Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Mitsubishi Outlander are $1,136 every 12 months with full coverage. Comprehensive costs approximately $230 a year, collision insurance costs $380, and liability coverage costs $390. A policy with only liability insurance costs as little as $438 a year, and a high-risk policy costs around $2,452. Teen drivers pay the most at up to $4,314 a year.

Average premium for full coverage: $1,136

Premium estimates by type of coverage:

Price estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences demonstrate why it is important to compare rates using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $661
• Drivers who choose higher $1,000 deductibles will pay $996 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,136
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,402
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,452
• An auto insurance policy to insure a teenage driver can cost $4,314 a year

View Chart as Image

Car insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Outlander.

Choosing high deductibles could save up to $410 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 128% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mitsubishi Outlander Insurance

Finding better rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Take the time to compare rates every couple of years by requesting quotes from direct companies, and also from insurance agencies where you live.

The next list is a condensed summary of the material that was covered in the above illustrations.

• Consumers who purchase increased levels of liability coverage will pay about $430 every year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers age 20 and younger pay the highest auto insurance prices, possibly costing $360 per month if the policy includes full coverage
• Drivers with multiple at-fault accidents could be forced to pay on average $1,320 more per year to buy Mitsubishi Outlander insurance
• Increasing policy deductibles could save as much as $400 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.