Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated auto insurance rates for a Nissan Pathfinder are $1,286 annually including full coverage. Comprehensive costs around $282, collision insurance costs $448, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs around $2,762. Teen drivers pay the most at up to $4,808 a year.

Average premium for full coverage: $1,286

Premium estimates for type of coverage:

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change auto insurance rates.

These rate differences highlight why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Nissan Pathfinder insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $753
• Drivers who choose higher $1,000 deductibles will pay about $166 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,286
• Choosing pricier low deductibles for comprehensive and collision insurance will cost $1,604
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,762
• An auto insurance policy with full coverage for a teenage driver for full coverage can be $4,808 a year

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Insurance prices for a Nissan Pathfinder also have a wide range based on the model of your Pathfinder, your driving characteristics, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,500 to $2,100 extra annually, depending on your age. Nissan Pathfinder insurance for high-risk drivers can cost around 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $490 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan Pathfinder insurance rates. A 40-year-old driver could pay as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,840 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Nissan Pathfinder Insurance

Finding better rates on auto insurance not only requires having a good driving record, but also having a good credit history, refrain from filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around at every other renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a brief recap of the concepts that were illustrated above.

• Drivers who tend to receive serious violations may pay on average $1,480 more every year to buy Nissan Pathfinder insurance
• Drivers age 20 and younger pay higher prices, with the cost nearing $401 per month including comprehensive and collision insurance
• You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $475 each year
• You may be able to save up to $150 per year just by quoting online well ahead of the renewal date

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.