Porsche 718 Cayman Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
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Average auto insurance rates for a Porsche 718 Cayman are $1,690 annually with full coverage. Comprehensive insurance costs an estimated $356 each year, collision insurance costs $716, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs $3,688 or more. Teenage drivers receive the highest rates at up to $6,258 a year.
Average premium for full coverage: $1,690
Rate estimates broken down by individual coverage type:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and 718 Cayman models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as cheap as $510 for a discount liability-only rate to a high rate of $3,688 for a driver who requires high-risk insurance.
Price Range by Location
Your location can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.
These examples demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Porsche 718 Cayman insurance rates for other coverage scenarios.
- The best discount rate is $948
- Drivers who choose higher $1,000 deductibles will pay approximately $244 annually
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,690
- Using low deductibles for comprehensive and collision insurance costs an additional $476 annually
- Drivers who are prone to accidents and violations could pay up to $3,688
- The cost with full coverage for a 16-year-old driver can cost as much as $6,258 a year
Insurance rates for a Porsche 718 Cayman can also vary considerably based on the trim level of your 718 Cayman, your driving record, and liability limits and deductibles.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,600 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $6,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out $2,000 to $2,800 additional per year, depending on your age. Insurance for high-risk drivers can cost from 45% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $720 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Porsche 718 Cayman insurance prices. A 40-year-old driver could pay as low as $1,220 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,280 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,528 | -$162 | -9.6% |
| Alaska | $1,296 | -$394 | -23.3% |
| Arizona | $1,404 | -$286 | -16.9% |
| Arkansas | $1,690 | -$0 | 0.0% |
| California | $1,926 | $236 | 14.0% |
| Colorado | $1,616 | -$74 | -4.4% |
| Connecticut | $1,738 | $48 | 2.8% |
| Delaware | $1,914 | $224 | 13.3% |
| Florida | $2,114 | $424 | 25.1% |
| Georgia | $1,562 | -$128 | -7.6% |
| Hawaii | $1,214 | -$476 | -28.2% |
| Idaho | $1,144 | -$546 | -32.3% |
| Illinois | $1,260 | -$430 | -25.4% |
| Indiana | $1,272 | -$418 | -24.7% |
| Iowa | $1,140 | -$550 | -32.5% |
| Kansas | $1,606 | -$84 | -5.0% |
| Kentucky | $2,306 | $616 | 36.4% |
| Louisiana | $2,502 | $812 | 48.0% |
| Maine | $1,044 | -$646 | -38.2% |
| Maryland | $1,394 | -$296 | -17.5% |
| Massachusetts | $1,352 | -$338 | -20.0% |
| Michigan | $2,936 | $1,246 | 73.7% |
| Minnesota | $1,416 | -$274 | -16.2% |
| Mississippi | $2,024 | $334 | 19.8% |
| Missouri | $1,500 | -$190 | -11.2% |
| Montana | $1,816 | $126 | 7.5% |
| Nebraska | $1,332 | -$358 | -21.2% |
| Nevada | $2,028 | $338 | 20.0% |
| New Hampshire | $1,218 | -$472 | -27.9% |
| New Jersey | $1,890 | $200 | 11.8% |
| New Mexico | $1,498 | -$192 | -11.4% |
| New York | $1,782 | $92 | 5.4% |
| North Carolina | $974 | -$716 | -42.4% |
| North Dakota | $1,384 | -$306 | -18.1% |
| Ohio | $1,168 | -$522 | -30.9% |
| Oklahoma | $1,736 | $46 | 2.7% |
| Oregon | $1,548 | -$142 | -8.4% |
| Pennsylvania | $1,612 | -$78 | -4.6% |
| Rhode Island | $2,256 | $566 | 33.5% |
| South Carolina | $1,530 | -$160 | -9.5% |
| South Dakota | $1,426 | -$264 | -15.6% |
| Tennessee | $1,480 | -$210 | -12.4% |
| Texas | $2,038 | $348 | 20.6% |
| Utah | $1,252 | -$438 | -25.9% |
| Vermont | $1,158 | -$532 | -31.5% |
| Virginia | $1,014 | -$676 | -40.0% |
| Washington | $1,308 | -$382 | -22.6% |
| West Virginia | $1,548 | -$142 | -8.4% |
| Wisconsin | $1,170 | -$520 | -30.8% |
| Wyoming | $1,508 | -$182 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2023 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2022 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2021 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2020 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2019 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2018 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
| 2017 Porsche 718 Cayman | $334 | $658 | $460 | $1,610 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Porsche 718 Cayman Insurance
Saving money on insurance for a Porsche 718 Cayman not only requires avoiding accidents and violations, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every other renewal by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a summary of the concepts that were covered above.
- Drivers considered higher risk who have multiple accidents or major violations pay on average $2,000 more annually for car insurance
- Teenagers are expensive to insure, with premiums as much as $522 per month if they have full coverage
- You may be able to save approximately $210 per year just by quoting online in advance
- Increasing deductibles could save up to $725 each year
- You may be able to save approximately $210 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $3,934 |
| 30 | $1,770 |
| 40 | $1,690 |
| 50 | $1,544 |
| 60 | $1,516 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,166 |
| $250 | $1,944 |
| $500 | $1,690 |
| $1,000 | $1,446 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,690 |
| 50/100 | $1,782 |
| 100/300 | $1,897 |
| 250/500 | $2,196 |
| 100 CSL | $1,828 |
| 300 CSL | $2,081 |
| 500 CSL | $2,265 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,970 |
| 20 | $6,272 |
| 30 | $3,778 |
| 40 | $3,688 |
| 50 | $3,522 |
| 60 | $3,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $92 |
| Multi-vehicle | $90 |
| Homeowner | $25 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $112 |
| Paid in Full/EFT | $82 |
| Advance Quote | $87 |
| Online Quote | $123 |
| Total Discounts | $742 |
Discounts are estimated and may not be available from every company or in every state.
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