Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average insurance prices for a Nissan Pathfinder are $1,282 every 12 months for full coverage insurance. Comprehensive costs approximately $272 each year, collision costs $436, and liability insurance is $416. A policy with just liability insurance costs around $474 a year, with coverage for high-risk drivers costing around $2,762. 16-year-old drivers receive the highest rates at $4,836 a year or more.

Average premium for full coverage: $1,282

Rate estimates by individual coverage type:

Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Pathfinder models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than congested cities.

The graphic below illustrates the difference location can make on auto insurance prices.

These examples illustrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Nissan Pathfinder insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $749
• Raising to $1,000 deductibles will save $162 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,282
• Buying low deductibles increases the price to $1,592
• Higher-risk drivers with multiple tickets or accidents could pay around $2,762 or more
• The cost to insure a teen driver can cost $4,836

View Chart as Image

Insurance rates for a Nissan Pathfinder can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Pathfinder.

Opting for high physical damage deductibles can reduce rates by up to $480 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Nissan Pathfinder insurance rates. A middle-age driver might find rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Every auto insurance company utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Nissan Pathfinder Insurance

Saving money on Nissan Pathfinder insurance consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a summary of the data that was touched on in this article.

• It is possible to save around $150 per year simply by quoting online in advance
• Drivers who purchase increased levels of liability coverage will pay around $460 annually to raise from a minimum limit to a 250/500 level
• Drivers age 20 and younger are the costliest to insure, costing up to $403 per month if full coverage is included
• High-risk drivers who have multiple accidents or major violations may have to pay on average $1,480 more per year to buy Nissan Pathfinder insurance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.