Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated auto insurance rates for a Nissan Pathfinder are $1,282 annually for full coverage insurance. Comprehensive insurance costs on average $272 each year, collision insurance costs $436, and liability coverage costs $416. Liability-only insurance costs as little as $474 a year, and high-risk driver insurance costs $2,762 or more. Teen drivers pay the most at up to $4,836 a year.

Average premium for full coverage: $1,282

Premium estimates by type of coverage:

Prices include $500 deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $749
• Drivers who choose higher $1,000 deductibles will pay around $162 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,282
• Choosing low deductibles for comprehensive and collision insurance costs an additional $310 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,762
• An auto insurance policy with full coverage for a teenage driver may cost $4,836 a year

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Insurance prices for a Nissan Pathfinder also have a wide range based on the model of your Pathfinder, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $480 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan Pathfinder insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,730 on average in Michigan, New York, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan Pathfinder Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Make time to compare rates once a year by quoting rates from direct insurance companies, and also from local exclusive and independent agents.

The following is a quick rundown of the data that was touched on in this article.

• It is possible to save as much as $150 per year just by quoting online in advance
• Consumers who require higher liability limits will pay about $460 annually to go from 30/60 bodily injury limits to higher 250/500 limits
• Teens pay higher prices, with premiums being up to $403 per month if they have full coverage
• Drivers with reckless driving or DUI convictions may pay on average $1,480 more each year for Pathfinder insurance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.