Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year with full coverage. Comprehensive costs approximately $230 a year, collision insurance costs $380, and liability is estimated at $390. A policy with just liability insurance costs approximately $438 a year, and coverage for high-risk drivers costs around $2,452. Teens pay the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above demonstrate why it is important to get quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $661
• Choosing higher $1,000 deductibles can save $996 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,136
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,402
• Unlucky drivers with serious driving violations could pay around $2,452
• The price that insures a teen driver can cost $4,314 each year

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level of your Outlander, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $820 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $410 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Outlander Insurance

Getting lower rates on car insurance takes having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates once a year by requesting rates from direct companies, and also from local insurance agencies.

The following items are a quick rundown of the data that was covered in the above illustrations.

• You may be able to save around $140 per year just by quoting early and online
• Policyholders who purchase additional liability coverage will pay approximately $430 every year to raise limits from a low limit to the 250/500 level
• 16 to 18-year-old drivers are expensive to insure, costing up to $360 a month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,320 more per year than a driver with a clean driving record

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.