Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage. Comprehensive insurance costs on average $230 each year, collision insurance costs $380, and liability coverage costs around $390. A policy with only liability insurance costs as low as $438 a year, and a high-risk policy costs $2,452 or more. Teens pay the most at up to $4,314 a year.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

These rate differences show why all drivers should compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $661
• Using higher $1,000 deductibles will save around $140 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,136
• Selecting low deductibles for physical damage coverage costs an extra $266 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,452
• An auto insurance policy to insure a teenage driver may cost $4,314 or more

View Chart as Image

Car insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Outlander.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $410 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be around 44% to 128% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see prices as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mitsubishi Outlander Insurance

Finding better rates on auto insurance requires having a decent driving record, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Make time to compare rates at least once a year by getting quotes from direct carriers, and also from local independent and exclusive agents.

The following items are a review of the primary concepts that were touched on in this article.

• Drivers can save as much as $140 per year just by quoting online in advance
• Drivers who have several accidents or serious violations pay an average of $1,320 more each year than a driver with a clean driving record
• Increasing policy deductibles could save as much as $400 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $360 per month if the policy includes full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.