Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,374 a year including full coverage. Comprehensive costs on average $260, collision costs $424, and liability insurance costs around $510. Liability-only coverage costs as low as $568 a year, with high-risk coverage costing around $2,966. Teenage drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why everyone should compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $807
• Using higher $1,000 deductibles will save around $154 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,374
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,674
• Drivers who are prone to accidents and violations could pay upwards of $2,966 or more
• An auto insurance policy that insures a teen driver for full coverage may cost $5,308 or more

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on the model of your Titan, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,300 extra annually, depending on your age. Nissan Titan insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $460 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $507 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Titan Insurance

Finding better rates on Nissan Titan insurance requires being a safe and courteous driver, having above-average credit, refrain from filing small claims, and bundling your home and auto policies. Compare prices at every policy renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below is a recap of the data raised in the charts and tables above.

• Drivers who require higher levels of liability will pay an extra $560 per year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $450 each year
• Teenage drivers pay the highest prices, with the cost nearing $442 per month if full coverage is included