Porsche 718 Cayman Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Porsche 718 Cayman are $1,690 every 12 months for full coverage insurance. Comprehensive costs an estimated $356, collision insurance costs $716, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $3,688. Teenage drivers cost the most to insure at up to $6,258 a year.
Average premium for full coverage: $1,690
Policy rates broken down by type of insurance:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all 718 Cayman models.
Price Range Variability
For the normal driver, Porsche 718 Cayman insurance rates range from the cheapest price of $510 for the bare minimum liability coverage to the much higher price of $3,688 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than densely populated cities. The example below illustrates how geographic area affects insurance prices.
The examples above illustrate why everyone should compare rates quotes for a targeted area and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Porsche 718 Cayman insurance rates for other coverage scenarios.
- The best discount rate is $948
- Raising to $1,000 deductibles will save approximately $244 each year
- The average price for a good driver age 40 who has $500 deductibles is $1,690
- Using pricier low deductibles increases the price to $2,166
- Higher-risk drivers who are prone to accidents and violations could pay up to $3,688
- Policy cost to insure a teen driver for full coverage can cost as much as $6,258
Insurance rates for a Porsche 718 Cayman also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.
Using high physical damage deductibles can reduce rates by up to $720 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles could pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $6,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying $2,000 to $2,800 extra every year, depending on your age. Porsche 718 Cayman insurance for high-risk drivers is expensive and can cost anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates
Your home state also has a big influence on Porsche 718 Cayman insurance rates. A middle-age driver might find rates as low as $1,110 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,280 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,528 | -$162 | -9.6% |
| Alaska | $1,296 | -$394 | -23.3% |
| Arizona | $1,404 | -$286 | -16.9% |
| Arkansas | $1,690 | -$0 | 0.0% |
| California | $1,926 | $236 | 14.0% |
| Colorado | $1,616 | -$74 | -4.4% |
| Connecticut | $1,738 | $48 | 2.8% |
| Delaware | $1,914 | $224 | 13.3% |
| Florida | $2,114 | $424 | 25.1% |
| Georgia | $1,562 | -$128 | -7.6% |
| Hawaii | $1,214 | -$476 | -28.2% |
| Idaho | $1,144 | -$546 | -32.3% |
| Illinois | $1,260 | -$430 | -25.4% |
| Indiana | $1,272 | -$418 | -24.7% |
| Iowa | $1,140 | -$550 | -32.5% |
| Kansas | $1,606 | -$84 | -5.0% |
| Kentucky | $2,306 | $616 | 36.4% |
| Louisiana | $2,502 | $812 | 48.0% |
| Maine | $1,044 | -$646 | -38.2% |
| Maryland | $1,394 | -$296 | -17.5% |
| Massachusetts | $1,352 | -$338 | -20.0% |
| Michigan | $2,936 | $1,246 | 73.7% |
| Minnesota | $1,416 | -$274 | -16.2% |
| Mississippi | $2,024 | $334 | 19.8% |
| Missouri | $1,500 | -$190 | -11.2% |
| Montana | $1,816 | $126 | 7.5% |
| Nebraska | $1,332 | -$358 | -21.2% |
| Nevada | $2,028 | $338 | 20.0% |
| New Hampshire | $1,218 | -$472 | -27.9% |
| New Jersey | $1,890 | $200 | 11.8% |
| New Mexico | $1,498 | -$192 | -11.4% |
| New York | $1,782 | $92 | 5.4% |
| North Carolina | $974 | -$716 | -42.4% |
| North Dakota | $1,384 | -$306 | -18.1% |
| Ohio | $1,168 | -$522 | -30.9% |
| Oklahoma | $1,736 | $46 | 2.7% |
| Oregon | $1,548 | -$142 | -8.4% |
| Pennsylvania | $1,612 | -$78 | -4.6% |
| Rhode Island | $2,256 | $566 | 33.5% |
| South Carolina | $1,530 | -$160 | -9.5% |
| South Dakota | $1,426 | -$264 | -15.6% |
| Tennessee | $1,480 | -$210 | -12.4% |
| Texas | $2,038 | $348 | 20.6% |
| Utah | $1,252 | -$438 | -25.9% |
| Vermont | $1,158 | -$532 | -31.5% |
| Virginia | $1,014 | -$676 | -40.0% |
| Washington | $1,308 | -$382 | -22.6% |
| West Virginia | $1,548 | -$142 | -8.4% |
| Wisconsin | $1,170 | -$520 | -30.8% |
| Wyoming | $1,508 | -$182 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2023 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2022 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2021 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2020 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2019 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2018 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
| 2017 Porsche 718 Cayman | $334 | $658 | $460 | $1,610 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Porsche 718 Cayman Insurance
Finding cheaper rates on Porsche 718 Cayman insurance consists of being a good driver, having good credit, being claim-free, and deciding if full coverage is necessary. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.
The following list is a brief review of the information presented in the illustrations above.
- It is possible to save approximately $210 per year just by quoting online well ahead of the renewal date
- Drivers age 16 to 20 are charged the highest rates, possibly costing $522 each month if they have full coverage
- Increasing comprehensive and collision deductibles could save as much as $725 each year
- High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $2,000 more annually than a safer driver
- Drivers who want an increased level of liability coverage will pay an extra $510 annually to raise from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $3,934 |
| 30 | $1,770 |
| 40 | $1,690 |
| 50 | $1,544 |
| 60 | $1,516 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,166 |
| $250 | $1,944 |
| $500 | $1,690 |
| $1,000 | $1,446 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,690 |
| 50/100 | $1,782 |
| 100/300 | $1,897 |
| 250/500 | $2,196 |
| 100 CSL | $1,828 |
| 300 CSL | $2,081 |
| 500 CSL | $2,265 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,970 |
| 20 | $6,272 |
| 30 | $3,778 |
| 40 | $3,688 |
| 50 | $3,522 |
| 60 | $3,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $92 |
| Multi-vehicle | $90 |
| Homeowner | $25 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $112 |
| Paid in Full/EFT | $82 |
| Advance Quote | $87 |
| Online Quote | $123 |
| Total Discounts | $742 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
