Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year with full coverage. Comprehensive insurance costs around $214 a year, collision costs $350, and liability coverage is estimated at $390. A policy with just liability insurance costs approximately $438 a year, with coverage for high-risk drivers costing $2,352 or more. Teenage drivers pay the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Price estimates for individual coverage:

These estimates include $500 deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why it is important to get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best discount rate is $639
• Choosing higher $1,000 deductibles can save about $960 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,090
• Using low $100 deductibles for comp and collision coverage will cost an additional $246 each year
• Drivers who are prone to accidents and violations could pay at least $2,352 or more
• The price that insures a teenage driver can be $4,172 each year

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level of your Outlander, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $380 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Getting lower rates on auto insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices at every policy renewal by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The following is a brief summary of the data presented in the illustrations above.

• Consumers who may need higher liability limits will pay an extra $430 every year to raise limits from a low limit to the 250/500 level
• You may be able to save up to $130 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $375 each year
• Teens pay higher prices, costing up to $348 a month if full coverage is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.