Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated auto insurance rates for a Nissan Pathfinder are $1,282 annually with full coverage. Comprehensive costs an estimated $272 a year, collision insurance costs $436, and liability is $416. A liability-only policy costs around $474 a year, and high-risk insurance costs around $2,762. Teens pay the most at up to $4,836 a year.

Average premium for full coverage: $1,282

Premium estimates broken down by type of coverage:

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences demonstrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Nissan Pathfinder insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $749
• Raising to $1,000 deductibles will save approximately $1,120 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,282
• Selecting low $100 deductibles will cost $1,592
• At-risk drivers with serious driving violations could pay up to $2,762
• An auto insurance policy with full coverage for a teen driver can cost as much as $4,836

View Chart as Image

Auto insurance prices for a Nissan Pathfinder also have a wide range based on the model of your Pathfinder, your driving record, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Nissan Pathfinder insurance prices. A middle-age driver might find prices as low as $930 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Nissan Pathfinder Insurance

Finding better rates on car insurance consists of being a safe and courteous driver, having above-average credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct companies, and also from several local insurance agents.

Below is a summary of the ideas that were covered in the above illustrations.

• Teenage drivers are the costliest to insure, possibly costing $403 per month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations pay on average $1,480 more annually for auto insurance
• Increasing policy deductibles could save up to $475 each year
• You may be able to save approximately $150 per year just by quoting early and online

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.