Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months for full coverage insurance. Comprehensive insurance costs on average $214 a year, collision insurance costs $350, and liability costs around $390. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs $2,352 or more. Teens cost the most to insure at up to $4,172 a year.

Average premium for full coverage: $1,090

Policy rates by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $639
• Using higher $1,000 deductibles will save around $960 each year
• The average price for a good driver age 40 with $500 deductibles is $1,090
• Selecting low $100 deductibles for physical damage coverage costs an extra $246 annually
• High-risk insureds with serious driving violations could pay upwards of $2,352
• Policy cost to insure a 16-year-old driver may cost $4,172 or more

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Outlander.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $380 annually, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 133% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Mitsubishi Outlander insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,470 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mitsubishi Outlander Insurance

Finding cheaper rates on insurance for a Mitsubishi Outlander requires being safe and accident-free, having a good credit score, being claim-free, and deciding if full coverage is necessary. Invest the time to shop around at least once a year by quoting rates from direct insurance companies, and also from several local insurance agents.

Below you'll find a review of the primary concepts that were illustrated above.

• It is possible to save as much as $130 per year just by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,260 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Youthful drivers are charged the highest rates, possibly costing $348 each month if comprehensive and collision insurance is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.