Porsche 718 Cayman Insurance Rates

The average insurance prices for a Porsche 718 Cayman are $1,690 every 12 months for full coverage. Comprehensive costs on average $356 a year, collision insurance costs $716, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $3,688. 16-year-old drivers cost the most to insure at up to $6,258 a year.

Average premium for full coverage: $1,690

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and 718 Cayman trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have more infrequent accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Porsche 718 Cayman insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $948
• Using higher $1,000 deductibles will save around $1,446 a year
• The average price for a good driver age 40 with $500 deductibles is $1,690
• Buying low $100 deductibles for physical damage coverage increases the price to $2,166
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,688
• Policy cost to insure a teenage driver may cost $6,258 or more

View Chart as Image

Insurance rates for a Porsche 718 Cayman also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your 718 Cayman.

Opting for high physical damage deductibles could cut rates by as much as $720 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $6,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $2,000 to $2,800 extra every year, depending on your age. A high-risk auto insurance policy can be around 45% to 132% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Porsche 718 Cayman insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like Idaho, Maine, and Iowa, or at least $2,410 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Low Cost Porsche 718 Cayman Insurance

Finding cheaper rates on auto insurance requires being a good driver, having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates at every policy renewal by getting price quotes from direct carriers, and also from local independent and exclusive agents.

The following list is a review of the data covered above.

• Consumers who require an increased level of liability coverage will pay around $510 each year to increase from a 30/60 limit to a 250/500 level
• Drivers can save as much as $210 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $725 each year
• Drivers age 16 to 20 pay the highest rates, costing up to $522 each month if they have full coverage