Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Mitsubishi Outlander are $1,090 annually including full coverage. Comprehensive costs approximately $214, collision insurance costs $350, and liability costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $2,352. Teen drivers pay the most at up to $4,172 a year.

Average premium for full coverage: $1,090

Premium estimates by type of coverage:

Rate estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why everyone should compare rates using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $639
• Drivers who choose higher $1,000 deductibles will pay $130 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,090
• Choosing pricier low deductibles for comprehensive and collision insurance will cost $1,336
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,352
• An auto insurance policy with full coverage for a teen driver for full coverage can cost $4,172 a year

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Insurance prices for a Mitsubishi Outlander also have a wide range based on the model of your Outlander, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 extra annually, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $380 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mitsubishi Outlander Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, refrain from filing small claims, and possibly raising deductibles. Set aside time to shop around every time your policy renews by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief recap of the information raised in the charts and tables above.

• You may be able to save around $130 per year just by quoting online well ahead of the renewal date
• Teens are expensive to insure, with the cost nearing $348 per month including comprehensive and collision insurance
• Increasing policy deductibles could save up to $375 each year
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,260 more per year for Outlander insurance
• Policyholders who purchase higher liability limits will pay about $430 per year to go from 30/60 bodily injury limits to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.