Porsche 718 Cayman Insurance Rates

U.S. average insurance rates for a Porsche 718 Cayman are $1,690 a year with full coverage. Comprehensive insurance costs around $356 a year, collision insurance costs $716, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $3,688 or more. 16-year-old drivers pay the highest rates at up to $6,258 a year.

Average premium for full coverage: $1,690

Price estimates for individual coverage:

Rates are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and 718 Cayman trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. Areas with sparse population have a lower frequency of collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Porsche 718 Cayman insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $948
• Drivers who choose higher $1,000 deductibles will pay about $1,446 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,690
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $476 annually
• Drivers with multiple tickets or accidents could pay at least $3,688
• The price for full coverage for a 16-year-old driver can be $6,258 a year

View Chart as Image

Car insurance prices for a Porsche 718 Cayman are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,600 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $6,200 a year. View Rates by Age

The state you live in makes a big difference in Porsche 718 Cayman insurance prices. A 40-year-old driver could pay as low as $1,220 a year in states like New Hampshire, Ohio, and Utah, or at least $2,280 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $720 annually, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $2,000 to $2,800 extra each year, depending on your age. A high-risk auto insurance policy can cost from 45% to 132% more than the average rate. View High Risk Driver Rates

How to Find the Best Cheap Porsche 718 Cayman Insurance

Getting lower rates on insurance for a Porsche 718 Cayman not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every other policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a quick review of the ideas that were raised in the charts and tables above.

• Teenage drivers are the costliest to insure, costing up to $522 a month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $2,000 more every year for auto insurance
• Increasing physical damage deductibles can save around $725 each year
• You may be able to save up to $210 per year just by quoting early and online