Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year with full coverage. Comprehensive costs approximately $260, collision costs $424, and liability costs $510. Buying just liability costs as little as $568 a year, with insurance for high-risk drivers costing around $2,966. 16-year-old drivers cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for all Titan models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. Rural locations are shown to have lower incidents of collision claims than congested cities.

The example below illustrates how location impacts auto insurance prices.

The examples above demonstrate why everyone should compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $807
• Drivers who choose higher $1,000 deductibles will pay $154 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,374
• Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,674
• Higher-risk drivers with multiple tickets or accidents could pay around $2,966 or more
• Policy cost that insures a teen driver for full coverage can cost $5,308 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the model of your Titan, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,300 extra every year, depending on your age. Nissan Titan insurance for high-risk drivers can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $460 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $507 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see which company has the best rate. Every company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Titan Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and maximizing policy discounts. Comparison shop every time your policy renews by requesting quotes from direct companies, and also from local insurance agencies.

The items below are a brief summary of the information touched on above.

• You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
• Teen drivers are expensive to insure, as much as $442 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,590 more per year to insure their Titan
• Policyholders who purchase more liability coverage will pay around $560 every year to go from a 30/60 limit to the 250/500 level