Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

The average auto insurance rates for a Nissan Pathfinder are $1,282 annually with full coverage. Comprehensive costs around $272, collision costs $436, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, with high-risk coverage costing around $2,762. Teens cost the most to insure at $4,836 a year or more.

Average premium for full coverage: $1,282

Policy rates for type of insurance:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Pathfinder trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $749
• Choosing higher $1,000 deductibles can save about $162 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,282
• Selecting more expensive low deductibles for comp and collision coverage will cost $1,592
• Higher-risk drivers with serious driving violations could pay at least $2,762 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can be $4,836 each year

View Chart as Image

Insurance rates for a Nissan Pathfinder also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,500 to $2,100 additional every year, depending on your age. High-risk driver insurance ranges from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $480 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Pathfinder insurance prices. A good driver about age 40 could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,730 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to compare rates from multiple companies. Each auto insurer calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Pathfinder Insurance

Finding cheaper rates on insurance for a Nissan Pathfinder takes being safe and accident-free, having good credit, not filing small claims, and taking advantage of discounts. Spend time shopping around every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a recap of the information touched on above.

• You may be able to save up to $150 per year simply by shopping early and online
• Youthful drivers are charged the highest rates, as much as $403 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Drivers considered higher risk that have major violations or accidents may pay on average $1,480 more every year than a low-risk driver
• Insureds who may need more liability protection will pay approximately $460 every year to raise limits from a 30/60 limit to higher 250/500 limits

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.