Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year including full coverage. Comprehensive costs approximately $214 each year, collision insurance costs $350, and liability coverage is $390. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs around $2,352. Teen drivers pay the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Price estimates by individual coverage:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Outlander models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

The ranges above highlight why all drivers should compare rates quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save $130 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,090
• Choosing low deductibles bumps up the cost to $1,336
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,352
• The price that insures a teenage driver can cost $4,172

View Chart as Image

Car insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 133% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,100 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $380 a year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mitsubishi Outlander Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having a positive credit history, being claim-free, and attention to physical damage deductibles. Shop around every year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

Below is a summary of the coverage data touched on above.

• You may be able to save around $130 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $375 each year
• Teenage drivers pay the highest auto insurance prices, possibly costing $348 a month if full coverage is purchased
• Drivers who have multiple accidents or major violations will likely pay on average $1,260 more per year for auto insurance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.