Porsche 718 Cayman Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 27, 2024
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The average auto insurance rates for a Porsche 718 Cayman are $1,690 annually for full coverage. Comprehensive costs around $356, collision insurance costs $716, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $3,688. 16-year-old drivers cost the most to insure at up to $6,258 a year.
Average premium for full coverage: $1,690
Policy rates for type of insurance:
Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all 718 Cayman models.
Price Range Variability
For a 40-year-old driver, Porsche 718 Cayman insurance rates range from as cheap as $510 for a discount liability-only rate to the much higher price of $3,688 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location has a large influence on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than congested cities. The example below illustrates how your location can change auto insurance rates.
The examples above show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Porsche 718 Cayman insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $948
- Drivers who choose higher $1,000 deductibles will pay about $244 a year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,690
- Buying pricier low deductibles for comprehensive and collision insurance will cost $2,166
- High-risk insureds with multiple tickets or accidents could pay at least $3,688
- Policy cost with full coverage for a teenage driver for full coverage can be $6,258 a year
Auto insurance rates for a Porsche 718 Cayman also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.
A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,600 per year on average, or $133 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $6,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying at least $2,000 to $2,800 in extra premium every year, depending on your age. Porsche 718 Cayman insurance for high-risk drivers can cost around 45% to 132% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $720 a year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Porsche 718 Cayman insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Idaho, Maine, and Iowa, or at least $2,410 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,528 | -$162 | -9.6% |
| Alaska | $1,296 | -$394 | -23.3% |
| Arizona | $1,404 | -$286 | -16.9% |
| Arkansas | $1,690 | -$0 | 0.0% |
| California | $1,926 | $236 | 14.0% |
| Colorado | $1,616 | -$74 | -4.4% |
| Connecticut | $1,738 | $48 | 2.8% |
| Delaware | $1,914 | $224 | 13.3% |
| Florida | $2,114 | $424 | 25.1% |
| Georgia | $1,562 | -$128 | -7.6% |
| Hawaii | $1,214 | -$476 | -28.2% |
| Idaho | $1,144 | -$546 | -32.3% |
| Illinois | $1,260 | -$430 | -25.4% |
| Indiana | $1,272 | -$418 | -24.7% |
| Iowa | $1,140 | -$550 | -32.5% |
| Kansas | $1,606 | -$84 | -5.0% |
| Kentucky | $2,306 | $616 | 36.4% |
| Louisiana | $2,502 | $812 | 48.0% |
| Maine | $1,044 | -$646 | -38.2% |
| Maryland | $1,394 | -$296 | -17.5% |
| Massachusetts | $1,352 | -$338 | -20.0% |
| Michigan | $2,936 | $1,246 | 73.7% |
| Minnesota | $1,416 | -$274 | -16.2% |
| Mississippi | $2,024 | $334 | 19.8% |
| Missouri | $1,500 | -$190 | -11.2% |
| Montana | $1,816 | $126 | 7.5% |
| Nebraska | $1,332 | -$358 | -21.2% |
| Nevada | $2,028 | $338 | 20.0% |
| New Hampshire | $1,218 | -$472 | -27.9% |
| New Jersey | $1,890 | $200 | 11.8% |
| New Mexico | $1,498 | -$192 | -11.4% |
| New York | $1,782 | $92 | 5.4% |
| North Carolina | $974 | -$716 | -42.4% |
| North Dakota | $1,384 | -$306 | -18.1% |
| Ohio | $1,168 | -$522 | -30.9% |
| Oklahoma | $1,736 | $46 | 2.7% |
| Oregon | $1,548 | -$142 | -8.4% |
| Pennsylvania | $1,612 | -$78 | -4.6% |
| Rhode Island | $2,256 | $566 | 33.5% |
| South Carolina | $1,530 | -$160 | -9.5% |
| South Dakota | $1,426 | -$264 | -15.6% |
| Tennessee | $1,480 | -$210 | -12.4% |
| Texas | $2,038 | $348 | 20.6% |
| Utah | $1,252 | -$438 | -25.9% |
| Vermont | $1,158 | -$532 | -31.5% |
| Virginia | $1,014 | -$676 | -40.0% |
| Washington | $1,308 | -$382 | -22.6% |
| West Virginia | $1,548 | -$142 | -8.4% |
| Wisconsin | $1,170 | -$520 | -30.8% |
| Wyoming | $1,508 | -$182 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2023 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2022 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2021 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2020 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2019 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2018 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
| 2017 Porsche 718 Cayman | $334 | $658 | $460 | $1,610 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Porsche 718 Cayman Insurance
Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every other policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The following is a brief recap of the ideas that were illustrated above.
- Teens are expensive to insure, costing up to $522 each month if full coverage is included
- Drivers who tend to receive serious violations pay an average of $2,000 more every year for 718 Cayman insurance
- Increasing comprehensive and collision deductibles could save up to $725 each year
- Drivers can save up to $210 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $3,934 |
| 30 | $1,770 |
| 40 | $1,690 |
| 50 | $1,544 |
| 60 | $1,516 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,166 |
| $250 | $1,944 |
| $500 | $1,690 |
| $1,000 | $1,446 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,690 |
| 50/100 | $1,782 |
| 100/300 | $1,897 |
| 250/500 | $2,196 |
| 100 CSL | $1,828 |
| 300 CSL | $2,081 |
| 500 CSL | $2,265 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,970 |
| 20 | $6,272 |
| 30 | $3,778 |
| 40 | $3,688 |
| 50 | $3,522 |
| 60 | $3,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $92 |
| Multi-vehicle | $90 |
| Homeowner | $25 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $112 |
| Paid in Full/EFT | $82 |
| Advance Quote | $87 |
| Online Quote | $123 |
| Total Discounts | $742 |
Discounts are estimated and may not be available from every company or in every state.
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