Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average auto insurance rates for a Nissan Pathfinder are $1,286 annually with full coverage. Comprehensive costs an estimated $282 each year, collision costs $448, and liability costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing around $2,762. Teens receive the highest rates at $4,808 a year or more.

Average premium for full coverage: $1,286

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Pathfinder models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts insurance prices.

These examples demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan Pathfinder insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $753
• Drivers who choose higher $1,000 deductibles will pay approximately $166 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,286
• Selecting low deductibles for comprehensive and collision insurance will cost $1,604
• Higher-risk drivers with serious driving violations could pay up to $2,762 or more
• The cost with full coverage for a teen driver can cost as much as $4,808 a year

View Chart as Image

Auto insurance rates for a Nissan Pathfinder can also vary considerably based on the trim level of your Pathfinder, your driving record, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $490 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Pathfinder insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,740 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see which company has the best rate. Every company calculates rates differently, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Nissan Pathfinder Insurance

Saving money on car insurance not only requires avoiding accidents and claims, but also having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a summary of the data that was touched on above.

• You may be able to save approximately $150 per year simply by quoting online in advance
• Policyholders who want increased liability limits will pay approximately $440 every year to go from a minimum limit to higher 250/500 limits
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $401 per month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations pay on average $1,480 more annually to insure a Nissan Pathfinder

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.