Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months with full coverage. Comprehensive costs on average $230, collision insurance costs $380, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $2,452. Teens cost the most to insure at up to $4,314 a year.

Average premium for full coverage: $1,136

Policy rates by type of insurance:

Rates are based on $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have more infrequent collision claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $661
• Using higher $1,000 deductibles will save around $140 annually
• The average price for a good driver age 40 with $500 deductibles is $1,136
• Selecting more expensive low deductibles for physical damage coverage increases the price to $1,402
• Higher-risk drivers with serious driving violations could pay upwards of $2,452
• Policy cost to insure a teenage driver with full coverage may cost $4,314 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Outlander.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance can be around 44% to 128% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $820 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having good credit, not filing small claims, and determing if full coverage is necessary. Set aside time to compare rates at every policy renewal by quoting rates from direct companies, and also from local exclusive and independent agents.

The following is a quick review of the data covered above.

• Consumers who require higher liability limits will pay approximately $430 every year to increase from a 30/60 limit to a 250/500 level
• You may be able to save as much as $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Teens pay the highest rates, as much as $360 each month if they have full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.