Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,090 a year with full coverage. Comprehensive costs an estimated $214 each year, collision insurance costs $350, and liability is $390. A policy with only liability insurance costs around $438 a year, and a high-risk policy costs around $2,352. Teen drivers pay the most at up to $4,172 a year.

Average premium for full coverage: $1,090

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects insurance prices.

These rate differences demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save approximately $130 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,090
• Choosing low deductibles will increase the cost to $1,336
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,352
• An auto insurance policy for full coverage for a teen driver can cost as much as $4,172

View Chart as Image

Car insurance prices for a Mitsubishi Outlander also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $4,100 a year. View Rates by Age

Where you choose to live also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $380 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mitsubishi Outlander Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having above-average credit, being claim-free, and possibly higher deductibles. Set aside time to shop around at every other renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a recap of the concepts that were raised in the charts and tables above.

• Higher risk drivers that have major violations or accidents may pay on average $1,260 more annually for car insurance
• Teenagers have the highest car insurance prices, possibly costing $348 per month if full coverage is included
• You may be able to save approximately $130 per year just by quoting online in advance
• Increasing policy deductibles can save around $375 each year
• You may be able to save approximately $130 per year just by quoting online in advance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.