Mercury Milan Insurance Rates

The average auto insurance rates for a Mercury Milan are $874 annually for full coverage. Comprehensive insurance costs approximately $148 a year, collision costs $192, and liability insurance is estimated at $398. Liability-only coverage costs approximately $444 a year, with high-risk coverage costing $1,876 or more. Teenage drivers cost the most to insure at $3,496 a year or more.

Average premium for full coverage: $874

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Milan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above show why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $531
• Choosing higher $1,000 deductibles can save $796 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $874
• Using low $100 deductibles for comp and collision coverage costs an additional $146 a year
• High-risk insureds who are prone to accidents and violations could pay around $1,876 or more
• Policy cost with full coverage for a teen driver can cost $3,496 each year

View Chart as Image

Insurance rates for a Mercury Milan also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,000 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $230 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $421 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,250 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mercury Milan Insurance

Finding cheaper rates on Mercury Milan insurance takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates at every other renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the concepts that were touched on in this article.

• High-risk drivers with multiple at-fault accidents pay on average $1,000 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are the costliest to insure, costing up to $291 each month if they have full coverage
• Drivers can save around $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Drivers can save around $100 per year simply by quoting early and online