Porsche 718 Cayman Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 27, 2024
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Estimated insurance prices for a Porsche 718 Cayman are $1,690 every 12 months including full coverage. Comprehensive costs around $356, collision insurance costs $716, and liability coverage costs $460. A policy with only liability insurance costs as little as $510 a year, and a high-risk policy costs around $3,688. 16-year-old drivers pay the most at up to $6,258 a year.
Average premium for full coverage: $1,690
Premium estimates for type of coverage:
These estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different 718 Cayman trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Porsche 718 Cayman range from the cheapest price of $510 for your basic liability-only policy to a much higher rate of $3,688 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates the difference location can make on auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Porsche 718 Cayman insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $948
- Drivers who choose higher $1,000 deductibles will pay about $244 every year
- The average price for a 40-year-old good driver using $500 deductibles is $1,690
- Buying more expensive low deductibles for comprehensive and collision insurance increases the price to $2,166
- High-risk insureds with multiple tickets or accidents could pay at least $3,688
- An auto insurance policy to insure a teenage driver with full coverage can be $6,258 a year
Car insurance prices for a Porsche 718 Cayman also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.
Opting for high physical damage deductibles could save up to $720 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may only pay around $1,600 per year on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $6,200 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $2,000 to $2,800 extra annually, depending on your age. High-risk driver insurance can cost around 45% to 132% more than the average rate. View High Risk Driver Rates
Where you choose to live makes a big difference in Porsche 718 Cayman insurance rates. A 40-year-old driver could pay as low as $1,300 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,410 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,528 | -$162 | -9.6% |
| Alaska | $1,296 | -$394 | -23.3% |
| Arizona | $1,404 | -$286 | -16.9% |
| Arkansas | $1,690 | -$0 | 0.0% |
| California | $1,926 | $236 | 14.0% |
| Colorado | $1,616 | -$74 | -4.4% |
| Connecticut | $1,738 | $48 | 2.8% |
| Delaware | $1,914 | $224 | 13.3% |
| Florida | $2,114 | $424 | 25.1% |
| Georgia | $1,562 | -$128 | -7.6% |
| Hawaii | $1,214 | -$476 | -28.2% |
| Idaho | $1,144 | -$546 | -32.3% |
| Illinois | $1,260 | -$430 | -25.4% |
| Indiana | $1,272 | -$418 | -24.7% |
| Iowa | $1,140 | -$550 | -32.5% |
| Kansas | $1,606 | -$84 | -5.0% |
| Kentucky | $2,306 | $616 | 36.4% |
| Louisiana | $2,502 | $812 | 48.0% |
| Maine | $1,044 | -$646 | -38.2% |
| Maryland | $1,394 | -$296 | -17.5% |
| Massachusetts | $1,352 | -$338 | -20.0% |
| Michigan | $2,936 | $1,246 | 73.7% |
| Minnesota | $1,416 | -$274 | -16.2% |
| Mississippi | $2,024 | $334 | 19.8% |
| Missouri | $1,500 | -$190 | -11.2% |
| Montana | $1,816 | $126 | 7.5% |
| Nebraska | $1,332 | -$358 | -21.2% |
| Nevada | $2,028 | $338 | 20.0% |
| New Hampshire | $1,218 | -$472 | -27.9% |
| New Jersey | $1,890 | $200 | 11.8% |
| New Mexico | $1,498 | -$192 | -11.4% |
| New York | $1,782 | $92 | 5.4% |
| North Carolina | $974 | -$716 | -42.4% |
| North Dakota | $1,384 | -$306 | -18.1% |
| Ohio | $1,168 | -$522 | -30.9% |
| Oklahoma | $1,736 | $46 | 2.7% |
| Oregon | $1,548 | -$142 | -8.4% |
| Pennsylvania | $1,612 | -$78 | -4.6% |
| Rhode Island | $2,256 | $566 | 33.5% |
| South Carolina | $1,530 | -$160 | -9.5% |
| South Dakota | $1,426 | -$264 | -15.6% |
| Tennessee | $1,480 | -$210 | -12.4% |
| Texas | $2,038 | $348 | 20.6% |
| Utah | $1,252 | -$438 | -25.9% |
| Vermont | $1,158 | -$532 | -31.5% |
| Virginia | $1,014 | -$676 | -40.0% |
| Washington | $1,308 | -$382 | -22.6% |
| West Virginia | $1,548 | -$142 | -8.4% |
| Wisconsin | $1,170 | -$520 | -30.8% |
| Wyoming | $1,508 | -$182 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2023 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2022 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2021 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2020 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2019 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2018 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
| 2017 Porsche 718 Cayman | $334 | $658 | $460 | $1,610 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Porsche 718 Cayman Insurance
Finding better rates on auto insurance not only requires being a good driver, but also maintaining a good credit score, refrain from filing small claims, and consideration of higher deductibles. Make time to compare rates at every policy renewal by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.
The following list is a brief summary of the data touched on in this article.
- Consumers who may need an increased level of liability coverage will pay around $510 per year to go from 30/60 bodily injury limits to a 250/500 level
- You may be able to save up to $210 per year just by shopping early and online
- Increasing policy deductibles could save as much as $725 each year
- Drivers age 16 to 20 are the costliest to insure, with the cost nearing $522 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $3,934 |
| 30 | $1,770 |
| 40 | $1,690 |
| 50 | $1,544 |
| 60 | $1,516 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,166 |
| $250 | $1,944 |
| $500 | $1,690 |
| $1,000 | $1,446 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,690 |
| 50/100 | $1,782 |
| 100/300 | $1,897 |
| 250/500 | $2,196 |
| 100 CSL | $1,828 |
| 300 CSL | $2,081 |
| 500 CSL | $2,265 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,970 |
| 20 | $6,272 |
| 30 | $3,778 |
| 40 | $3,688 |
| 50 | $3,522 |
| 60 | $3,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $92 |
| Multi-vehicle | $90 |
| Homeowner | $25 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $112 |
| Paid in Full/EFT | $82 |
| Advance Quote | $87 |
| Online Quote | $123 |
| Total Discounts | $742 |
Discounts are estimated and may not be available from every company or in every state.
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