Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,136 a year with full coverage. Comprehensive insurance costs approximately $230 a year, collision costs $380, and liability costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $2,452 or more. 16-year-old drivers cost the most to insure at $4,314 a year or more.

Average premium for full coverage: $1,136

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $661
• Using higher $1,000 deductibles will save $996 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,136
• Buying low $100 deductibles for physical damage coverage will cost an additional $266 annually
• High-risk insureds with multiple tickets or accidents could pay around $2,452 or more
• Policy cost that insures a 16-year-old driver can cost $4,314 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on the trim level of your Outlander, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,300 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can be from 44% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state has a huge impact on Mitsubishi Outlander insurance prices. A driver around age 40 might see rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or at least $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $410 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mitsubishi Outlander Insurance

Finding cheaper rates on insurance for a Mitsubishi Outlander requires having a decent driving record, having a good credit score, not filing small claims, and qualifying for all possible discounts. Comparison shop once a year by getting quotes from direct companies, and also from local insurance agencies.

The following items are a brief recap of the data that was raised in the charts and tables above.

• You may be able to save around $140 per year simply by quoting early and online
• Insureds who purchase additional liability coverage will pay around $430 every year to increase from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, as much as $360 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,320 more per year than a driver with a clean driving record

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.