Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive costs around $230 a year, collision costs $380, and liability coverage costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing around $2,452. Teens receive the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Rate estimates for individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance rates.

These examples illustrate why it is important to compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $661
• Using higher $1,000 deductibles will save about $996 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,136
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,402
• Higher-risk drivers with serious driving violations could pay at least $2,452 or more
• The cost for full coverage for a teenage driver can be $4,314 or more

View Chart as Image

Car insurance rates for a Mitsubishi Outlander can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,300 a year. View Rates by Age

Where you live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 a year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,300 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can be around 44% to 128% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company calculates rates differently, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mitsubishi Outlander Insurance

Saving money on auto insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following list is a summary of the concepts that were illustrated above.

• Drivers who have multiple accidents or major violations may pay on average $1,320 more every year than a safer driver
• Drivers age 16 to 20 are the costliest to insure, costing up to $360 per month if full coverage is included
• It is possible to save up to $140 per year simply by quoting early and online
• Increasing deductibles can save around $400 each year
• It is possible to save up to $140 per year simply by quoting early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.