Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage. Comprehensive costs around $230, collision costs $380, and liability is $390. A policy with only liability insurance costs around $438 a year, with a high-risk policy costing around $2,452. Teen drivers pay the most at $4,314 a year or more.

Average premium for full coverage: $1,136

Premium estimates for type of coverage:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than larger metro areas.

The example below illustrates how rural and urban location affects auto insurance rates.

These rate differences show why everyone should compare rates quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $661
• Raising to $1,000 deductibles will save about $140 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,136
• Choosing pricier low deductibles increases the price to $1,402
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,452 or more
• An auto insurance policy to insure a teen driver for full coverage can be $4,314

View Chart as Image

Car insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $410 every year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,300 to $1,900 extra annually, depending on your age. Mitsubishi Outlander insurance for high-risk drivers is expensive and can cost as much as 44% to 128% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find prices as low as $750 a year in states like Idaho, Maine, and Iowa, or as much as $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mitsubishi Outlander Insurance

Finding better rates on car insurance consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around once a year by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a condensed summary of the data that was raised in the charts and tables above.

• Drivers can save up to $140 per year simply by quoting online well ahead of the renewal date
• Policyholders who may need more liability coverage will pay about $430 each year to raise from 30/60 bodily injury limits to a 250/500 level
• Teen drivers are the costliest to insure, as much as $360 per month if the policy includes full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,320 more every year to insure their Outlander

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.