Mitsubishi Outlander Insurance Rates
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Michelle Robbins
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UPDATED: Apr 16, 2024
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive costs an estimated $230, collision insurance costs $380, and liability insurance is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $2,452. 16-year-old drivers pay the highest rates at up to $4,314 a year.
Average premium for full coverage: $1,136
Price estimates broken down by individual coverage:
Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Outlander trim levels.
Price Range from Low to High
For the average driver, Mitsubishi Outlander insurance prices range from as low as $438 for a discount liability-only rate to a much higher rate of $2,452 for coverage for higher-risk drivers.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The price range example below illustrates how location impacts insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Mitsubishi Outlander insurance rates for other coverage scenarios.
- The best full coverage rate is $661
- Raising to $1,000 deductibles will save approximately $140 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,136
- Buying more expensive low deductibles will increase the cost to $1,402
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,452
- The price for full coverage for a teen driver with full coverage can cost as much as $4,314
Insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
An older driver with no violations or accidents and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,300 a year. View Rates by Age
The state you live in also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,530 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,028 | -$108 | -9.5% |
| Alaska | $870 | -$266 | -23.4% |
| Arizona | $940 | -$196 | -17.3% |
| Arkansas | $1,136 | -$0 | 0.0% |
| California | $1,294 | $158 | 13.9% |
| Colorado | $1,084 | -$52 | -4.6% |
| Connecticut | $1,166 | $30 | 2.6% |
| Delaware | $1,284 | $148 | 13.0% |
| Florida | $1,416 | $280 | 24.6% |
| Georgia | $1,050 | -$86 | -7.6% |
| Hawaii | $814 | -$322 | -28.3% |
| Idaho | $770 | -$366 | -32.2% |
| Illinois | $844 | -$292 | -25.7% |
| Indiana | $854 | -$282 | -24.8% |
| Iowa | $764 | -$372 | -32.7% |
| Kansas | $1,078 | -$58 | -5.1% |
| Kentucky | $1,548 | $412 | 36.3% |
| Louisiana | $1,680 | $544 | 47.9% |
| Maine | $702 | -$434 | -38.2% |
| Maryland | $938 | -$198 | -17.4% |
| Massachusetts | $906 | -$230 | -20.2% |
| Michigan | $1,970 | $834 | 73.4% |
| Minnesota | $952 | -$184 | -16.2% |
| Mississippi | $1,358 | $222 | 19.5% |
| Missouri | $1,008 | -$128 | -11.3% |
| Montana | $1,218 | $82 | 7.2% |
| Nebraska | $894 | -$242 | -21.3% |
| Nevada | $1,362 | $226 | 19.9% |
| New Hampshire | $820 | -$316 | -27.8% |
| New Jersey | $1,268 | $132 | 11.6% |
| New Mexico | $1,004 | -$132 | -11.6% |
| New York | $1,196 | $60 | 5.3% |
| North Carolina | $654 | -$482 | -42.4% |
| North Dakota | $930 | -$206 | -18.1% |
| Ohio | $782 | -$354 | -31.2% |
| Oklahoma | $1,166 | $30 | 2.6% |
| Oregon | $1,040 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$56 | -4.9% |
| Rhode Island | $1,514 | $378 | 33.3% |
| South Carolina | $1,030 | -$106 | -9.3% |
| South Dakota | $958 | -$178 | -15.7% |
| Tennessee | $992 | -$144 | -12.7% |
| Texas | $1,368 | $232 | 20.4% |
| Utah | $840 | -$296 | -26.1% |
| Vermont | $776 | -$360 | -31.7% |
| Virginia | $680 | -$456 | -40.1% |
| Washington | $878 | -$258 | -22.7% |
| West Virginia | $1,040 | -$96 | -8.5% |
| Wisconsin | $782 | -$354 | -31.2% |
| Wyoming | $1,010 | -$126 | -11.1% |
Opting for high physical damage deductibles can reduce prices by up to $410 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,300 to $1,900 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 128% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Outlander ES 2WD | $1,074 | $90 |
| Mitsubishi Outlander ES 4WD | $1,104 | $92 |
| Mitsubishi Outlander SE 2WD | $1,104 | $92 |
| Mitsubishi Outlander SE 2WD | $1,104 | $92 |
| Mitsubishi Outlander SE 4WD | $1,104 | $92 |
| Mitsubishi Outlander SE 4WD | $1,104 | $92 |
| Mitsubishi Outlander XLS 2WD | $1,136 | $95 |
| Mitsubishi Outlander XLS 4WD | $1,166 | $97 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| 2023 Mitsubishi Outlander | $294 | $536 | $338 | $1,304 |
| 2022 Mitsubishi Outlander | $284 | $524 | $354 | $1,298 |
| 2021 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
| 2020 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
| 2019 Mitsubishi Outlander | $250 | $450 | $384 | $1,220 |
| 2018 Mitsubishi Outlander | $240 | $424 | $388 | $1,188 |
| 2017 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
| 2016 Mitsubishi Outlander | $214 | $350 | $390 | $1,090 |
| 2014 Mitsubishi Outlander | $202 | $306 | $402 | $1,046 |
| 2009 Mitsubishi Outlander | $154 | $192 | $398 | $880 |
| 2007 Mitsubishi Outlander | $150 | $178 | $384 | $848 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Mitsubishi Outlander Insurance
Getting lower rates on Mitsubishi Outlander insurance consists of avoiding accidents and claims, having a good credit history, not filing small claims, and possibly raising deductibles. Spend time shopping around at least once a year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
The points below are a condensed summary of the primary concepts that were touched on above.
- It is possible to save approximately $140 per year just by shopping early and online
- High-risk drivers with multiple at-fault accidents pay on average $1,320 more annually to insure a Mitsubishi Outlander
- Increasing physical damage deductibles can save around $400 each year
- Drivers under the age of 20 are expensive to insure, as much as $360 a month including comprehensive and collision insurance
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,314 |
| 20 | $2,608 |
| 30 | $1,176 |
| 40 | $1,136 |
| 50 | $1,038 |
| 60 | $1,018 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,402 |
| $250 | $1,278 |
| $500 | $1,136 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,136 |
| 50/100 | $1,252 |
| 100/300 | $1,350 |
| 250/500 | $1,603 |
| 100 CSL | $1,291 |
| 300 CSL | $1,506 |
| 500 CSL | $1,662 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,140 |
| 20 | $4,154 |
| 30 | $2,500 |
| 40 | $2,452 |
| 50 | $2,340 |
| 60 | $2,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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