Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Mitsubishi Outlander are $1,136 annually with full coverage. Comprehensive costs on average $230 each year, collision insurance costs $380, and liability insurance costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $2,452. 16-year-old drivers pay the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Outlander models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have fewer collision claims than congested cities. The graphic below illustrates how location helps determine car insurance rates.

The ranges above demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $661
• Using higher $1,000 deductibles will save around $140 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,136
• Buying low deductibles for physical damage coverage will cost $1,402
• Drivers with multiple tickets or accidents could pay upwards of $2,452
• The price with full coverage for a teen driver may cost $4,314 or more

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $410 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see prices as low as $820 a year in states like New Hampshire, Ohio, and Utah, or at least $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance requires having a decent driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest time comparing rates every year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a quick rundown of the coverage data covered in the charts and tables above.

• You may be able to save as much as $140 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $400 each year
• 16 to 18-year-old drivers pay higher prices, costing up to $360 a month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions pay an average of $1,320 more each year than a driver with a clean driving record

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.