Nissan Titan Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Nissan Titan are $1,374 a year for full coverage insurance. Comprehensive insurance costs an estimated $260 each year, collision insurance costs $424, and liability insurance costs $510. Buying just liability costs as little as $568 a year, and insurance for high-risk drivers costs $2,966 or more. Teenage drivers pay the highest rates at up to $5,308 a year.
Average premium for full coverage: $1,374
Price estimates broken down by individual coverage:
Includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Titan models.
Price Range from Low to High
For an average driver, Nissan Titan insurance prices range from the low end price of $568 for basic liability insurance to a high rate of $2,966 for a high-risk insurance policy.
Geographic Price Range
Your location has a significant impact on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.
The ranges above illustrate why all drivers should compare rates for a targeted area, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Nissan Titan insurance rates for other coverage scenarios.
- The best discount rate is $807
- Drivers who choose higher $1,000 deductibles will pay approximately $154 each year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,374
- Using low deductibles for comprehensive and collision insurance will cost an additional $300 a year
- High risk drivers who are prone to accidents and violations could pay up to $2,966
- The price that insures a teen driver can cost as much as $5,308 a year
Insurance prices for a Nissan Titan are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,300 a year. View Rates by Age
The state you live in makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$134 | -9.8% |
| Alaska | $1,054 | -$320 | -23.3% |
| Arizona | $1,142 | -$232 | -16.9% |
| Arkansas | $1,374 | -$0 | 0.0% |
| California | $1,566 | $192 | 14.0% |
| Colorado | $1,310 | -$64 | -4.7% |
| Connecticut | $1,412 | $38 | 2.8% |
| Delaware | $1,554 | $180 | 13.1% |
| Florida | $1,718 | $344 | 25.0% |
| Georgia | $1,268 | -$106 | -7.7% |
| Hawaii | $984 | -$390 | -28.4% |
| Idaho | $932 | -$442 | -32.2% |
| Illinois | $1,022 | -$352 | -25.6% |
| Indiana | $1,036 | -$338 | -24.6% |
| Iowa | $926 | -$448 | -32.6% |
| Kansas | $1,304 | -$70 | -5.1% |
| Kentucky | $1,874 | $500 | 36.4% |
| Louisiana | $2,032 | $658 | 47.9% |
| Maine | $848 | -$526 | -38.3% |
| Maryland | $1,132 | -$242 | -17.6% |
| Massachusetts | $1,098 | -$276 | -20.1% |
| Michigan | $2,386 | $1,012 | 73.7% |
| Minnesota | $1,150 | -$224 | -16.3% |
| Mississippi | $1,646 | $272 | 19.8% |
| Missouri | $1,216 | -$158 | -11.5% |
| Montana | $1,476 | $102 | 7.4% |
| Nebraska | $1,082 | -$292 | -21.3% |
| Nevada | $1,650 | $276 | 20.1% |
| New Hampshire | $992 | -$382 | -27.8% |
| New Jersey | $1,536 | $162 | 11.8% |
| New Mexico | $1,216 | -$158 | -11.5% |
| New York | $1,446 | $72 | 5.2% |
| North Carolina | $792 | -$582 | -42.4% |
| North Dakota | $1,126 | -$248 | -18.0% |
| Ohio | $948 | -$426 | -31.0% |
| Oklahoma | $1,410 | $36 | 2.6% |
| Oregon | $1,258 | -$116 | -8.4% |
| Pennsylvania | $1,308 | -$66 | -4.8% |
| Rhode Island | $1,832 | $458 | 33.3% |
| South Carolina | $1,246 | -$128 | -9.3% |
| South Dakota | $1,160 | -$214 | -15.6% |
| Tennessee | $1,202 | -$172 | -12.5% |
| Texas | $1,656 | $282 | 20.5% |
| Utah | $1,016 | -$358 | -26.1% |
| Vermont | $940 | -$434 | -31.6% |
| Virginia | $822 | -$552 | -40.2% |
| Washington | $1,060 | -$314 | -22.9% |
| West Virginia | $1,260 | -$114 | -8.3% |
| Wisconsin | $950 | -$424 | -30.9% |
| Wyoming | $1,224 | -$150 | -10.9% |
Using high physical damage deductibles could save up to $460 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $507 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Titan XE King Cab 4WD | $1,222 | $102 |
| Nissan Titan SE King Cab 4WD | $1,260 | $105 |
| Nissan Titan XE Crew Cab 4WD | $1,260 | $105 |
| Nissan Titan XE King Cab 2WD | $1,414 | $118 |
| Nissan Titan Pro-4X King Cab 4WD | $1,320 | $110 |
| Nissan Titan SE Crew Cab 4WD | $1,320 | $110 |
| Nissan Titan SE King Cab 2WD | $1,448 | $121 |
| Nissan Titan XE Crew Cab 2WD | $1,448 | $121 |
| Nissan Titan LE Crew Cab 4WD | $1,354 | $113 |
| Nissan Titan Pro-4X Crew Cab 4WD | $1,354 | $113 |
| Nissan Titan SE Crew Cab 2WD | $1,484 | $124 |
| Nissan Titan LE Crew Cab 2WD | $1,556 | $130 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Titan | $320 | $512 | $440 | $1,452 |
| 2023 Nissan Titan | $306 | $506 | $450 | $1,442 |
| 2022 Nissan Titan | $296 | $494 | $470 | $1,440 |
| 2021 Nissan Titan | $286 | $474 | $486 | $1,426 |
| 2020 Nissan Titan | $270 | $458 | $500 | $1,408 |
| 2019 Nissan Titan | $260 | $424 | $510 | $1,374 |
| 2018 Nissan Titan | $250 | $400 | $514 | $1,344 |
| 2017 Nissan Titan | $240 | $358 | $520 | $1,298 |
| 2016 Nissan Titan | $224 | $330 | $520 | $1,254 |
| 2011 Nissan Titan | $176 | $222 | $534 | $1,112 |
| 2009 Nissan Titan | $162 | $182 | $530 | $1,054 |
| 2008 Nissan Titan | $158 | $178 | $520 | $1,036 |
| 2005 Nissan Titan | $138 | $152 | $500 | $970 |
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Nissan Titan Insurance
Getting lower rates on Nissan Titan insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Compare prices at least every other year by getting quotes from direct insurance companies, and also from local insurance agencies.
The following list is a recap of the car insurance concepts covered in the above illustrations.
- High-risk drivers that have major violations or accidents may have to pay on average $1,590 more annually than a safer driver
- It is possible to save approximately $160 per year just by quoting online in advance
- Increasing physical damage deductibles can save approximately $450 each year
- Drivers who want an increased level of liability coverage will pay an extra $560 annually to go from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,308 |
| 20 | $3,158 |
| 30 | $1,418 |
| 40 | $1,374 |
| 50 | $1,258 |
| 60 | $1,234 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,674 |
| $250 | $1,536 |
| $500 | $1,374 |
| $1,000 | $1,220 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,374 |
| 50/100 | $1,669 |
| 100/300 | $1,810 |
| 250/500 | $2,176 |
| 100 CSL | $1,725 |
| 300 CSL | $2,035 |
| 500 CSL | $2,261 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,534 |
| 20 | $5,030 |
| 30 | $3,012 |
| 40 | $2,966 |
| 50 | $2,834 |
| 60 | $2,808 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $73 |
| Homeowner | $22 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $57 |
| Advance Quote | $65 |
| Online Quote | $96 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
