Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average auto insurance rates for a Nissan Pathfinder are $1,286 annually for full coverage insurance. Comprehensive insurance costs an estimated $282 a year, collision costs $448, and liability costs around $398. Liability-only coverage costs as low as $460 a year, with high-risk coverage costing $2,762 or more. 16-year-old drivers receive the highest rates at $4,808 a year or more.

Average premium for full coverage: $1,286

Rate estimates broken down by individual coverage type:

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Pathfinder trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than congested cities.

The diagram below illustrates how location impacts insurance prices.

These examples illustrate why it is important to compare prices for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Nissan Pathfinder insurance rates for other coverage scenarios.

• The best full coverage rate is $753
• Using higher $1,000 deductibles will save approximately $1,120 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,286
• Buying low $100 deductibles for physical damage coverage costs an additional $318 every year
• Drivers with multiple tickets or accidents could pay up to $2,762 or more
• The cost with full coverage for a teen driver can cost as much as $4,808 or more

View Chart as Image

Car insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level of your Pathfinder, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $490 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan Pathfinder insurance prices. A driver around age 40 might see rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,740 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Each insurance company utilizes a different rate formula, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan Pathfinder Insurance

Saving money on car insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Spend time shopping around every year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a condensed summary of the coverage data touched on above.

• It is possible to save approximately $150 per year simply by quoting early and online
• Increasing deductibles could save up to $475 each year
• Drivers age 20 and younger have the highest car insurance rates, costing up to $401 per month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents may pay on average $1,480 more annually to buy Nissan Pathfinder insurance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.