Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year including full coverage. Comprehensive costs around $230, collision insurance costs $380, and liability insurance costs $390. Liability-only insurance costs as little as $438 a year, and high-risk driver insurance costs around $2,452. Teen drivers pay the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Price estimates for individual coverage:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $661
• Drivers who choose higher $1,000 deductibles will pay about $140 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,136
• Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,402
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,452
• The price for full coverage for a teen driver with full coverage can be $4,314 a year

View Chart as Image

Car insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the model of your Outlander, and deductibles and policy limits.

An older driver with no driving violations and high deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $4,300 a year. View Rates by Age

The state you live in makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,620 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $410 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 128% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance not only requires being safe and accident-free, but also having above-average credit, being claim-free, and consideration of higher deductibles. Make time to compare rates every other policy renewal by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a quick rundown of the ideas that were touched on in this article.

• Youthful drivers are the costliest to insure, possibly costing $360 a month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions pay on average $1,320 more every year than a low-risk driver
• Increasing physical damage deductibles can save around $400 each year
• You may be able to save up to $140 per year just by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.