Nissan Versa Insurance Rates
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UPDATED: May 11, 2022
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If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you.
Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.
In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.
Average insurance rates for a Nissan Versa are $1,310 a year for full coverage. Comprehensive costs on average $226 a year, collision costs $484, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $2,866. Teen drivers receive the highest rates at $5,076 a year or more.
Average premium for full coverage: $1,310
Rate estimates by individual coverage type:
Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Versa trim levels.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $2,866 for a high risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.
The diagram below illustrates the effect of location on car insurance rates.
These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below shows estimated Nissan Versa insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $752
- Drivers who choose higher $1,000 deductibles will pay around $1,150 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,310
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,626
- High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,866 or more
- The cost for full coverage for a teen driver may cost $5,076 a year
for a Nissan Versa can also vary considerably based on your driver profile, the trim level of your Versa, and policy deductibles and limits.
Older drivers and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $5,000 a year. View Rates by Age
Where you live makes a big difference in Nissan Versa insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or as much as $1,870 on average in Michigan, Louisiana, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing high deductibles could save up to $480 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 136% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Nissan Versa 1.6 SEDAN||$1,160||$97|
|Nissan Versa 1.8 S Hatchback||$1,300||$108|
|Nissan Versa 1.8 S SEDAN||$1,300||$108|
|Nissan Versa 1.8 SL Hatchback||$1,412||$118|
|Nissan Versa 1.8 SL SEDAN||$1,412||$118|
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2019 Nissan Versa||$248||$524||$416||$1,346|
|2018 Nissan Versa||$240||$502||$430||$1,330|
|2017 Nissan Versa||$226||$484||$442||$1,310|
|2016 Nissan Versa||$218||$450||$452||$1,278|
|2015 Nissan Versa||$208||$424||$456||$1,246|
|2014 Nissan Versa||$200||$380||$460||$1,198|
|2013 Nissan Versa||$188||$350||$460||$1,156|
|2012 Nissan Versa||$180||$328||$464||$1,130|
|2011 Nissan Versa||$176||$306||$474||$1,114|
|2009 Nissan Versa||$158||$258||$478||$1,052|
|2008 Nissan Versa||$148||$236||$474||$1,016|
|2007 Nissan Versa||$140||$214||$474||$986|
Rates are averaged for all Nissan Versa models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Nissan Versa Insurance
Saving money on Nissan Versa insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.
Here is a summary of the information that was covered in this article.
- Increasing deductibles can save around $475 each year
- Drivers can save as much as $160 per year simply by quoting early and online
- Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
- Young drivers pay the highest rates, costing as high as $423 per month for full coverage
- High-risk drivers that have multiple accidents or serious violations will pay on average $1,560 more each year for insurance
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.
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What are the safety ratings of the Nissan Versa Note?
The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.
Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): N/R
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: N/R
- Roof strength: N/R
- Head restraints and seats: N/R
For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.
Nissan Versa Note Compared Against Other Vehicles in the Same Class
If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.
Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.
Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$96|
|5-yr Claim Free||$85|
|Paid in Full/EFT||$59|
Discounts are estimated and may not be available from every company or in every state.