Mitsubishi Outlander Insurance Rates
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Michelle Robbins
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UPDATED: Apr 16, 2024
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
U.S. average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage insurance. Comprehensive insurance costs on average $230 a year, collision insurance costs $380, and liability coverage costs around $390. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs $2,452 or more. Teens pay the highest rates at up to $4,314 a year.
Average premium for full coverage: $1,136
Price estimates by individual coverage:
Price estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Outlander trim levels.
Price Range from Low to High
For a 40-year-old driver, Mitsubishi Outlander insurance prices range from the cheapest price of $438 for liability-only coverage to a high of $2,452 for a policy for a high-risk driver.
Geographic Price Range
Where you live has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.
The ranges above illustrate why it is important to compare prices based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $661
- Using higher $1,000 deductibles will save around $996 each year
- The average price for the average middle-age driver with $500 deductibles is $1,136
- Selecting low $100 deductibles for physical damage coverage costs an extra $266 each year
- Higher-risk drivers with serious driving violations could pay upwards of $2,452
- The price to insure a teenage driver may cost $4,314 or more
Insurance prices for a Mitsubishi Outlander are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Outlander.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $410 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be around 44% to 128% more than the average policy. View High Risk Driver Rates
The state you live in has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see prices as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,530 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,028 | -$108 | -9.5% |
| Alaska | $870 | -$266 | -23.4% |
| Arizona | $940 | -$196 | -17.3% |
| Arkansas | $1,136 | -$0 | 0.0% |
| California | $1,294 | $158 | 13.9% |
| Colorado | $1,084 | -$52 | -4.6% |
| Connecticut | $1,166 | $30 | 2.6% |
| Delaware | $1,284 | $148 | 13.0% |
| Florida | $1,416 | $280 | 24.6% |
| Georgia | $1,050 | -$86 | -7.6% |
| Hawaii | $814 | -$322 | -28.3% |
| Idaho | $770 | -$366 | -32.2% |
| Illinois | $844 | -$292 | -25.7% |
| Indiana | $854 | -$282 | -24.8% |
| Iowa | $764 | -$372 | -32.7% |
| Kansas | $1,078 | -$58 | -5.1% |
| Kentucky | $1,548 | $412 | 36.3% |
| Louisiana | $1,680 | $544 | 47.9% |
| Maine | $702 | -$434 | -38.2% |
| Maryland | $938 | -$198 | -17.4% |
| Massachusetts | $906 | -$230 | -20.2% |
| Michigan | $1,970 | $834 | 73.4% |
| Minnesota | $952 | -$184 | -16.2% |
| Mississippi | $1,358 | $222 | 19.5% |
| Missouri | $1,008 | -$128 | -11.3% |
| Montana | $1,218 | $82 | 7.2% |
| Nebraska | $894 | -$242 | -21.3% |
| Nevada | $1,362 | $226 | 19.9% |
| New Hampshire | $820 | -$316 | -27.8% |
| New Jersey | $1,268 | $132 | 11.6% |
| New Mexico | $1,004 | -$132 | -11.6% |
| New York | $1,196 | $60 | 5.3% |
| North Carolina | $654 | -$482 | -42.4% |
| North Dakota | $930 | -$206 | -18.1% |
| Ohio | $782 | -$354 | -31.2% |
| Oklahoma | $1,166 | $30 | 2.6% |
| Oregon | $1,040 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$56 | -4.9% |
| Rhode Island | $1,514 | $378 | 33.3% |
| South Carolina | $1,030 | -$106 | -9.3% |
| South Dakota | $958 | -$178 | -15.7% |
| Tennessee | $992 | -$144 | -12.7% |
| Texas | $1,368 | $232 | 20.4% |
| Utah | $840 | -$296 | -26.1% |
| Vermont | $776 | -$360 | -31.7% |
| Virginia | $680 | -$456 | -40.1% |
| Washington | $878 | -$258 | -22.7% |
| West Virginia | $1,040 | -$96 | -8.5% |
| Wisconsin | $782 | -$354 | -31.2% |
| Wyoming | $1,010 | -$126 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Outlander ES 2WD | $1,074 | $90 |
| Mitsubishi Outlander ES 4WD | $1,104 | $92 |
| Mitsubishi Outlander SE 2WD | $1,104 | $92 |
| Mitsubishi Outlander SE 2WD | $1,104 | $92 |
| Mitsubishi Outlander SE 4WD | $1,104 | $92 |
| Mitsubishi Outlander SE 4WD | $1,104 | $92 |
| Mitsubishi Outlander XLS 2WD | $1,136 | $95 |
| Mitsubishi Outlander XLS 4WD | $1,166 | $97 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,174 | $98 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| 2023 Mitsubishi Outlander | $294 | $536 | $338 | $1,304 |
| 2022 Mitsubishi Outlander | $284 | $524 | $354 | $1,298 |
| 2021 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
| 2020 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
| 2019 Mitsubishi Outlander | $250 | $450 | $384 | $1,220 |
| 2018 Mitsubishi Outlander | $240 | $424 | $388 | $1,188 |
| 2017 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
| 2016 Mitsubishi Outlander | $214 | $350 | $390 | $1,090 |
| 2014 Mitsubishi Outlander | $202 | $306 | $402 | $1,046 |
| 2009 Mitsubishi Outlander | $154 | $192 | $398 | $880 |
| 2007 Mitsubishi Outlander | $150 | $178 | $384 | $848 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Mitsubishi Outlander Insurance
Getting lower rates on auto insurance requires not taking risks behind the wheel, having good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to shop around every year by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a condensed summary of the coverage data illustrated above.
- It is possible to save as much as $140 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $400 each year
- Teens pay the highest prices, as much as $360 a month if they have full coverage
- Drivers with multiple at-fault accidents pay on average $1,320 more each year for Outlander insurance
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,314 |
| 20 | $2,608 |
| 30 | $1,176 |
| 40 | $1,136 |
| 50 | $1,038 |
| 60 | $1,018 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,402 |
| $250 | $1,278 |
| $500 | $1,136 |
| $1,000 | $996 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,136 |
| 50/100 | $1,252 |
| 100/300 | $1,350 |
| 250/500 | $1,603 |
| 100 CSL | $1,291 |
| 300 CSL | $1,506 |
| 500 CSL | $1,662 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,140 |
| 20 | $4,154 |
| 30 | $2,500 |
| 40 | $2,452 |
| 50 | $2,340 |
| 60 | $2,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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