%
Florida $1,780 $358 25.2%
Georgia $1,314 -$108 -7.6%
Hawaii $1,020 -$402 -28.3%
Idaho $962 -$460 -32.3%
Illinois $1,060 -$362 -25.5%
Indiana $1,070 -$352 -24.8%
Iowa $960 -$462 -32.5%
Kansas $1,352 -$70 -4.9%
Kentucky $1,940 $518 36.4%
Louisiana $2,106 $684 48.1%
Maine $878 -$544 -38.3%
Maryland $1,172 -$250 -17.6%
Massachusetts $1,138 -$284 -20.0%
Michigan $2,472 $1,050 73.8%
Minnesota $1,188 -$234 -16.5%
Mississippi $1,702 $280 19.7%
Missouri $1,262 -$160 -11.3%
Montana $1,528 $106 7.5%
Nebraska $1,122 -$300 -21.1%
Nevada $1,704 $282 19.8%
New Hampshire $1,024 -$398 -28.0%
New Jersey $1,590 $168 11.8%
New Mexico $1,260 -$162 -11.4%
New York $1,498 $76 5.3%
North Carolina $820 -$602 -42.3%
North Dakota $1,164 -$258 -18.1%
Ohio $984 -$438 -30.8%
Oklahoma $1,462 $40 2.8%
Oregon $1,302 -$120 -8.4%
Pennsylvania $1,358 -$64 -4.5%
Rhode Island $1,898 $476 33.5%
South Carolina $1,290 -$132 -9.3%
South Dakota $1,198 -$224 -15.8%
Tennessee $1,248 -$174 -12.2%
Texas $1,714 $292 20.5%
Utah $1,052 -$370 -26.0%
Vermont $974 -$448 -31.5%
Virginia $852 -$570 -40.1%
Washington $1,098 -$324 -22.8%
West Virginia $1,304 -$118 -8.3%
Wisconsin $984 -$438 -30.8%
Wyoming $1,268 -$154 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,380 $115
Mazda CX-9 Grand Touring 2WD $1,422 $119
Mazda CX-9 Sport AWD $1,422 $119
Mazda CX-9 Touring 2WD $1,422 $119
Mazda CX-9 Touring AWD $1,422 $119
Mazda CX-9 Grand Touring AWD $1,464 $122

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $332 $542 $390 $1,422
2022 Mazda CX-9 $320 $536 $398 $1,412
2021 Mazda CX-9 $308 $524 $416 $1,406
2020 Mazda CX-9 $298 $502 $430 $1,388
2019 Mazda CX-9 $282 $484 $442 $1,366
2018 Mazda CX-9 $270 $450 $452 $1,330
2017 Mazda CX-9 $260 $424 $456 $1,298
2016 Mazda CX-9 $248 $380 $460 $1,246
2015 Mazda CX-9 $232 $350 $460 $1,200
2014 Mazda CX-9 $224 $328 $464 $1,174
2013 Mazda CX-9 $220 $306 $474 $1,158
2012 Mazda CX-9 $202 $284 $474 $1,118
2011 Mazda CX-9 $198 $258 $478 $1,092
2010 Mazda CX-9 $184 $236 $474 $1,052
2009 Mazda CX-9 $174 $214 $474 $1,020
2008 Mazda CX-9 $168 $192 $468 $986
2007 Mazda CX-9 $166 $188 $460 $972

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Mazda CX-9 Insurance

Getting lower rates on Mazda CX-9 insurance requires being safe and accident-free, having good credit, being claim-free, and determing if full coverage is necessary. Invest time comparing rates every time your policy renews by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the information covered in the charts and tables above.

  • You may be able to save as much as $170 per year just by shopping early and online
  • Youthful drivers pay the highest prices, possibly costing $434 a month if they have full coverage
  • Increasing physical damage deductibles could save as much as $575 each year
  • High-risk drivers that tend to have accidents or serious violations may pay on average $1,630 more each year than a low-risk driver
  • Drivers who require more liability protection will pay an extra $430 per year to increase from a low limit to a 250/500 level

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,208
20 $3,250
30 $1,486
40 $1,422
50 $1,298
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,628
$500 $1,422
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,422
50/100 $1,542
100/300 $1,640
250/500 $1,893
100 CSL $1,581
300 CSL $1,796
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,434
20 $5,164
30 $3,126
40 $3,056
50 $2,912
60 $2,886

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $104
5-yr Claim Free $91
Paid in Full/EFT $65
Advance Quote $70
Online Quote $101
Total Discounts $599
Rate after discounts $823

Discounts are estimated and may not be available from every company or in every state.

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