Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Mitsubishi Outlander are $1,090 annually for full coverage. Comprehensive costs on average $214 a year, collision costs $350, and liability costs around $390. A liability-only policy costs as low as $438 a year, with high-risk insurance costing around $2,352. Teen drivers receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have fewer accident claims than larger metro areas.

The diagram below illustrates how location impacts car insurance rates.

These examples show why it is important to compare prices based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $639
• Using higher $1,000 deductibles will save around $960 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,090
• Choosing low $100 deductibles for physical damage coverage will cost $1,336
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,352 or more
• The cost with full coverage for a 16-year-old driver may cost $4,172 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,000 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can be from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $380 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Mitsubishi Outlander insurance prices. A driver around age 40 might see rates as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different rate calculation, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mitsubishi Outlander Insurance

Saving money on insurance for a Mitsubishi Outlander requires avoiding accidents and violations, having a good credit history, eliminating unneeded coverage, and bundling your home and auto policies. Spend time shopping around every other policy renewal by getting price quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The list below is a brief review of the ideas that were touched on above.

• Teenagers pay the highest rates, costing as high as $348 per month including comprehensive and collision insurance
• Drivers considered higher risk with DUI or reckless driving convictions may be required to pay an average of $1,260 more each year for car insurance
• Increasing deductibles could save up to $375 each year
• Drivers can save as much as $130 per year simply by quoting early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.