Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive insurance costs approximately $230, collision insurance costs $380, and liability is $390. Liability-only coverage costs around $438 a year, and high-risk coverage costs $2,452 or more. 16-year-old drivers pay the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations have lower incidents of physical damage claims than congested cities. The price range example below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $661
• Raising to $1,000 deductibles will save $140 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,136
• Buying more expensive low deductibles will cost an additional $266 annually
• Drivers with multiple tickets or accidents could pay around $2,452
• The price that insures a 16-year-old driver with full coverage can cost $4,314

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 128% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,300 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $410 annually, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mitsubishi Outlander Insurance

Getting lower rates on insurance for a Mitsubishi Outlander consists of having a good driving record, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Comparison shop at least once a year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a condensed summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save around $140 per year just by shopping early and online
• Drivers considered higher risk with multiple at-fault accidents could be charged and average of $1,320 more per year to buy Mitsubishi Outlander insurance
• Increasing physical damage deductibles can save approximately $400 each year
• Drivers age 20 and younger have the highest car insurance prices, as much as $360 a month if the policy includes full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.