Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive costs on average $214, collision insurance costs $350, and liability insurance is $390. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $2,352. Teens pay the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Price estimates by individual coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Outlander models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why everyone should compare rates quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $639
• Raising to $1,000 deductibles will save around $130 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,090
• Selecting pricier low deductibles will increase the cost to $1,336
• Higher-risk drivers with serious driving violations could pay upwards of $2,352
• The price for full coverage for a teen driver for full coverage may cost $4,172

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the trim level of your Outlander, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,100 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $720 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $380 each year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance consists of being a good driver, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every couple of years by obtaining price quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following list is a brief summary of the material that was covered above.

• Drivers who require an increased level of liability coverage will pay approximately $430 each year to raise from a low limit to 250/500 limits
• Drivers age 16 to 20 are charged the highest prices, with premiums as much as $348 a month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations will pay on average $1,260 more each year than a safer driver
• Increasing physical damage deductibles can save around $375 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.