Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,136 a year including full coverage. Comprehensive insurance costs around $230 each year, collision costs $380, and liability costs around $390. A policy with only liability insurance costs as low as $438 a year, with a high-risk policy costing $2,452 or more. 16-year-old drivers pay the most at $4,314 a year or more.

Average premium for full coverage: $1,136

Premium estimates for type of coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why all drivers should compare prices for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $661
• Using higher $1,000 deductibles will save about $140 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,136
• Buying low deductibles for physical damage coverage will cost an extra $266 every year
• Drivers with multiple tickets or accidents could pay at least $2,452 or more
• An auto insurance policy for full coverage for a teen driver can be $4,314 or more

View Chart as Image

Car insurance prices for a Mitsubishi Outlander also have a wide range based on your driving characteristics, the model of your Outlander, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Mitsubishi Outlander insurance prices. A driver around age 40 might see prices as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,620 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $410 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 44% to 128% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mitsubishi Outlander Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having above-average credit, refrain from filing small claims, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a condensed summary of the information covered in the above illustrations.

• You may be able to save up to $140 per year simply by quoting online in advance
• Drivers under the age of 20 are the costliest to insure, with the cost nearing $360 per month if full coverage is included
• Increasing policy deductibles can save around $400 each year
• Higher risk drivers with multiple at-fault accidents pay on average $1,320 more every year to insure a Mitsubishi Outlander
• Policyholders who may need increased liability limits will pay around $430 per year to increase from 30/60 bodily injury limits to 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.