Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage insurance. Comprehensive costs approximately $230 each year, collision costs $380, and liability is $390. Liability-only insurance costs around $438 a year, with high-risk driver insurance costing around $2,452. Teens cost the most to insure at $4,314 a year or more.

Average premium for full coverage: $1,136

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why all drivers should compare rates quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $661
• Raising to $1,000 deductibles will save $140 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,136
• Selecting low deductibles increases the price to $1,402
• At-risk drivers with serious driving violations could pay around $2,452 or more
• Policy cost to insure a teen driver can cost $4,314

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander also range considerably based on liability limits and deductibles, your risk profile, and the model of your Outlander.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $410 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 128% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Mitsubishi Outlander Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having a good credit score, being claim-free, and not having any coverage lapses. Set aside time to shop around every couple of years by requesting quotes from direct insurance companies, and also from local insurance agencies.

The points below are a brief review of the material that was raised in the charts and tables above.

• Policyholders who purchase increased liability limits will pay approximately $430 annually to raise from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, possibly costing $360 each month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,320 more per year to insure a Mitsubishi Outlander
• Increasing comprehensive and collision deductibles could save as much as $400 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.