Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average insurance rates for a Nissan Pathfinder are $1,282 a year for full coverage insurance. Comprehensive insurance costs an estimated $272 each year, collision costs $436, and liability insurance costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing $2,762 or more. 16-year-old drivers receive the highest rates at $4,836 a year or more.

Average premium for full coverage: $1,282

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Pathfinder models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities.

The graphic below illustrates how location impacts insurance prices.

These examples illustrate why all drivers should compare prices for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan Pathfinder insurance rates for other coverage scenarios.

• The best full coverage rate is $749
• Using higher $1,000 deductibles will save approximately $162 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,282
• Buying low deductibles for physical damage coverage will cost an additional $310 a year
• Drivers with multiple tickets or accidents could pay up to $2,762 or more
• The cost that insures a teen driver can cost as much as $4,836 or more

View Chart as Image

Auto insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,800 a year. View Rates by Age

Where you live has a huge impact on Nissan Pathfinder insurance rates. A driver around age 40 might see rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $480 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Pathfinder Insurance

Saving money on Nissan Pathfinder insurance requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Comparison shop at every other renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a review of the concepts that were touched on above.

• High-risk drivers who have several accidents or serious violations may have to pay on average $1,480 more annually to insure their Pathfinder
• Teen drivers are the costliest to insure, costing up to $403 per month if the policy includes full coverage
• It is possible to save approximately $150 per year simply by quoting online in advance
• Increasing deductibles can save approximately $475 each year
• It is possible to save approximately $150 per year simply by quoting online in advance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.