Porsche 718 Cayman Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 27, 2024
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U.S. average insurance rates for a Porsche 718 Cayman are $1,690 a year including full coverage. Comprehensive insurance costs approximately $356 a year, collision costs $716, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $3,688 or more. Teens pay the highest rates at $6,258 a year or more.
Average premium for full coverage: $1,690
Price estimates by individual coverage:
Rates are based on $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and 718 Cayman trim levels.
Price Range from Low to High
For the average 40-year-old driver, Porsche 718 Cayman insurance prices go from as low as $510 for just liability insurance to a high of $3,688 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can make a big difference on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates the difference location can make on auto insurance prices.
The ranges above highlight why it is important to compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Porsche 718 Cayman insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $948
- Raising to $1,000 deductibles will save $1,446 every year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,690
- Selecting low $100 deductibles will cost an extra $476 annually
- Drivers with serious driving violations could pay around $3,688 or more
- The price for full coverage for a 16-year-old driver can cost $6,258
Car insurance prices for a Porsche 718 Cayman are also quite variable based on your driving record, the model of your 718 Cayman, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high deductibles may pay as low as $1,600 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $6,200 a year. View Rates by Age
The state you live in also has a big influence on Porsche 718 Cayman insurance prices. A middle-age driver might find prices as low as $1,300 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,410 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,528 | -$162 | -9.6% |
| Alaska | $1,296 | -$394 | -23.3% |
| Arizona | $1,404 | -$286 | -16.9% |
| Arkansas | $1,690 | -$0 | 0.0% |
| California | $1,926 | $236 | 14.0% |
| Colorado | $1,616 | -$74 | -4.4% |
| Connecticut | $1,738 | $48 | 2.8% |
| Delaware | $1,914 | $224 | 13.3% |
| Florida | $2,114 | $424 | 25.1% |
| Georgia | $1,562 | -$128 | -7.6% |
| Hawaii | $1,214 | -$476 | -28.2% |
| Idaho | $1,144 | -$546 | -32.3% |
| Illinois | $1,260 | -$430 | -25.4% |
| Indiana | $1,272 | -$418 | -24.7% |
| Iowa | $1,140 | -$550 | -32.5% |
| Kansas | $1,606 | -$84 | -5.0% |
| Kentucky | $2,306 | $616 | 36.4% |
| Louisiana | $2,502 | $812 | 48.0% |
| Maine | $1,044 | -$646 | -38.2% |
| Maryland | $1,394 | -$296 | -17.5% |
| Massachusetts | $1,352 | -$338 | -20.0% |
| Michigan | $2,936 | $1,246 | 73.7% |
| Minnesota | $1,416 | -$274 | -16.2% |
| Mississippi | $2,024 | $334 | 19.8% |
| Missouri | $1,500 | -$190 | -11.2% |
| Montana | $1,816 | $126 | 7.5% |
| Nebraska | $1,332 | -$358 | -21.2% |
| Nevada | $2,028 | $338 | 20.0% |
| New Hampshire | $1,218 | -$472 | -27.9% |
| New Jersey | $1,890 | $200 | 11.8% |
| New Mexico | $1,498 | -$192 | -11.4% |
| New York | $1,782 | $92 | 5.4% |
| North Carolina | $974 | -$716 | -42.4% |
| North Dakota | $1,384 | -$306 | -18.1% |
| Ohio | $1,168 | -$522 | -30.9% |
| Oklahoma | $1,736 | $46 | 2.7% |
| Oregon | $1,548 | -$142 | -8.4% |
| Pennsylvania | $1,612 | -$78 | -4.6% |
| Rhode Island | $2,256 | $566 | 33.5% |
| South Carolina | $1,530 | -$160 | -9.5% |
| South Dakota | $1,426 | -$264 | -15.6% |
| Tennessee | $1,480 | -$210 | -12.4% |
| Texas | $2,038 | $348 | 20.6% |
| Utah | $1,252 | -$438 | -25.9% |
| Vermont | $1,158 | -$532 | -31.5% |
| Virginia | $1,014 | -$676 | -40.0% |
| Washington | $1,308 | -$382 | -22.6% |
| West Virginia | $1,548 | -$142 | -8.4% |
| Wisconsin | $1,170 | -$520 | -30.8% |
| Wyoming | $1,508 | -$182 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $720 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $2,000 to $2,800 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 132% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Every auto insurance company calculates prices differently, so rate quotes may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2023 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2022 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2021 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2020 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2019 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2018 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
| 2017 Porsche 718 Cayman | $334 | $658 | $460 | $1,610 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Porsche 718 Cayman Insurance
Getting lower rates on insurance for a Porsche 718 Cayman consists of being a safe and courteous driver, having above-average credit, being claim-free, and avoiding coverage lapses. Make time to compare rates every year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
Below is a quick review of the coverage data touched on in this article.
- You may be able to save around $210 per year simply by quoting early and online
- Increasing physical damage deductibles can save around $725 each year
- Teenage drivers pay the highest auto insurance prices, possibly costing $522 a month if full coverage is included
- Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $2,000 more per year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $3,934 |
| 30 | $1,770 |
| 40 | $1,690 |
| 50 | $1,544 |
| 60 | $1,516 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,166 |
| $250 | $1,944 |
| $500 | $1,690 |
| $1,000 | $1,446 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,690 |
| 50/100 | $1,782 |
| 100/300 | $1,897 |
| 250/500 | $2,196 |
| 100 CSL | $1,828 |
| 300 CSL | $2,081 |
| 500 CSL | $2,265 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,970 |
| 20 | $6,272 |
| 30 | $3,778 |
| 40 | $3,688 |
| 50 | $3,522 |
| 60 | $3,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $92 |
| Multi-vehicle | $90 |
| Homeowner | $25 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $112 |
| Paid in Full/EFT | $82 |
| Advance Quote | $87 |
| Online Quote | $123 |
| Total Discounts | $742 |
Discounts are estimated and may not be available from every company or in every state.
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