Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance rates for a Nissan Versa are $1,348 a year for full coverage insurance. Comprehensive insurance costs on average $256 each year, collision insurance costs $536, and liability insurance is estimated at $398. A liability-only policy costs approximately $460 a year, and high-risk insurance costs $2,942 or more. Teenage drivers pay the most at up to $5,118 a year.

Average premium for full coverage: $1,348

Premium estimates by type of coverage:

Includes $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why all drivers should get quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Nissan Versa insurance rates for different risk profiles and scenarios.

• The best discount rate is $770
• Choosing higher $1,000 deductibles can save around $178 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,348
• Using low deductibles for comp and collision coverage will cost an additional $354 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,942
• An auto insurance policy that insures a teen driver may cost $5,118 each year

View Chart as Image

Auto insurance prices for a Nissan Versa also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Versa insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,820 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $540 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Versa Insurance

Finding better rates on Nissan Versa insurance takes not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare prices at least once a year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following is a recap of the primary concepts that were raised in the charts and tables above.

• It is possible to save as much as $160 per year just by quoting online in advance
• High-risk drivers that have major violations or accidents may pay on average $1,590 more each year for Versa insurance
• Increasing policy deductibles can save approximately $525 each year
• Teens are charged the highest prices, with premiums being up to $427 per month if the policy includes full coverage

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.