Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Mitsubishi Outlander are $1,136 annually for full coverage. Comprehensive costs on average $230, collision costs $380, and liability coverage is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $2,452. Teen drivers pay the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have fewer accident claims than larger metro areas.

The price range example below illustrates how location impacts car insurance rates.

The ranges above show why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $661
• Choosing higher $1,000 deductibles can save around $140 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,136
• Choosing more expensive low deductibles for comp and collision coverage will cost $1,402
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,452 or more
• The price with full coverage for a teenage driver with full coverage may cost $4,314 each year

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance ranges around 44% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $410 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or as much as $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to compare prices and see how they stack up. Each auto insurer uses a different rate calculation, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mitsubishi Outlander Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around every other policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a brief recap of the ideas that were touched on above.

• Teenagers are charged the highest prices, with premiums as much as $360 a month if full coverage is included
• Drivers who tend to receive serious violations may be required to pay an average of $1,320 more each year for car insurance
• Increasing physical damage deductibles could save up to $400 each year
• Drivers can save as much as $140 per year simply by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.