Porsche 718 Cayman Insurance Rates

U.S. average insurance prices for a Porsche 718 Cayman are $1,784 every 12 months for full coverage. Comprehensive costs an estimated $372 a year, collision insurance costs $798, and liability insurance is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs around $3,906. Teen drivers pay the highest rates at up to $6,582 a year.

Average premium for full coverage: $1,784

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and 718 Cayman trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations have more infrequent accident claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

The ranges above show why it is important to compare rates quotes for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Porsche 718 Cayman insurance rates for other coverage scenarios.

• The lowest rate with discounts is $991
• Raising to $1,000 deductibles will save approximately $1,518 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,784
• Choosing low $100 deductibles increases the price to $2,306
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,906
• The price to insure a teen driver can cost as much as $6,582

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Auto insurance prices for a Porsche 718 Cayman are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $790 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,600 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay at least $6,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $2,100 to $2,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 131% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Porsche 718 Cayman insurance rates. A middle-age driver might find prices as low as $1,180 a year in states like Iowa, Maine, and Idaho, or as much as $2,540 on average in New York, Louisiana, and Michigan.

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How to Shop for Cheap Porsche 718 Cayman Insurance

Getting lower rates on Porsche 718 Cayman insurance consists of having a decent driving record, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Spend time shopping around every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief summary of the coverage data touched on above.

• Drivers can save approximately $220 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $800 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $549 a month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations pay on average $2,120 more annually than a driver with a clean driving record