Porsche 718 Cayman Insurance Rates
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Michelle Robbins
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UPDATED: May 27, 2024
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Estimated insurance rates for a Porsche 718 Cayman are $1,784 a year for full coverage. Comprehensive insurance costs approximately $372, collision costs $798, and liability costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing $3,906 or more. Teens pay the most at $6,582 a year or more.
Average premium for full coverage: $1,784
Premium estimates by type of coverage:
Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all 718 Cayman models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Porsche 718 Cayman go from as low as $508 for your basic liability-only policy to the much higher price of $3,906 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Your location can make a big difference on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.
The example below illustrates how rural and urban location affects auto insurance prices.
These rate differences show why everyone should compare rates using their specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Porsche 718 Cayman insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $991
- Drivers who choose higher $1,000 deductibles will pay $266 a year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,784
- Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $522 annually
- Drivers with serious driving violations could pay around $3,906 or more
- An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost $6,582 a year
Insurance prices for a Porsche 718 Cayman also have a wide range based on your driving characteristics, the trim level of your 718 Cayman, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high deductibles may pay as low as $1,600 per year on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $6,500 a year. View Rates by Age
Where you choose to live makes a big difference in Porsche 718 Cayman insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,540 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,614 | -$170 | -9.5% |
| Alaska | $1,370 | -$414 | -23.2% |
| Arizona | $1,480 | -$304 | -17.0% |
| Arkansas | $1,784 | -$0 | 0.0% |
| California | $2,034 | $250 | 14.0% |
| Colorado | $1,706 | -$78 | -4.4% |
| Connecticut | $1,834 | $50 | 2.8% |
| Delaware | $2,018 | $234 | 13.1% |
| Florida | $2,232 | $448 | 25.1% |
| Georgia | $1,648 | -$136 | -7.6% |
| Hawaii | $1,282 | -$502 | -28.1% |
| Idaho | $1,206 | -$578 | -32.4% |
| Illinois | $1,330 | -$454 | -25.4% |
| Indiana | $1,344 | -$440 | -24.7% |
| Iowa | $1,206 | -$578 | -32.4% |
| Kansas | $1,696 | -$88 | -4.9% |
| Kentucky | $2,434 | $650 | 36.4% |
| Louisiana | $2,640 | $856 | 48.0% |
| Maine | $1,102 | -$682 | -38.2% |
| Maryland | $1,470 | -$314 | -17.6% |
| Massachusetts | $1,428 | -$356 | -20.0% |
| Michigan | $3,100 | $1,316 | 73.8% |
| Minnesota | $1,494 | -$290 | -16.3% |
| Mississippi | $2,138 | $354 | 19.8% |
| Missouri | $1,582 | -$202 | -11.3% |
| Montana | $1,918 | $134 | 7.5% |
| Nebraska | $1,404 | -$380 | -21.3% |
| Nevada | $2,138 | $354 | 19.8% |
| New Hampshire | $1,286 | -$498 | -27.9% |
| New Jersey | $1,994 | $210 | 11.8% |
| New Mexico | $1,580 | -$204 | -11.4% |
| New York | $1,880 | $96 | 5.4% |
| North Carolina | $1,028 | -$756 | -42.4% |
| North Dakota | $1,460 | -$324 | -18.2% |
| Ohio | $1,230 | -$554 | -31.1% |
| Oklahoma | $1,832 | $48 | 2.7% |
| Oregon | $1,634 | -$150 | -8.4% |
| Pennsylvania | $1,702 | -$82 | -4.6% |
| Rhode Island | $2,380 | $596 | 33.4% |
| South Carolina | $1,614 | -$170 | -9.5% |
| South Dakota | $1,506 | -$278 | -15.6% |
| Tennessee | $1,562 | -$222 | -12.4% |
| Texas | $2,150 | $366 | 20.5% |
| Utah | $1,322 | -$462 | -25.9% |
| Vermont | $1,222 | -$562 | -31.5% |
| Virginia | $1,068 | -$716 | -40.1% |
| Washington | $1,378 | -$406 | -22.8% |
| West Virginia | $1,634 | -$150 | -8.4% |
| Wisconsin | $1,236 | -$548 | -30.7% |
| Wyoming | $1,590 | -$194 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $790 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying anywhere from $2,100 to $2,900 extra annually, depending on your age. Porsche 718 Cayman insurance for high-risk drivers can cost from 44% to 131% more than the average policy. View High Risk Driver Rates
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Every company calculates prices differently, so the prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $476 | $1,020 | $390 | $2,044 |
| 2023 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2022 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2021 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2020 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2019 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2018 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2017 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Porsche 718 Cayman Insurance
Finding better rates on insurance for a Porsche 718 Cayman not only requires having a decent driving record, but also maintaining good credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around every other policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following items are a quick rundown of the ideas that were raised in the charts and tables above.
- 16 to 18-year-old drivers are expensive to insure, as much as $549 per month for full coverage
- Drivers considered higher risk with reckless driving or DUI convictions may pay on average $2,120 more per year than a driver with a clean driving record
- Increasing policy deductibles can save around $800 each year
- Drivers can save around $220 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,582 |
| 20 | $4,170 |
| 30 | $1,872 |
| 40 | $1,784 |
| 50 | $1,628 |
| 60 | $1,600 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,306 |
| $250 | $2,062 |
| $500 | $1,784 |
| $1,000 | $1,518 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,784 |
| 50/100 | $1,875 |
| 100/300 | $1,989 |
| 250/500 | $2,286 |
| 100 CSL | $1,921 |
| 300 CSL | $2,172 |
| 500 CSL | $2,354 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,452 |
| 20 | $6,658 |
| 30 | $4,004 |
| 40 | $3,906 |
| 50 | $3,730 |
| 60 | $3,700 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $96 |
| Homeowner | $25 |
| 5-yr Accident Free | $142 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $89 |
| Advance Quote | $94 |
| Online Quote | $130 |
| Total Discounts | $793 |
Discounts are estimated and may not be available from every company or in every state.
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