Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,136 a year with full coverage. Comprehensive insurance costs on average $230, collision insurance costs $380, and liability insurance costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $2,452 or more. Teen drivers receive the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Rate estimates by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas tend to have lower incidents of collision claims than larger metro areas. The example below illustrates how geographic area affects car insurance rates.

These examples demonstrate why everyone should compare prices based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $661
• Using higher $1,000 deductibles will save around $140 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,136
• Choosing pricier low deductibles for physical damage coverage will cost an additional $266 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,452
• The cost that insures a teen driver for full coverage may cost $4,314 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on the model of your Outlander, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,300 to $1,900 extra per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can be anywhere from 44% to 128% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,300 a year. View Rates by Age

Where you live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $820 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $410 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mitsubishi Outlander Insurance

Saving money on Mitsubishi Outlander insurance requires having a good driving record, having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Shop around at every other renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a brief review of the concepts that were presented in the illustrations above.

• High-risk drivers with DUI or reckless driving convictions pay on average $1,320 more each year to buy Mitsubishi Outlander insurance
• Drivers age 20 and younger pay the highest rates, with premiums as much as $360 per month if full coverage is included
• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $400 each year
• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.