Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Mitsubishi Outlander are $1,136 annually with full coverage. Comprehensive costs an estimated $230, collision insurance costs $380, and liability insurance is $390. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $2,452. Teen drivers cost the most to insure at up to $4,314 a year.

Average premium for full coverage: $1,136

Policy rates broken down by type of insurance:

These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are shown to have fewer collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The lowest rate with discounts is $661
• Raising to $1,000 deductibles will save approximately $140 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,136
• Choosing more expensive low deductibles will cost $1,402
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,452
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,314

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,300 to $1,900 additional every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $410 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on Mitsubishi Outlander insurance consists of being a safe and courteous driver, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a brief summary of the coverage data raised in the charts and tables above.

• You may be able to save approximately $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Teenage drivers are expensive to insure, as much as $360 each month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations pay on average $1,320 more annually for auto insurance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.