Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average insurance rates for a Nissan Pathfinder are $1,286 a year for full coverage. Comprehensive costs around $282 a year, collision insurance costs $448, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs around $2,762. Teen drivers receive the highest rates at up to $4,808 a year.

Average premium for full coverage: $1,286

Rate estimates for individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Pathfinder trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

These examples show why it is important to compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $753
• Drivers who choose higher $1,000 deductibles will pay about $1,120 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,286
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,604
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,762
• The cost that insures a teenage driver can be $4,808 a year

View Chart as Image

Car insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level of your Pathfinder, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 130% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,800 a year. View Rates by Age

Where you live makes a big difference in Nissan Pathfinder insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or as much as $1,840 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $490 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Pathfinder Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having a positive credit history, eliminating unneeded coverage, and consideration of higher deductibles. Shop around at least once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the primary concepts that were covered in the charts and tables above.

• Drivers can save up to $150 per year just by quoting early and online
• Drivers who tend to receive serious violations pay on average $1,480 more every year to insure their Pathfinder
• Increasing deductibles can save approximately $475 each year
• Teen drivers are the costliest to insure, costing as high as $401 per month if full coverage is purchased

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.