Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage. Comprehensive insurance costs an estimated $230 each year, collision costs $380, and liability insurance is $390. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing $2,452 or more. Teens cost the most to insure at $4,314 a year or more.

Average premium for full coverage: $1,136

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $661
• Raising to $1,000 deductibles will save approximately $140 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,136
• Selecting low deductibles will cost an additional $266 a year
• Higher-risk drivers with serious driving violations could pay up to $2,452 or more
• Policy cost that insures a teen driver can cost as much as $4,314

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,300 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,300 a year. View Rates by Age

Your home state also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find rates as low as $750 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,620 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $410 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every auto insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Outlander Insurance

Finding cheaper rates on Mitsubishi Outlander insurance consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates at every other renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a quick rundown of the concepts that were raised in the charts and tables above.

• High-risk drivers with reckless driving or DUI convictions may pay on average $1,320 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, costing up to $360 each month if full coverage is included
• Drivers can save approximately $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers can save approximately $140 per year simply by quoting online in advance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.