Mitsubishi Outlander Insurance Rates
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Michelle Robbins
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UPDATED: Apr 16, 2024
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
Average insurance rates for a Mitsubishi Outlander are $1,136 a year with full coverage. Comprehensive insurance costs approximately $230 each year, collision insurance costs $380, and liability insurance costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $2,452 or more. Teens receive the highest rates at up to $4,314 a year.
Average premium for full coverage: $1,136
Rate estimates by individual coverage type:
Full coverage includes $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Outlander models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $438 for just liability insurance to a high rate of $2,452 for a policy for a high-risk driver.
Price Range by Location
Where you live has a significant impact on the price of insurance. Rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance prices.
These examples demonstrate why all drivers should compare prices using their specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $661
- Using higher $1,000 deductibles will save $140 annually
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,136
- Selecting low deductibles for physical damage coverage will cost an extra $266 a year
- Drivers with serious driving violations could pay around $2,452
- The cost for full coverage for a teen driver can cost $4,314 or more
Auto insurance rates for a Mitsubishi Outlander can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age
Where you live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,530 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,028 | -$108 | -9.5% |
| Alaska | $870 | -$266 | -23.4% |
| Arizona | $940 | -$196 | -17.3% |
| Arkansas | $1,136 | -$0 | 0.0% |
| California | $1,294 | $158 | 13.9% |
| Colorado | $1,084 | -$52 | -4.6% |
| Connecticut | $1,166 | $30 | 2.6% |
| Delaware | $1,284 | $148 | 13.0% |
| Florida | $1,416 | $280 | 24.6% |
| Georgia | $1,050 | -$86 | -7.6% |
| Hawaii | $814 | -$322 | -28.3% |
| Idaho | $770 | -$366 | -32.2% |
| Illinois | $844 | -$292 | -25.7% |
| Indiana | $854 | -$282 | -24.8% |
| Iowa | $764 | -$372 | -32.7% |
| Kansas | $1,078 | -$58 | -5.1% |
| Kentucky | $1,548 | $412 | 36.3% |
| Louisiana | $1,680 | $544 | 47.9% |
| Maine | $702 | -$434 | -38.2% |
| Maryland | $938 | -$198 | -17.4% |
| Massachusetts | $906 | -$230 | -20.2% |
| Michigan | $1,970 | $834 | 73.4% |
| Minnesota | $952 | -$184 | -16.2% |
| Mississippi | $1,358 | $222 | 19.5% |
| Missouri | $1,008 | -$128 | -11.3% |
| Montana | $1,218 | $82 | 7.2% |
| Nebraska | $894 | -$242 | -21.3% |
| Nevada | $1,362 | $226 | 19.9% |
| New Hampshire | $820 | -$316 | -27.8% |
| New Jersey | $1,268 | $132 | 11.6% |
| New Mexico | $1,004 | -$132 | -11.6% |
| New York | $1,196 | $60 | 5.3% |
| North Carolina | $654 | -$482 | -42.4% |
| North Dakota | $930 | -$206 | -18.1% |
| Ohio | $782 | -$354 | -31.2% |
| Oklahoma | $1,166 | $30 | 2.6% |
| Oregon | $1,040 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$56 | -4.9% |
| Rhode Island | $1,514 | $378 | 33.3% |
| South Carolina | $1,030 | -$106 | -9.3% |
| South Dakota | $958 | -$178 | -15.7% |
| Tennessee | $992 | -$144 | -12.7% |
| Texas | $1,368 | $232 | 20.4% |
| Utah | $840 | -$296 | -26.1% |
| Vermont | $776 | -$360 | -31.7% |
| Virginia | $680 | -$456 | -40.1% |
| Washington | $878 | -$258 | -22.7% |
| West Virginia | $1,040 | -$96 | -8.5% |
| Wisconsin | $782 | -$354 | -31.2% |
| Wyoming | $1,010 | -$126 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 128% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Outlander ES 2WD | $1,074 | $90 |
| Mitsubishi Outlander ES 4WD | $1,104 | $92 |
| Mitsubishi Outlander SE 2WD | $1,104 | $92 |
| Mitsubishi Outlander SE 2WD | $1,104 | $92 |
| Mitsubishi Outlander SE 4WD | $1,104 | $92 |
| Mitsubishi Outlander SE 4WD | $1,104 | $92 |
| Mitsubishi Outlander XLS 2WD | $1,136 | $95 |
| Mitsubishi Outlander XLS 4WD | $1,166 | $97 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| 2023 Mitsubishi Outlander | $294 | $536 | $338 | $1,304 |
| 2022 Mitsubishi Outlander | $284 | $524 | $354 | $1,298 |
| 2021 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
| 2020 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
| 2019 Mitsubishi Outlander | $250 | $450 | $384 | $1,220 |
| 2018 Mitsubishi Outlander | $240 | $424 | $388 | $1,188 |
| 2017 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
| 2016 Mitsubishi Outlander | $214 | $350 | $390 | $1,090 |
| 2014 Mitsubishi Outlander | $202 | $306 | $402 | $1,046 |
| 2009 Mitsubishi Outlander | $154 | $192 | $398 | $880 |
| 2007 Mitsubishi Outlander | $150 | $178 | $384 | $848 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Mitsubishi Outlander Insurance
Saving money on Mitsubishi Outlander insurance requires not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop every year by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.
The following is a summary of the coverage data touched on in the above illustrations.
- You may be able to save around $140 per year just by quoting online in advance
- Increasing deductibles can save around $400 each year
- Teens have the highest car insurance rates, with premiums as much as $360 per month if they have full coverage
- High-risk drivers who have multiple accidents or major violations pay on average $1,320 more per year for Outlander insurance
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,314 |
| 20 | $2,608 |
| 30 | $1,176 |
| 40 | $1,136 |
| 50 | $1,038 |
| 60 | $1,018 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,402 |
| $250 | $1,278 |
| $500 | $1,136 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,136 |
| 50/100 | $1,252 |
| 100/300 | $1,350 |
| 250/500 | $1,603 |
| 100 CSL | $1,291 |
| 300 CSL | $1,506 |
| 500 CSL | $1,662 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,140 |
| 20 | $4,154 |
| 30 | $2,500 |
| 40 | $2,452 |
| 50 | $2,340 |
| 60 | $2,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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